08442646004

I’m quite upset, as my account has been debited twice for £19.50. This needs to be halted immediately, and I expect a full refund. I’ve flagged this as fraud and have prepared letters for the ombudsman in case your company refuses to return my funds. Additionally, should I be denied my refund, I demand that all of my personal details and information be entirely erased from your records, as well as those of any associated entities. - Reference number: 08442646004

I noticed they’ve deducted two payments of £19.50, and additionally, Mango Money charged me £19.99. I did manage to secure a refund for one of those, but reaching out to LDC and MM to sort out my budget tracking has been quite a challenge. The caller identified as ‘Loads’.

I've noticed deductions of £19.50 and £19.45 from my account each month over the past four months, along with several pesky little charges of 0.10p. It appears these are coming from Credit Desk and Track Budget, despite the fact that I've never signed up for anything with them. I've reached out via email to both, and they've acknowledged this month's refund for the rather blatant theft! Their emails are [email protected] and [email protected]. It seems to me that they're actually one and the same entity masquerading as two. I hope this information proves useful!

I recently encountered a disconcerting situation involving my son. Initially, there were a total of four deductions made, but thankfully, only two amounts were debited: £19.45 and £19.50. On top of that, there were four "trial" transactions of just 10 pence each. The culprits behind these transactions were MM*mangomoney.co.uk, MM*TRACK-BUDGET.CO, and LDC*CREDIT-DESK.CO.UK. When I reached out to our bank, they informed me that they receive numerous calls daily from individuals experiencing similar issues. They stated that these companies often filch credit card information from individuals visiting payday loan websites. I've lodged a complaint with the financial ombudsman, and they're currently addressing the matter with Quickquid regarding my son's case. It's worth noting that Quickquid operates out of the USA, which means they're not bound by UK regulations. During my attempts to sort this out, I called one of these firms (there are claims they might all be linked) and was told that they accessed my son's banking details because he failed to untick certain boxes on the payday loan site he visited. Following advice from the bank, I called one of these firms armed with a contact number and demanded a full refund. The representative claimed he could only authorise a refund for one transaction and instructed me to email head office for the remainder. I've followed through on that but am still awaiting a reply. The contact number provided by the bank was 034 565 0941, which might lead to either mangomoney or Track-budget (or possibly both). They also supplied another number, 08447 289350, which could be worth a try. The bank insisted that what occurred wasn’t outright fraud and thus, wouldn’t process a refund; however, they did mention I could request a refund for all unauthorised transactions. I strongly recommend that you reach out to the financial ombudsman as well- they are already investigating Quickquid and various other lending companies, so they’d likely appreciate any additional details you can provide. If you need to contact the head office of the company responsible for the unauthorised deductions, you can do so at [email protected], [email protected], or [email protected]. For the financial ombudsman, their contact numbers are either 0800 023 467 or 030 123 9123. Wishing you the best of luck! - commenter: Margaret Baron

I'm keen to uncover the identity of the individual behind this number, as I’m looking to reclaim funds from tack-budget.co, ldc credit-best.co.uk, and mango money.co.uk. Any insights would be greatly appreciated!

I’m at my wits’ end here! None of the contact information given seems to be functioning, and I can’t seem to reach a soul for assistance. Is there anyone out there who can lend a hand? My funds keep vanishing from my account-this is a right pickle! If anyone’s available, I’d be eternally grateful. The number I’m having trouble with is 08442646004. Cheers!

I ran into the exact issue, so I gave them a ring and got my money back. Used this number to sort it out: 0345 565 0941.

Hello everyone! I've recently found myself in a similar predicament and I’m rather chuffed that I took the time to investigate this matter. It's absolutely ridiculous! I've gone ahead and shot them an email insisting on a refund. Should they ignore my request, I'll have no choice but to alert the authorities about what I believe to be fraudulent activity and stealing.

