08456016304

We've been getting these eerie silent calls from this number connected to Aqua cards, as noted by the rather vocal individual above. The thing is, we’ve never had an Aqua card and certainly don't hold any accounts with Lloyds TSB. It's quite baffling, really. We wish they would actually utter a word so we could tell them directly to kindly take a hike and leave us in peace!

We've received quite a few calls from 08456016304 on both our mobile and home phone. Honestly, it’s baffling - we've got no idea why they're calling. I've decided against answering any of them. It's quite irritating that they never leave a message... it's clear they can't be that important, right?

Blimey, I keep getting calls from these muppets as well! Honestly, 8:50 in the evening? Talk about taking the mickey! It’s utterly infuriating and I’m really not chuffed about it.

We received a call from this number, but unfortunately, we weren't able to answer it at the time. They left a voicemail which interestingly mentioned our full name, and it appears to be from the HBOS group, specifically Halifax. They requested that we return their call at 0845 604 2714, with their lines open from 8 in the morning to 9 in the evening from Monday to Thursday, until 8:30 on Friday, and from 8 to 4 on Saturday, then 9 to 2 on Sunday. While we can't disclose the exact nature of their inquiry, we have an inkling as to why they’re trying to get in touch. Hopefully, this information proves useful to others!

Received a call from this number, but it was dead air for quite some time. It seems they’re using some sort of automated dialler, yet they clearly lack the staff to actually respond. Quite frustrating, really.

Does anyone happen to know why this number keeps calling our mobile every day and leaving messages? It's becoming quite bothersome. Has anyone had a similar experience with this?

I recently received a call on my mobile from the number 08456016304 and decided to return the call. Upon ringing back, I was greeted by a recorded message indicating that this was associated with the Lloyds TSB group, which also includes Halifax and Bank of Scotland. It mentioned that they would reach out again at a later time.

I just had a missed call at 8:15 this morning from this number. Seems like it’s from HBOS, as I reckon they often get delightful calls afterward.

Beware of these individuals; they’re nothing but fraudsters. It’s best to steer clear and not share any personal information with them. If you happen to fall victim to their tricks, make sure to notify your bank or the police without delay. Stay cautious!

Could anyone reveal who the previous owner was?

I received a call from this number at 16:23. I picked up on the second ring, but there was complete silence before the line went dead. I've noticed quite a few others are experiencing similar troubles with this number!

I've received a couple of calls from this number today. When I pick up the phone, there's just silence on the other end. Quite odd, really!

I received a concerning phone call from this number on my mobile. A woman with an unfamiliar accent claimed to be calling from Halifax about my personal account. Now, while I previously held an account with them, I closed it around a year ago. However, my husband and I do maintain a joint account, albeit it’s seldom used. The caller requested my name, date of birth, and my old address, which I found rather strange. I provided those details, and when she pressed for my current address, I mentioned just the postcode. It struck me as odd, especially since Halifax has been sending our mail to our new address without issue. When I inquired why she needed this information, the call abruptly cut off. Feeling quite uneasy about it, I decided to ring Halifax directly from my landline to verify the call. To my bewilderment, as I was about to speak to someone, another person claiming to be from "Halifax" was already on the line, asking for my security details. I firmly told him I would hang up and contact Halifax directly instead. Upon doing so, the official representatives assured me that this number had no connection to them or the Lloyds Banking Group. I would advise anyone receiving a call from this number to exercise extreme caution. Thankfully, I only provided security information that is relatively easy to obtain, nothing like account numbers or PINs. Just remain vigilant; do not disclose any further details. If you find yourself in a similar situation, hang up and reach out to the proper Halifax or Lloyds channels if you're apprehensive.

Just a quick reminder: you really don’t need to share your personal information. The moment you hand over your details, that’s when they’ve got you exactly where they want you. If they start asking for your private info over the phone, let them know politely that you don’t share that sort of thing and suggest they reach out to you via post instead. When they probe for your name or address, it’s perfectly fine to keep that under wraps. Stay savvy!

We received a call on our mobile and then on our home phone shortly after, but they didn’t leave a message on either. When we tried returning the call by using 141, a recorded voice identified themselves as Lloyds TSB, so we hung up.

I reckon it's yet another phone call from a debt collector. Honestly, their calls do tend to add a bit of cheer to my day! Wishing you all love and peace.

It’s clearly a scam, almost a right swindle. They called us as well, and the moment we asked them to confirm one of our transactions, they hung up. What a load of nonsense! Seriously, don’t even think about divulging any personal details if someone from a bank gives you a bell. Best to be cautious!

We received a missed call from 08456016304 on our mobile, but there was no voicemail left. We're really hoping it isn’t our bank trying to reach us regarding any issues. I've diligently kept on top of all the payments regarding our arrears, and we're absolutely baffled as to why they’d be trying to get in touch. We might need to ring them back and inquire if there's a problem with our account. Fingers crossed it doesn’t come to that, really!

It simply demonstrates the complete lack of sense exhibited by these companies. It's as if they've regressed to their teenage years, making calls just to hang up without uttering a word, all while their mates in the call centre have a right chuckle about it. It’s utterly ridiculous for supposed adults to engage in such childish antics. Honestly, they probably could benefit from a thorough assessment, as it seems quite clear that their judgement is rather askew.

Every single evening, without fail, I get calls at the exact same hour, but there’s never anyone there! Please, save us both the hassle and stop calling already!

The number 0845 601 6304 belongs to Blair Oliver & Scott, who are representatives for HBOS, dealing with individuals who owe them money. Should you fail to keep up with any loans or credit cards from Halifax, your outstanding balance gets sent their way for management. They’re quite elusive, operating out of Scotland and Manchester. It can be frustrating as they hound you with daily phone calls regarding repayments, even if you’ve sorted out payment arrangements!

