08442646046

Can anyone tell me who this could be? I'm curious how they managed to obtain my banking information. The number that called me is 01656337450.

I've noticed that mmtrackbudget.co continues to withdraw funds from my bank account. I'm quite perplexed as to who they are and would appreciate it if these transactions could be ceased immediately. - Caller: Unknown

I've noticed multiple deductions from my bank account, totalling £25.00, and I’m keen to get my funds returned. The companies involved appear to be PRICEKREW.COM, MONEYSAVE MIN MK, LDC*credit-desk.co.uk, and MM*track-budget.co. The number I've been receiving calls from is 08442646046, which seems to be linked to this issue. Has anyone else encountered similar problems with these firms?

I’m baffled how this lot managed to grab almost £30 from my bank without me ever agreeing to it. No clue how they got hold of my card info, but it’s definitely shady business. Total scammers if you ask me.

I've noticed that a company has unlawfully dipped into my account for almost £30, and I’ve no clue how they managed to snag my banking info. I believe these individuals are nothing short of scammers. By the way, I haven't received any calls from them, so it's truly baffling.

I've just had a look at my bank statement and lo and behold, I’ve spotted a charge that reads LCD* credit Desk.co.uk for £19.50. Honestly, it’s all rather baffling to me! I haven’t the slightest clue what this could possibly relate to! - number: 08442646004

I took the liberty of tweaking the email from nexfer, personalising it to fit my own situation. To my surprise, I received responses from both Ldc credit and mmtrackbudget in under four hours, confirming that I would indeed be getting a refund. Huge thanks for the valuable advice, folks! - Caller: 08442646046

I received a refund from a firm called Track Budget. - Caller: Track Budget

It appears that LDC Credit and MM Track Budget are essentially the same dodgy outfit pulling a fast one on unsuspecting customers, dishing out services that were never requested. I’m absolutely baffled as to how they even obtained my card information. This feels like a blatant case of theft or perhaps even large-scale fraud. LDC has promised to refund my money, yet I can’t get in touch with MM Track at all-they're seemingly just a faceless bank account draining the hard-earned cash of everyday folks. It’s outrageous that this company has been reported countless times and remains operational; it should have been shut down and its culprits brought to justice. I can’t express how furious I am-it’s beyond infuriating!

I’ve recently had a run-in with these charlatans on behalf of my other half, and let’s just say, a quick refund and some stern words did the trick. Apologies for not being able to share links, and the formatting here certainly isn’t helping the look of the email/letter template I used. If you fancy getting back the cash these rogues have nicked from you, just follow these straightforward steps (I saw the money back in my account within three days of flagging the issue). STEP 1: Ring your bank, and ask to be connected to their Fraud Department, citing that a business has taken funds from your account without your permission. They might be a bit unhelpful, to be honest, but make sure they block any further transactions from the offending companies (MM*TRACK-BUDGET.CO / LC*CREDIT-D). They should be able to provide you with the contact information for those entities. STEP 2: Here are the emails I sent (one to each company): To: MM*TRACK-BUDGET.CO - ([email protected]) or LC*CREDIT-D ([email protected]) Subject: Fraud Notice Attention: MM*TRACK-BUDGET.CO / TRACK-BUDGET.CO and any associated entities. RE: YOUR NAME - Bank Reference - #########GB (Transaction reference from bank statement) I’ve discovered that your so-called ‘company’ has unlawfully pilfered a total of £39.10 from my account at the Royal Bank of Scotland (RBS) without my knowledge or consent. This amount was taken across four separate transactions on the following dates: - 18th December - £19.45 - 4th January - £0.10 - 11th January - £19.45 - 25th January - £0.10 I’ve flagged this as fraudulent activity with RBS, and if this is not rectified swiftly, I will be forced to escalate the matter to the police fraud unit, as it’s clear this is a widespread scam your ‘company’ is running on unsuspecting individuals. I’ve prepared letters for all relevant ombudsman authorities and regulatory bodies, should your outfit choose to ignore my rightful claim for reimbursement, and I won’t hesitate to send them along with evidence of your fraudulent practices. I need you to: 1. Immediately shut down any account you claim is in my name. 2. Reach out to me with information regarding the timeline and method for my reimbursement. 3. Erase any and all information connected to me, my name, my banking details, and anything else held by your ‘company’ related to my identity. 4. Respond to me within TEN (10) working days. This email is part of a case against your so-called ‘business’ and its operators. I can’t find any registered entity in the UK under MM*TRACK-BUDGET.CO / TRACK-BUDGET.CO, suggesting that it perhaps doesn’t even exist. If you can’t provide proof otherwise or remedy to my issue, I will seek legal action for all grievances. This correspondence has also been sent to LC*CREDIT-D, who appears to be running a similar scam. I look forward to your prompt response. STEP 3: Receive your refund / replies: Customer Services (Track Budget) Jan 27, 12:03 Hello MY NAME, Thank you for your message. We wish to clarify how we operate. We can only set up an account if our customers voluntarily provide their personal and banking details while seeking financial services online. We confirm that we received a request under the name 'MY NAME' for a Track Budget account, along with the banking information at the point of consent. Automated emails are sent once our service is activated. These include details about a 7-day trial that begins, along with login credentials, and then a notification at the trial’s conclusion about the initiation of monthly fees unless opted out of. Sometimes these emails land in junk/spam bins, depending on settings. We’re committed to fair treatment and maintaining high customer service standards. We can confirm that a full refund of £38.90 has been processed via debit card. Kindly allow up to 7 working days for the funds to appear in your account, although banks can vary, so it may arrive sooner. Additionally, your details have been removed from our system, and you shouldn’t receive any further communication related to your account. Should you need anything else, don’t hesitate to reach out. Best regards, Customer Services Track Budget ---------------------------------------------- Customer Services (Credit Desk) Jan 27, 10:52 Hello MY NAME, Thank you for getting in touch. Credit Desk offers 24/7 access to your credit report. You can view it anytime on your phone, tablet, or computer. Your credit score is more significant than you may realise, affecting everything from loans to insurance and renting. The service is intended for those seeking finance who may have been turned down. Consequently, you opted into our monthly subscription when applying for a loan online. This would have involved entering your details, consequently authorising us to debit your account. Your account has been cancelled, and a refund has been processed. No further payments will be initiated from your account. The funds should clear within the next 72 working hours. We appreciate your business and encourage you to contact us for any further assistance. Thanks again, Credit Desk - caller: 08442646046