I’ve managed to block an 0800 number recently, but now I’m finding that MM Track Budget Co and LCD Credit Fest have started siphoning money from my account through direct debits. I’m at a loss here - I definitely haven't agreed to anything! As a student, this situation is rather distressing. Any advice on how to resolve this would be greatly appreciated! - Caller: 0844264046

Hello there, What a bunch of crooks! I just checked my bank statement and found they've swiped £19.50 from my account! I had applied for some loans, and it seems they've taken some dosh from me without any warning. What a right bunch of dodgy gits!

It seems that this number is defunct, and the one for Track Budget is likewise coming up as unregistered. I would recommend reaching out to your bank’s fraud department to have them place a block on your account-I’ve had to take that step myself!

I’ve noticed that money has been withdrawn from my account on two separate occasions by b***y Track Budget and Credit Desk. Does anyone happen to have a contact number or know how I might resolve this issue? I’d really appreciate any help!

I’ve recently had a bit of a run-in with these dodgy characters on behalf of my partner. Thankfully, I managed to get a quick refund and give them a firm talking to. Unfortunately, I’m unable to share links here, and the formatting a right mess if I try to copy the letter I used. If you’re keen, just look up Nexfer Social on Google, head to the forums, and you’ll find the relevant post in ‘The Thread’.

For anyone out there who’s keen on reclaiming their cash unlawfully swiped by these con artists, I’ve got a bit of advice that worked wonders for me-had my funds back within three days of spotting the theft! **Step 1:** Get in touch with your bank and ask to be directed to the Fraud Department, citing that a company has taken money from your account without your permission. Now, don’t be surprised if they’re somewhat unhelpful, that’s par for the course. However, insist that they block any future transactions from the dodgy firms involved (MM*TRACK-BUDGET.CO / LC*CREDIT-D). They should be able to provide you with contact details for these businesses. **Step 2:** Here’s the email template I used for reaching out (one email for each company): To: MM*TRACK-BUDGET.CO - ([email protected]) or to LC*CREDIT-D ([email protected]) Subject: [YOUR NAME] - Bank Reference Number - #########GB (from my bank statement) Dear MM*TRACK-BUDGET.CO / TRACK-BUDGET.CO and any associated names, I’m writing to inform you that your so-called 'company' has unlawfully withdrawn a sum of Thirty Nine Pounds and Ten Pence (£39.10) from my account at the Royal Bank of Scotland (RBS) without my consent. This fraudulent activity dates back to the following instances: 18th December - £19.45 4th January - £0.10 11th January - £19.45 25th January - £0.10 I have lodged a fraud report with RBS, and should this matter remain unaddressed, I will have no choice but to escalate to the police fraud department. The evidence suggests that your company is engaged in a widespread fraud operation, unfortunately affecting many innocent individuals. I have taken steps to escalate this matter to the relevant ombudsman and regulatory bodies. Should you disregard this request for a refund, I won’t hesitate to forward my case, complete with proof of your fraudulent actions. I demand that you: 1. Close any account you claim is in my name without delay. 2. Contact me with confirmation of when and how my refund will be processed. 3. Eliminate any and all my personal details, including my name, bank account data, and any associated information your company holds. 4. Provide me with a response to this correspondence within TEN (10) working days. This email serves as formal documentation of my case against your 'company' and its operators. Curiously, I could not find any registration of MM*TRACK-BUDGET.CO / TRACK-BUDGET.CO in the UK, which strongly indicates its non-existence. If you cannot provide evidence to the contrary or remedy, I shall pursue legal action for all related grievances. I have also sent this email to LC*CREDIT-D, which appears to be conducting an identical scam. I look forward to your prompt response. **Step 3:** Prepare for the replies regarding your refund: Customer Support (Track Budget) 27th January, 12:03 Dear [YOUR NAME], Thank you for your email. We wish to clarify that our applications are created when customers provide their personal and banking details during their search for finance online. We received a request under your name to establish a Track Budget account using the banking information supplied at that time. Automated emails are dispatched once our service is activated, indicating the start of a 7-day free trial and including personal login information. A follow-up email is sent at the conclusion of the trial, informing you of the monthly subscription costs unless cancellation is initiated-these may end up in your junk/spam folder based on your email settings. We confirm that these communications would have been sent to the email address connected to your account, namely 'MY EMAIL'. We aim to treat our customers with fairness and provide top-notch service hence, we have processed a full refund of £38.90 to your debit card. Please allow up to 7 working days for the funds to appear in your account. However, it’s possible that you’ll see it sooner, depending on your bank's processing times. Rest assured, your details have been wiped from our system, so you shan’t receive any further communication regarding your account. Should you need more assistance, do not hesitate to reach out. Best regards, Customer Services Track Budget ---------------------------------------------- Customer Services (Credit Desk) 27th January, 10:52 Hello [YOUR NAME], Thank you for reaching out. Credit Desk provides you with 24/7 access to your credit report. You can check it online on any device as often as you like. Your personal credit score is crucial for securing financial products such as personal loans, credit cards, and even for renting properties or securing car insurance. Credit Desk is offered to individuals who have sought finance and may have been refused. Consequently, you inadvertently subscribed to a monthly membership for Credit Desk while applying for a loan or finance online. You would have entered your details at that stage, thus granting us permission to withdraw our subscription fees. Please note that your account is now cancelled, and a refund has been initiated. No further payments will be deducted from your account. Expect the funds to reach you within 72 working hours. Thank you for your patronage, and should you require any additional assistance, please feel free to get in touch. Warm regards, Credit Desk - caller: 08442646004