I recently received two calls that rang through without any sound at all before they disconnected. Quite odd, really!

This number has been ringing me incessantly, but I’m refusing to answer. We’d rather not incur any charges on our mobile or be bombarded with unwanted sales pitches.

My sister has received approximately six phone calls from the number 08456016304, with both a male and a female voice claiming to represent Lloyds Bank. Do you reckon they’re genuinely from Lloyds or could it be a scam? Cheers!

I’ve come across a total of 44 grievances connected to the phone number: 0845 601 6304. I’ve had numerous calls from this number, both at my workplace and at home, with a woman on the other end inquiring about my date of birth.

These folks are just insane! They actually threatened to pin my head down to a table if I didn’t hand over some cash!

These folks keep ringing me, saying they're from Halifax, asking about some woman I've never come across. They even insisted they thought I was her and demanded my bank info. I've only had this phone number for around six weeks, and after a few calls, I reported them to fraud authorities and my local cops told me to get it checked into an investigation. Quite worrying really.

This number calls me almost daily, but I never pick up because I don’t answer calls from numbers I don’t know. It’s so frustrating!

Last evening, I received a rather suspicious call from the number 08456016304. The chap on the other end claimed to be representing Halifax regarding some sort of business issue. Oddly enough, he insisted that I had to respond to his so-called "security questions," which included my address and other personal details, before he would divulge any specifics about the matter. I found the whole thing rather dodgy and chose not to engage further, so I simply declined to provide any answers.

I’ve gone ahead and blocked their number. They were saying I was behind on payments with Halifax for my mortgage or loan, which made no sense since everything was up to date. I fed them fake passwords and details, but they acted like everything was legit. Eventually, I told them straight up I wasn’t owing a thing and that they sounded like scammers. They tried to say it was some sort of system error. Yeah, right.

They keep calling asking for my ex, even though he hasn't lived with me for like 4 years now. When I try to give them his phone number and new address, they just hang up on me. Honestly, just stop bothering me and leave me alone already.

Said they were calling from Halifax but sounded totally American to me, with names that didn’t fit the address they gave. They kept asking for confirmation on things, which seemed dodgy. Best to just mark the number as a scam and save yourself the trouble.

I keep getting calls from this number almost every day, they ask for folks I’ve never met. Anyone knows a way to make it stop?

This number keeps ringing me up all the time. It gets pretty irritating, but now I just don’t bother answering.

I picked up the phone and the caller claimed to be from Lloyds TSB. I've had similar calls previously, so I decided to call the bank myself. They informed me that they never contact customers by phone, only through letters. So, no matter what, don’t share any personal info or account details over a call - chances are they’re not who they say they are!

The smartest move with annoying scam calls is to add the number in your contacts and label it something like 'Spam Call - Ignore'. That way, when it buzzes, you’ll know not to bother answering.

This number has rung me twice, once yesterday and again today. Each time, they wanted to talk to a person I don’t know at all. When I told them they’d got the wrong number, the lady with an American accent said sorry and then just ended the call.

Every evening on Sunday and about three times daily, it rings but no ones there to talk, seems like they've lost their voice or something.

Every single day, I get calls twice a day, but when I pick up, there’s never anyone on the other end - it just rings two times and cuts off.

My phone keeps buzzing but when I pick up no one’s there, and they never say anything or leave a voicemail. It’s honestly driving me mental!

I've been getting calls from this number like four times every day, but no one ever picks up when I answer. It's quite annoying, so I've just stopped picking up now.

Earlier today, around lunch time, this number rang me up claiming to be someone from Halifax Bank. She wanted to verify some details and asked for my date of birth and postcode. After I provided the info, she told me it didn’t match their records and said I’d need to visit a Halifax branch tomorrow before suddenly hanging up.

This number keeps ringing me all day long, like morning, afternoon, and even at night, but whenever I pick up, there’s just dead silence on the other end.

Hey, just so you know, this is linked to Lloyds Bank. Their call centre is actually based in the Philippines. They use automatic diallers, which is probably why there’s dead silence when you pick up. And if you do manage to talk to someone, their accent makes it quite tricky to follow what they’re saying.

This number rang me twice in less than ten minutes - once on my landline and once on my mobile. I picked up both times but no one spoke and they didn’t leave any voicemail either. Quite strange really.

Got a call from this number today on a SIM I got just yesterday. Haven't told anyone the new number except the shop that sorted my contract. Feels dodgy, probably some scam. Ignored it straight away since I never pick up calls from unknown numbers.

This number keeps ringing my mobile all day from morning till evening, like between 8 in the morning and 8 at night. I don’t pick up because I’m usually busy at work, and it’s really annoying. I’m looking for a way to block it. If they really need to get in touch, they should just send a message instead, cause I definitely don’t trust random calls anymore. Plus, seeing loads of others getting calls from the same number makes me think there’s something dodgy going on here.

Got a call super late at night and it totally disturbed our sleep.

This number rings me loads every day, but I just ignore it now. I have no idea how they ended up with my phone number since I'm meant to be ex-directory. Honestly, I wish they'd just stop calling and leave me in peace.

They call daily but when I answer there's just this annoying crackling and then nothing, no one speaks.

How on earth do these Ripple people manage to get my phone number? I’m fed up with them ringing all the time. And when I finally get through to someone who’s not a robot, it’s like they’re speaking in a completely different language. Absolutely no way am I giving them my bank info!

kept getting calls but i aint even with bank of scotland, really annoying them ringing all the time!

Someone said they were from Lloyds bank... but I'm not sure if it was a scam or legit? Has anyone else had a call like this?