07860020438

☎️ 07860020438 👆 is a valid (Mobile) United Kingdom Phone Number and it is issued by O2. It is part of the phone block 78600 with a prefix of 07860. The area code 07860 originates from United Kingdom.

The presentation of this phone number on your Caller ID might change, such as:

+447860020438+44 7860 02043807860 020438+44-7860-020438

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07860 020438 Tagged as:

paypal m - sa google lincoln hey fancy tps florinabalasa jakecrutchley paypal credit

TimeLine of events for phone number 07860020438

  • Beware PayPal scam, reported
    Dec
    2025
  • Unrecognized number, likely ongoing harassment
    Dec
    2025
  • PayPal phishing; block, don't reply
    Oct
    2025
  • Active number, suspected phishing attempt
    Oct
    2025
  • Scam impersonates PayPal, persistent messages
    Mar
    2025
  • PayPal scam; no response received
    Dec
    2024
  • Phishing alert: fake PayPal email
    Nov
    2024
  • Number 07860020438 confirmed scam
    Nov
    2024
  • PayPal Credit email update notification
    Nov
    2024
  • Scam SMS using full name
    Nov
    2024
  • Impersonation scam using full name
    Nov
    2024
  • Spoof PayPal texts harassing community
    Nov
    2024
  • Text message scam warning
    Nov
    2024
  • Three months PayPal credit offered
    Nov
    2024
  • PayPal scam text, suspicious offer
    Nov
    2024
  • PayPal scam revealed, name known
    Nov
    2024
  • Possible scam message regarding PayPal
    Nov
    2024
  • Suspicious PayPal credit scam message
    Aug
    2024
  • Warning: Scam, avoid interaction
    Aug
    2024
  • PayPal debt scam warning
    Apr
    2024
  • Black Friday PayPal spam scam
    Nov
    2023
  • User states "Scam."
    Nov
    2023
  • Warning: PayPal scam reported
    Nov
    2023
  • Warning: PayPal scam reported
    Nov
    2023
  • Scam message, blocked and deleted
    Nov
    2023
  • PayPal text message is a scam
    Nov
    2023
  • Beware of PayPal scammers
    Nov
    2023
  • Scam call blocked, reported despite TPS
    Nov
    2023
  • Reminder: complete Open Banking application
    Nov
    2023
  • PayPal scam warning
    Sep
    2023
  • PayPal scam linked to number
    Aug
    2023
  • PayPal scam via SMS warning
    Mar
    2022
  • PayPal scam warning alert
    Mar
    2022
  • Paypal scam requesting opt-out
    Mar
    2022
  • Scam alert: Beware fraudulent calls
    Feb
    2022
  • Fake PayPal credit offer scam
    Feb
    2022
  • Suspicious PayPal credit increase message
    Feb
    2022
  • Claimed to be PayPal scam
    Jan
    2022
  • Warning: Ignore PayPal credit message
    Dec
    2021
  • Suspected PayPal scam message received
    Dec
    2021
  • PayPal Credit increase scam alert
    Nov
    2021
  • Scammers mimic PayPal, phishing attempts
    Nov
    2021
  • Paypal scam suspicion; unsolicited messages
    Nov
    2021
  • Paypal credit increase flagged fraudulent
    Oct
    2021
  • Paypal credit increase fraud alert
    Oct
    2021
  • Fake PayPal message scam
    Sep
    2021
  • Fake PayPal scam, avoid replying
    Aug
    2021
  • Warning: Avoid replying "STOP" scammers
    Aug
    2021
  • Warning: Paypal scam, don't share
    May
    2021
  • Suspicious message with blank reference
    Mar
    2021
  • Possible PayPal phishing, no link
    Mar
    2021
  • Update PayPal Credit via Text
    Mar
    2021
  • Warning: Fake PayPal text scam
    Mar
    2021
  • Fraudulent phishing attempt disguised PayPal
    Mar
    2021
  • Scam text, PayPal impostor, blocked
    Mar
    2021
  • Possible PayPal scam; reported
    Mar
    2021
  • Identical scam message; block immediately
    Mar
    2021
  • PayPal unlikely messages mobile numbers
    Mar
    2021
  • PayPal scam; avoid responding
    Mar
    2021
  • Paypal Credit bounce-back scam warning
    Mar
    2021
  • PayPal scam text; delete message
    Mar
    2021
  • PayPal emails bounced, update info
    Mar
    2021
  • PayPal Credit updates; email bounce
    Mar
    2021
  • Uncertain message, will verify later
    Mar
    2021
  • PayPal phishing scam, ignore texts
    Mar
    2021
  • Suspicious PayPal phishing text received
    Mar
    2021
  • Possible PayPal scam text message
    Mar
    2021
  • Possible PayPal scam inquiry
    Mar
    2021
  • Warning: scam text, do not respond
    Nov
    2020
  • Scam text; delete, no reply
    Nov
    2020
  • Scam alert, personal details exposed
    Nov
    2020
  • Scam text about PayPal opt-out
    Sep
    2020
  • PayPal contact or opt-out message
    Dec
    2017
Number Of Searches: 9 Number Of Comments: 72 First Seen: 25 December 2017 General Reputation: negative