It seems that the layout in my previous comment was a bit off, which made things rather tricky to read. If you fancy a clearer version, do hop over to Google and search for "nexfer social." I’ve got this discussion on my forums board under 'The Thread,' where it’s a lot more straightforward. Honestly, these muppets are a doddle to handle-make sure to reclaim your cash from them, all of you! - caller: 08442646004

I received a phone call from this number, and I've noticed that two transactions have been deducted from my account on the same day-£19.30 and £19.50-from Lc credit and mmtrackbudget. Can anyone shed some light on who these companies are, and what steps I can take to put a stop to these withdrawals? I'm quite concerned!

I've made numerous attempts to track these calls as they keep pestering me. My bank has mentioned they're unable to take action until I've identified who’s behind this. Previously, I was bombarded with around 20 to 30 calls and texts daily. I replied with 'stop!' and the frequency has lessened, but now I'm noticing some strange withdrawals-like three amounts of £19.50 and one for £19.99 taken from my account! I've even shared this situation with Emma and sent links, but I never signed up for anything; my only intention was to apply for a loan. This has got to be some form of fraud, surely?

Absolutely livid right now! These blokes really know how to push my buttons!

Hello, I’m absolutely baffled as to why my account has been debited £19.40 yet again! It’s really frustrating, especially since it’s not showing up on Twitch. I’d like a full refund, please. What on earth is going on?

Discovered that LC Credit had snatched £19.50 from my bank account. I reached out to my bank and had a word with their fraud team, and they managed to get the funds refunded to me. Simultaneously, the company decided to give back my money, which means I actually ended up £19.50 better off. Now, LC Credit has been pestering me for my banking details to reclaim their £19.50, but I told them to take me to court if they want it back. They’ve kept their distance for the last three days, but I genuinely believe it’s a scam and utterly disgraceful how they treat people.

I've just noticed that Track-budget.co has taken £19.45 from my account, but I'm not registered with them, nor have I taken out any loans. What should I do about this? I plan to head to the bank, but should I also give them a ring or drop a message to Track-budget.co? Honestly, I’m contemplating going to the police station to report this issue. It’s outrageous that this company seems to be siphoning money off unsuspecting folks!

Hello there! I’ve noticed an unfamiliar charge of £19.50 has been drawn from my account, and I’m at a loss as to who might be responsible for it. It seems to be linked to the number 08442646004. If anyone has any insight, I’d really appreciate the help! - Caller ID: 08442646004.