I've just had a look at my bank statements and noticed two strange transactions: one for £19.45 labelled 'mm trackbudget' and another for £19.50 from 'lcc credit desk'. I definitely haven't signed up for anything with either of those companies, and I’ve no clue how they got hold of my information. It's infuriating! My card's been blocked now, and I'm stuck on hold with the bank's security team; I've been waiting for over half an hour already!

Hello, I'm hoping to get a refund for the funds that Credit-Budget has deducted from my account.

Hello there, I’ve encountered a rather frustrating issue myself. In November, I noticed that my account had been debited £18.45 not once, but twice, and then once more in December. The transactions were listed as follows: SDT*trakkit.co.uk - CD LC*credit-desk.co. - CD MM*track-budget.co - CD After discovering these suspicious charges, I decided to ring the numbers my bank had provided. Strangely enough, all three seemed to lead to the same monotonous voicemail, which directed me to the email addresses below: [email protected] [email protected] [email protected] I promptly sent them the following email: Dear Sir/Madam, I've become aware that your organisation has withdrawn funds from my bank account. I must express that I have no prior knowledge of your company nor have I requested any services from you. Therefore, I’d appreciate clarity on how you obtained my personal information. I demand the cancellation of any so-called service you claim to provide, along with a full refund for the unauthorised withdrawal from my account. As of now, I haven’t received a response from Trakkit, but thankfully, they haven’t made any further deductions. Credit Desk, on the other hand, has successfully refunded my £18.45. I’m still waiting on a reply from Track Budget, yet my bank has managed to terminate whatever subscription they had set up. If you find yourself in a similar predicament, I highly recommend reaching out to the companies via email, as having a written record will bolster your request for cancellation. Also, engage your bank directly regarding each subscription; they should certainly assist in halting any suspicious transactions when you raise concerns about specific charges. - Caller: 08442646046

Hello there, I've had a similar experience where the credit desk inexplicably withdrew £20 from my account. After having a word with them and expressing my dissatisfaction, they assured me that the amount would be refunded. It was all done without my consent, mind you! Tracking down Track Budget has proven to be quite the challenge, though. I’m relieved I had the foresight to review my statement. It's utterly scandalous; it feels like a blatant act of theft in broad daylight!

My bank statement shows a withdrawal of £25 that I didn't authorise, and it happened right before Christmas! What's going on?

I noticed that £19.45 has been withdrawn from my bank account without my consent! How frustrating, especially with the festive season fast approaching! - Caller: 08442646046

I’m in the same boat, and it's infuriating! You need to get in touch with your bank immediately; they won’t just hand back your funds, but they can certainly put a stop to any further withdrawals and keep you informed of any suspicious dealings. Thankfully, they did return the fees they charged me. It’s absolutely outrageous how these crooks operate-how is this even allowed? I received a message on my computer claiming, "The only reason we need your card details is to facilitate payment if your application is approved!" However, my bank pointed out that they had buried a tiny disclaimer on the page-after all the reassurances-that essentially allows these scammers to plunder your account at will. It won’t end unless you take action with your bank, and you really need to make a call yourself. Good luck, though; they are incredibly rude and tend to interrupt you, which makes the whole ordeal even more frustrating. On top of everything else, I've gone through chemotherapy this year and have a disability. The £40 they swindled from me was meant for my grandchildren's gifts. It's just heartbreaking.

I've noticed this number appearing on my bank statement alongside a recent transaction. Interestingly, there are also charges from three other entities: Mango Money, MM*Track-Budget, and LC*Credit-Desk, amounting to £60.00 over the past week. It's certainly cast a shadow over my Christmas cheer! - caller: MM*Track-Budget

I've just noticed that this number has popped up on my bank statement as well. They've deducted £19 from my account not once, but twice today. Can anyone assist me with this?

I've got this number showing up on my phone too. Right now, I'm on the line with my bank to get to the bottom of it. It seems to be linked to some sort of financial management firm or something along those lines. The number in question is 08442646046.

I noticed a charge of £19 on my bank statement, and I haven't the faintest idea where it came from. It's rather concerning to see that amount withdrawn from my account without my consent.