This number has recently been searched from Stannersburn(Northumberland) and Thornholme(North Yorkshire).

07860020438 has 72 comments of which 57 x negative and 15 x neutral

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07860020438 Summary (Read all comments)

Phone number ☎️ 07860020438 👆 is reported as a persistent scam number impersonating PayPal, sending fake texts about bounced emails, PayPal Credit updates, and false payment requests. Messages often include the recipient’s full name and urge recipients to visit fraudulent links or text to opt out, which only confirms active numbers to scammers. Users warn against replying, clicking links, or calling any associated numbers, as genuine PayPal communications do not follow this format and typically come from official shortcodes or verified channels. The scam has been ongoing for years, causing significant concern over privacy and fraud risk. Visitors should block the number, avoid engagement, and report any suspicious PayPal-related communications directly to PayPal through their official website.

Reports on phone number 07860020438

7 months
I checked my real PayPal account and there was no outstanding balance, but I got a call claiming I owed money - total scam. Make sure you stay alert and I’ve already reported it to PayPal.
PayPal
7 months
A few hours back, I got a text from this number saying, "Hey! Can I send you a quick message?" Since I didn’t know who it was, I looked it up on Google. Turns out I made the right call not replying, or else it might have turned into constant annoying messages.
Google
9 months
Got a call from someone pretending to be PayPal, total phishing scam. Just ignore it and block the number straight away. If you answer, they’ll know your number is live and tied to your real name, which they already use to try and trick you. Definitely best not to engage.
9 months
This number is still working, just like the others. Got a call asking me to update my email for PayPal Credit which seemed a bit dodgy. So, straight away I came here to have a look and see what’s going on.
1 year
For sure a scam pretending to be PayPal. I've had like 28 texts from this number since January. 07860020438
PayPal
2 years
Got a call from someone claiming to be PayPal, ignored it straight away cos I know PayPal wouldn’t get in touch like that. Definitely a scam.
PayPal
2 years
Got a badly written text saying PayPal tried to email me about my PayPal credit but the message bounced back and they needed me to update my email details.
PayPal
2 years
Got a call from this number a couple days back. I'm from Lincoln myself. The funny thing is, if it was legit, Paypal would have emailed me and there'd be a notice on their site too. 07860020438 is dodgy for sure. I've blocked it now.
LincolnPaypal
2 years
SCAM ALERT! They claimed to be PayPal and even used my full name, so dodgy!
PayPal
2 years
Hey, this is from PayPal Credit. We tried emailing you about some updates to your PayPal Credit terms starting 1st May, but the email bounced back. Could you please log in and update your email address so you can check out the new terms? If you want to stop getting messages, just text STOP to 07860020438.
2 years
Got a text from this number that used my full name saying it was from PayPal.
PayPal
2 years
Got a message from someone claiming to be PayPal, but it felt dodgy. They mentioned Black Friday and some pay in 3 with unregulated credit deal! Pretty sure it’s a scam.
PayPal
2 years
Its a scam, got a text from this number.
2 years
Got a message saying I could pay off my PayPal balance in 3 instalments, figured it was dodgy.
2 years
Just got a fake PayPal text message telling me to reply STOP if I want no more messages. Seems like this scam has been around for ages, so I'm shocked it’s still happening. This really should be shut down! It’s being sent to loads of people, so it’s basically annoying the whole community.
2 years
Theyre givin out 3 months of PayPal credit at the moment.
2 years
Got a call from someone pretending to be PayPal, really annoying cuz they even had my full name!
PayPal
2 years