Hello there! Once more, I've noticed an unauthorised deduction of £19.00 from my account today. Just yesterday, it was £19.50 taken out. This is rather pressing! I would greatly appreciate any assistance you could provide. - caller: 08442646004

Just yesterday, I discovered that some unauthorised funds had been withdrawn from my account, and I have no clue who these individuals are. In any case, I called the number listed above 08442646004, and I spoke with a rather pleasant gentleman. He assured me that he would be cancelling my subscription. I made it clear that I hadn’t signed up for anything nor filled out any forms regarding a subscription, and I had no idea who they were. He was very reassuring and confirmed that the cancellation was in place and that I would receive a refund for the unauthorised charges. Plus, I didn’t have to go through any hoops or provide any payment info. I truly hope others facing a similar issue manage to get it resolved and have their funds returned, just like I am set to receive mine.

I noticed a deduction of £19.50 from my account and I haven’t a clue who authorised it. Could anyone shed some light on this?

I’ve just had a couple of unauthorised transactions nicked from my bank account by those robbing buggers. The bank isn’t offering any assistance, leaving me feeling quite violated. It’s as if I’m the one who’s done something wrong, and the bank’s response? Well, they basically shrugged it off. Terrible customer service, it’s like getting a kick in the teeth twice over!

I expect a full refund immediately, or I will escalate this matter. Your service is utterly disappointing.

Thank you, Dean, for sharing the details on that number, 01702 419 091. I gave them a bell, and they confirmed I had an account with LC*credit-desk.co. I insisted they shut it down, and fortunately, they complied! Quite baffling as I don't recall ever signing up for it. They mentioned they typically charge a mere 10p a month to keep the card active, but it turns out they've been taking that amount weekly instead. I'm curious if cancelling this account will also put an end to the transactions from MAM*mangomoney.co.uk, MM*track-budget.co, and WC*income-extra.net. If anyone happens to have contact numbers for those accounts in case the cancellations don’t go through, I’d be immensely grateful. Cheers once again for the number, Dean!

I've finally managed to track down the contact information for mm*track budget! You can find their website at www.track-budget.co, and I've also discovered their email address, which is [email protected]. The phone number to reach them is 01656 337450. It took me ages-over a week, in fact-to get this sorted. I've just sent them an email asking for a refund. Here's hoping for a positive outcome! 🤞

I never consented to fork out any cash for this firm.

Today, my bank card was unexpectedly blocked. I rang up my bank, and it turns out there have been several unauthorised transactions from companies like AA Installments, LC Credit, MM Track Budget, UK Search, Mango Money, XM Discount, and EPL My Debt Club. They've taken a total of £146.90 from my account. My bank, Natwest, has flat-out refused to reimburse me for any of these transactions, claiming it's because I've had payday loans in the past and that they share my information with other firms-apparently Sunny is the scapegoat. I know it was a mistake to take out a payday loan, but living on just above minimum wage for 12-hour night shifts doesn’t leave much room for financial error, does it? I feel like I'm being punished for simply being in a tight spot. Additionally, I’d missed numerous calls from that number, and since it was unfamiliar to me, I didn’t answer. It was only after I did a bit of digging and stumbled upon this forum that everything fell into place.

I noticed a deduction of £19.50 from my account.

I received a call from 0844 264 6004, linked to Credit-desk.co.uk, and also found a mention of a number, 01656 337450, associated with track-budget.co. Quite the coincidence, isn't it? Anyone else had similar calls?

I decided to send the identical message as Adam's. Just copied and pasted what he had written. After firing off a single email, they apologised, shut down my so-called account, and processed a refund. I reckon it's worth a go, so keep at it! Don't lose heart. As for me, I'm uncertain whether I’ll receive both refunds, so I’ll just have to wait and see how it pans out. Should I only get back one payment, I'll definitely drop them another email. Cheers, Adam!

I discovered that a rather dubious company had siphoned £19.50 from my bank account. When I reached out to them using the contact number listed, they claimed they would close my account but insisted that the original £19.50 was non-refundable. I calmly explained that I would be recording our conversation, just as the ombudsman had advised. I mentioned I’d share the recording with them and allow the ombudsman to take it from there. Miraculously, they quickly found a way to refund my money right away! It seems the ombudsman can be a valuable ally when navigating these kinds of scenarios. - Caller: LC Credit Desk

I'm absolutely fuming! Is there any chance I can reclaim the funds those muppets have pilfered from my account? They've been draining my wallet for the last three months, and I'm completely skint! If anyone knows a reliable phone number or an email address to sort this mess out, I’d be incredibly grateful for your help!

I've just had a look at my bank statement and noticed that two payments of £19.00 each were taken by LC Credit and MMTrack Budget, which seem to be completely fictitious. I'll be reaching out to my bank’s fraud department first thing tomorrow. The number that called me was 08442646004.

I too have found myself ensnared by these deceitful individuals. I’ve certainly never shared my banking information with them. The chap I first spoke to insisted that the payment was non-refundable, and after expressing my frustration and annoyance, he begrudgingly provided me with the email address for their headquarters in order to initiate the refund process: [email protected]. Interestingly, there seems to be another email, [email protected], as well. When I requested to escalate the matter to a manager or a supervisor, he claimed there were none available, which is quite frankly absurd as every call centre typically has them. After insisting on speaking to one, he just kept saying they were all tied up. I also asked for a phone number for the head office, and apparently, there isn’t one. How can a company operate without any way to contact their main office? It baffles me how these people can fool others and rob them of their hard-earned money. Rest assured, I won't give up until my refund is secured!

I encountered some questionable charges myself. I flagged the fraud to my bank, and they promptly put a block on any further transactions linked to those firms. I also reached out to the customer service teams at LC Credit Desk and Mango Money via email. They managed to refund my money, although it took about five days for it to reflect in my account.

I've sent a message regarding this matter, and it received an immediate response. I am absolutely livid that you've been withdrawing funds from my account on multiple occasions without my approval or even letting me know. I've flagged this as fraudulent behaviour with my bank and have also reached out to the police, as it appears you’re pulling this stunt on numerous individuals. I'm in the process of drafting a complaint to the ombudsman too. I strongly urge you to shut down my account and get in touch with me to inform me about when I can expect my refund. This correspondence will be documented as part of the ongoing case I'm pursuing with the relevant authorities. I recently experienced a similar issue with an LC credit desk, which resulted in them cancelling my 'account' and processing a refund swiftly. I recommend you take the same route. Eagerly awaiting your prompt response. - Caller: mm money & LC credit desk

Today I faced a similar issue. There were two separate charges of £19.50 showing up from LC Credit desk and MM Track-budget, both organisations I’ve never heard of. I called my bank, and they have blocked my card and started looking into it. No luck finding anything linked to those names either. I’ve dropped emails to all the contacts mentioned here, so thanks for that, fingers crossed it gets sorted. Weirdly, these attempts date back to the 1st of January. It’s really frustrating that this kind of thing is allowed to happen. I’m planning to reach out to the FCA now.

I just noticed that my NatWest account has been hit with a withdrawal of £19.50 alongside a charge of £19.35. It's quite frustrating as I’m unable to get any sort of refund for these transactions. It appears to be linked to LC Credit Co UK and Mangomo. Such a nuisance!

I've also encountered a similar issue today. My account has seen two withdrawals of £19.50 from entities named LC Credit Desk and MM Track-Budget, neither of which I recognise. I reached out to my bank, and they’ve promptly cancelled my card and are looking into the matter. They were unable to trace these transactions as well. I've sent emails to all the listed contacts as mentioned, so fingers crossed for a resolution. Allegedly, these transactions have been attempted since the 1st of January. I'm absolutely fuming that such things can happen! I'm now in the process of contacting the FCA for further assistance.

I’ve noticed £19.50 has been deducted from my Halifax account, and I certainly didn’t give them the green light to do so. Unfortunately, I can't take any action until Monday, but I plan to contact the fraud team then. If anyone here manages to resolve their situation positively, please do share your experiences! We need to come together and figure out how to deal with these con artists effectively.