Just got a message saying ive missed a payment for PayPal credit, with a link to what looks like PayPal and at the end it says text stop to 07860020438 to opt out. The funny thing is ive never signed up for PayPal credit lol... The text actually had PayPal written on it.
PayPal
2 years
Totally a scam, best not to click or reply at all.
2 years
Received a dodgy message claiming to be from PayPal, stating that I owe them money. Definitely a scam!
PayPal
3 years
Scam Hey (name) Fancy grabbing some Black Friday deals? If you have a PayPal Credit account, you can enjoy 0% interest for 4 months on purchases above £99. You’ll need to make minimum monthly payments. Check the PayPal Credit site for more info. Reply stop to 07860020438 if you don’t want more texts.
3 years
Fraud call.
3 years
Fake PayPal call, total scam.
3 years
Looks like a PayPal scam to me.
PayPal
3 years
Dodgy call, I just blocked and wiped it off. Hey (name) Fancy grabbing some Black Friday deals? If you’ve got a PayPal Credit account, you can enjoy 0% interest for 4 months on any buy over £99. You still gotta make the minimum monthly payment though. Check out the PayPal Credit website for all the info. Text stop to 07860020438 if you don’t want any more texts like this.
HeyFancy
3 years
Absolute nightmare, those PayPal fraudsters are at it again.
3 years
Think this is a scam, definitely not PayPal. I'm on the TPS list but they keep ringing me anyway. Had to block them and report it.
PayPalTPS
3 years
I recently got a text purporting to be from PayPal, and it used my full name as well. It was all about some Black Friday offers and purported ways to save some dosh, all the usual marketing spiel. What's more, there was a clickable number at the end, suggesting I could tap it to opt-out of future messages. I had a quick look at my PayPal account and realised I've never given them the go-ahead for such promotional contact, so it definitely struck me as dodgy. I went ahead and blocked the number and binned the message straight away. I even tried to flag this with PayPal, but couldn’t seem to locate a method to do so. Quite frustrating, really!
PayPal
3 years
Hi there, We dropped you an email on 7th Nov asking you to finish an Open Banking form so we can review you for a £1000 Credit Limit Raise on PayPal Credit. If you want that increase, please take a look in your inbox and fill out the form. Reply STOP to 07860020438 if you don’t want any more texts.
3 years
Seems like a PayPal scam to me.
PayPal
3 years
Its just one of those PayPal scams, with the phone number linked.
PayPal
4 years
Watch out, it's a PayPal rip-off!
4 years
Got an email pretending to be from Paypal, saying I needed to opt out of something - total scam!
Paypal
4 years
Just got a text message pretending to be from PayPal - total scam!
4 years
Totally a scam.
4 years
They said they were from Paypal, trying to upsell me on my credit limit.
Paypal
4 years
Got a call from 07860020438 claiming to be PayPal, saying they want to chat about raising my credit limit. Seems odd tho cos I've only ever had that sort of notice via email before, so felt a bit dodgy to get a message like this.
PayPal
5 years
Said it was PayPal.
PayPal
5 years
Got a text about my PayPal credit limit going up. Don’t reply if u wanna stop it!
5 years
Got a txt from "PayPal" just before my flight today. It said something like, "Important message for ........ Call PayPal on 08005870429 quoting reference ." Problem is, they totally missed including the ref number so I couldn’t quote anything! Real PayPal usually sends from different numbers and definitely don’t make silly errors like that. Pretty obvious scam if you ask me.
5 years
I got a message saying there was a rise in my PayPal Credit. It told me to do some stuff on the PayPal website, but when I tried to do it, none of what they said was right!!
5 years
Received an email from PayPal saying I can raise my credit limit, but I just brushed it off since I don’t want to increase it. Then today I get a text from some unknown number, pretty much the same message as the email. Makes me wonder how they got that info? Is PayPal passing phone numbers to scammers, or are these idiots just blasting it out to loads of people hoping someone falls for it?
PayPal
5 years