I noticed a couple of transactions of £19.50 that slipped through my fingers over the festive period without me realising. Alongside that, there were numerous 10p deductions as well. Just yesterday, another £19.50 charge appeared, and it prompted me to check my online banking. Upon discovering the other transactions, I promptly contacted my bank. They connected me with their fraud department, who swiftly cancelled my card and assured me I’d receive a complete refund by 10 am today. I’m with NatWest, and they mentioned that these charges were linked to a payday loan company, although I certainly haven’t applied for one. Additionally, they informed me that if this issue persists, they would escalate matters to the police due to the fraudulent activity on my account. Hopefully, my experience can be of assistance to others facing similar issues. - caller: 08442646004

This business operates in the realm of credit assessments. If you've been browsing online for a loan or similar financial products, they're likely to perform a credit evaluation and will start deducting monthly fees from your bank account. To put an end to this, simply give them a bell at the listed phone number and cancel your membership; after that, you shouldn’t see any further charges. - caller: lc*credit-desk.couk

I called their main office at 01702 419 091 earlier today and really gave them a piece of my mind, telling them to take me off their list even though I never signed up for anything in the first place. It's outrageous how companies can pull stunts like this, really makes me angry. They shouldn’t be able to get away with it!

I noticed a deduction of £19.50 from my bank account the other day, which prompted me to sift through my junk emails. To my surprise, I found a message from Credit Desk. Fortunately, I managed to cancel my subscription, and they’ve assured me that they’ll be refunding the amount they debited. I reached out via their 'contact us' feature and explained that I had neither subscribed to their services nor consented to the withdrawal from my account. They've now confirmed that my account has been closed, and the refund should hit my account within 72 hours. It's definitely worth keeping an eye on!

Give their main office a bell on this number. I had a proper rant at them earlier today, demanding they take me off their list, despite the fact that I’ve never signed up to anything in the first place. It's infuriating how these companies exploit customers like this! The number you need is 01702 419 091.

Blimey, what a predicament! I’m really at my wits’ end here. Just yesterday, I noticed a charge of £19.50 on my statement, and it seems like it was all thanks to a call from 08442646004. I reached out to my bank, but they’re utterly unhelpful and claim there's nothing they can do. Has anyone here managed to get in touch with these people? Any tips would be greatly appreciated!

I've noticed that my account has been debited four times for £19.50 each. I've reached out to [email protected] regarding this issue. They assured me that the refund will appear in my bank within the next three days.

I found myself in a similar predicament. After reaching out to them at [email protected], I realised I never shared my information, so I’m baffled as to how they obtained it in the first place. I've also been in touch with my bank, and they're assisting me in retrieving my funds. Additionally, I’ll be getting a new bank card to ensure everything is secure. Just thought I’d share in case it proves beneficial to you! - caller: loan or credit check service

I've noticed that there have been five deductions from my bank account, amounts of £19.45, £19.45, £19.50, £19.50, and a mere 10p. I'm utterly baffled as to who is responsible for these charges.

I’ve just had a bit of a nasty surprise with a charge of £19.45! Has anyone managed to deal with these chaps? I reckon I’ll need to ring my bank to halt any further transactions, but I’m also contemplating reaching out to the fraud team and possibly the police, just to be safe. Any advice or experiences would be appreciated!

I am absolutely livid! I just noticed that I've been charged by both of these companies - £19.59 and £19.35 - alongside three other smaller transactions where they’ve grabbed just 10p each. I’ll be heading to the bank first thing tomorrow, but honestly, how on earth are these companies allowed to get away with this? It's frustrating, especially with the festive season being so recent! My finances are already tight as it is. 😡

I just checked my bank account and saw that £19.95 has been withdrawn by some outfit called lc credit desk. I’ve never come across them before at all.

I noticed that £5 and then £19.50 were deducted from my bank account by LC Credit Check. Strangely, my email was somehow listed on their site, www.credit-check.co.uk, so I opted for the 'forgot password' option. To my surprise, I received a password reset link, which allowed me to access my account and subsequently cancel it. Since taking that step, my account hasn't seen any further deductions, but I'm puzzled as to how they obtained my information in the first place.