I got an email from PayPal saying I could raise my credit limit but I just ignored it since I don’t need it. Then today, I got a text from some private number saying pretty much the same thing. Obviously, it’s scammers, but how do they even know about the email? Is PayPal giving out phone numbers to scammers, or are these scam texts just sent to random people hoping someone will bite?
PayPal
5 years
Got a call about increasing my Paypal credit, but turned out to be a fake Paypal phishing email. Reported it straight away.
Paypal
5 years
Got a message supposedly from Paypal using my full name saying I have a credit boost ready and to check the link in my PayPal or the email they've sent. Thing is, I never got any email and there’s no link in my account either. Looks like a scam to me so I’m just ignoring it, no way I’m replying with STOP or anything.
Paypal
5 years
Got a text claiming to be from PayPal, but it’s 100% a scam. Watch out for these dodgy messages!
PayPal
5 years
That number, +44 7860 020438, says it's from PayPal, but trust me, it’s NOT. Don’t answer, block it straight away and whatever you do, don’t text them back with “STOP”. Just steer clear!
5 years
Beware of the ‘name leaked’ scam! If you reply with 'STOP', it just confirms to them that your number is live and you’re paying attention. Best to ignore those messages completely.
5 years
Got a call from someone claiming to be from PayPal, trying to get my bank details - don’t fall for it and never share your info!
PayPal
5 years
Got a text that said: "Important message for FLORINABALASA. Call PayPal at 08005870429 with reference . Lines open 9.99 am to 6.30 pm M-Sa. To opt out text stop to 07860020438" The strange bit is the reference was missing and the way they wrote the days as "M-Sa" felt off. Looks dodgy to me.
FLORINABALASAM - Sa
5 years
I got a call from 07860 020438 claiming to be from PayPal. They said there was some problem with my email bouncing back and mentioned something about updates to their terms and conditions. Instead of giving a link, they asked me to get in touch with them if I wanted to stop getting these notifications. Seemed a bit dodgy to me.
PayPal
5 years
I just sent a message to update my PayPal credit details. Hopefully, everything goes through without any issues!
5 years
Hey, this looks like a dodgy phishing scam pretending to be from PayPal. If you actually have a PayPal account, just log in directly through their website. If you’re already getting emails from PayPal, this message probably isn’t legit at all. Just ignore it, mate.
PayPal
5 years
Got a dodgy text claiming to be from PayPal, but legit messages from PayPal only come from 62226. It said something like, “Hi [Your Name], this is PayPal Credit. We tried emailing you on 23/02/2021 but it bounced back. They want you to log in to change your email and check new terms starting 1st April.” The number to reply STOP to was 07860020438. Definitely a scam, don’t click anything or reply!
5 years
Got a text from 07860020438 claiming to be PayPal saying my email bounced back about new credit terms kicking in from 1st April 2021. They want me to log in and update my email address or something. There’s another number they gave, the same one actually, saying if you call it, the messages will stop. Honestly, what a load of rubbish. Just bin it, folks.
PayPal
5 years
Hey, this is PayPal Credit. Just wanted to let you know we tried emailing you on 22/02/2021 about some updates to your PayPal Credit terms starting 1st April, but the email bounced back. Could you please log in to check and update your email so you don’t miss the changes? If you want to stop these messages, reply STOP to 07860020438.
5 years
Got a text from this number claiming to be Paypal and they even used my full name. I tried replying with STOP to stop the messages but it wouldn’t send at all. Strange and annoying!
Paypal
5 years
Hey, just a heads up from PayPal Credit. We tried emailing you on 25/02/2021 about updates to your PayPal Credit terms coming into effect on 1st April, but the email bounced back. Could you please log in and update your email and check out the new terms? If you don’t want to get these messages, text STOP to 07860020438.
5 years
Got a text from this number saying I needed to log into my PayPal because of some "bounce back" about terms and conditions or something. They said you could reply stop to opt out, but I didn't bother responding. Instead, I looked up the number on Google and just deleted the message straight away.
Google
5 years
020 438 07860 I got this weird message supposedly from Paypal Credit saying something about a 'bounce back' notification they received. It claimed to be contacting me about changes to their terms and conditions dated 23/02. I checked my deleted emails and found lots from around that time, but nothing from the 23rd itself. They did have my name correct somehow, but honestly, I reckon it's best to just disregard it.
Paypal Credit
5 years
I've encountered a text from this number that's clearly a phishing attempt pretending to be PayPal. It's definitely not worth taking any action! I've been inundated with messages from this same sender, going on about email issues and logging in - but honestly, I've checked and my account's fine, with everything in order on the app. Just another pathetic attempt by scammers that’s fallen flat!
5 years
I seriously don't think PayPal would contact you from a personal mobile number. I got a message like this once... It said something like, "Hey JakeCrutchley, PayPal Credit here. We tried to email you on 22/02/2021 about updates to your credit terms starting 1st April, but the email bounced back. Please log in to update your email and check the new terms." Then it gave a number to text STOP to opt out. Definitely felt fishy. I wouldn't reply to it at all.
PayPalJakeCrutchley
5 years
This is a PayPal scam, best to ignore and not answer.
5 years
Got a message supposedly from PayPal with my correct name on it, but they’re telling me to text 'stop' if I want to opt out. Looks a bit fishy to me.
PayPal
5 years
Got a text claiming to be from PayPal about a bounceback dated 24th Feb. I’ve sent it over to their investigations team just in case. Feels like a scam to me.
PayPal
5 years
Got a text just like the ones described here. They did get my name right but PayPal messages never start with ‘Hi’ without a space (like ‘Hijbloggs’). BEWARE...it’s definitely a SCAM. Don’t respond to it. Just block the number, swipe away and report it straight to PayPal.
5 years
Not sure if this message’s legit, but at least they got my name spot on. I’ll check again from a different gadget later just to be safe. Hello xxxxxxxxxxxx, this is PayPal Credit reaching out. We tried to email you on 24/02/2021 about updates to your PayPal Credit terms effective 1st April, but the email bounced back. Please log into your account to update your email address and see the new terms. If you want to stop getting messages, text STOP to 07860020438.
6 years
Got a text from 07860020438 saying it’s some urgent message for (NAME). It tells you to ring PayPal on 08005870429 and give a reference number. They say their lines are open 9am to 6:30pm Monday to Saturday. There’s an option to text STOP to the same 07860 number to opt out. Honestly, just delete it and mark it as spam. If you actually ring 0800 number, it’s a scam waiting to happen. And if you text STOP to 07860, you’re basically sending them a sign that your number is real and active, which could cause more spam. Really best to just ignore and block it.
6 years
Just got a dodgy text asking for my PayPal info, total scam! Didn’t respond, just bin it straight away. Watch out, don’t fall for it!
PayPal
6 years
Just a heads up, got this dodgy message that somehow included our personal info... BE CAREFUL!!!!!!
6 years
Got a dodgy text saying to call PayPal and that to opt out I should text STOP to 07860020438. Ignored it completely, didn’t bother ringing or texting back to either number.
PayPal
9 years
Received a message from PayPal directing me to either get in touch with them or to unsubscribe using this number.
PayPal

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Call Charges

If you want to return a call to ☎️ 07860020438 👆, it will cost you between between £0.10 to £0.20 per minute on landline and between between £0.03 to £0.65 per minute on mobile. Additionally, there might be a connection charge of £0.23.

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