I’ve encountered the same predicament as many others-£19.50 has been deducted from my account and I’m at a loss as to what it pertains to. I reached out to my bank, but sadly, they informed me that retrieving the funds isn’t an option. It’s particularly frustrating given the time of year, especially as a lone parent juggling everything!

I'm genuinely convinced that this company operates in a rather dubious manner. The website in question, credit-desk.co.uk, is tagged to Lyonsdown Corporation. A mate of mine attempted to reach out using the complaint line listed on their site to clarify what services they actually provide for the £19.50 charge. Strangely, even their own employees seemed baffled by the question. Initially, the homepage mentions a fee of £19.99, but if you delve into the Terms and Conditions, you'll find they actually deduct £19.50. Supposedly, they offer guidance on improving your credit score, yet they lack any access to the necessary data from credit reference agencies! Quite the conundrum, if you ask me. - From: g

I've sent an email to [email protected] inquiring about the origin of my card information, as I've never encountered this company before. Upon discovering their website, I'm certain that I've never visited it until today. It's incredibly annoying!

Success! I've had my refund processed. Don't hesitate to chase them up; they'll return your money!

I reached out via email to [email protected] after noticing that three separate debits of £19.50 had been deducted from my account in less than a fortnight. My statement cryptically showed it as lc*credit desk. Unfortunately, my bank refused to reverse the charges or process any refunds, so I ended up sending three emails to Mango Money. I'm still waiting on my money back. My advice? Keep pressing them-don't hold back! If you hint at escalating the matter, it might just rattle them a bit. Wishing everyone the best of luck!

Blimey, Abi, I had a similar experience with my bank as well! I spent a good chunk of the morning firing off emails back and forth with their support team. I let them know that I’d escalated the matter to the FCA regarding some dodgy dealings. Astonishingly, they’ve closed an account I didn’t even realise I had and have gone ahead with a refund. I must say, their swift response took me completely by surprise! Just so you know, the email address they got back to me from was [email protected].

It appears that I’ve been dealing with 'lc credit desk,' and honestly, it’s been a right nightmare! The bank has flatly refused to reimburse me, claiming it's my own fault for taking out a loan in the first place. I'm having a devil of a time trying to get in touch with anyone for assistance too. I suspect they may also operate under the name 'mm track budget,' as I found their email at [email protected]. What a muddle!

I've noticed that both Lc credit and MMtrack budget have deducted £19.50 from my bank account recently. Has anyone been able to resolve this issue and receive their money back? Is there a contact number available that I could ring for assistance? - caller: I’m not sure about that.

I sought a payday loan, but unfortunately, my application was declined. Like many others who have shared their experiences here, I too found myself denied credit. To add insult to injury, I noticed that I had been charged £19.30 and £19.89 by what appeared to be two separate entities, each using different contact numbers, and all this without my consent. When I attempted to reach out to them via an expensive phone line, I ended up on hold for nearly thirty minutes, only to have the call abruptly cut off before I could speak to anyone. It's utterly scandalous that these firms are operating as they are; those who apply for such loans are often in a tight spot, and these practices only serve to exacerbate the financial struggles that many folks are already enduring.

I've just encountered a similar issue where two separate deductions of £19.50 popped up from what appears to be LC credit desk and mmtrackbudget.co.uk. It's odd, as both of these entities seem to be nonexistent. After reaching out to them via text, my bank mentioned there’s a chance I might have inadvertently granted them permission by engaging with their message. It's baffling to consider who these companies are, given that they’re accessing private banking details without any clear identity. The only recourse available was for my bank to impose a block on any further withdrawals. Just to note, the callers were listed as LC creditdesk.co.uk and mmtrackbudget.co.uk. Quite suspicious, if you ask me!

This morning, a rather alarming £19.50 was withdrawn from my account by these individuals. How on earth can firms like this operate without repercussions? I've found myself unable to reclaim the funds, and now I've had to block my card altogether. It's incredibly frustrating, and it’s high time something was implemented to put an end to this nonsense - the call came from something called L C Credit Desk. What a right bother!

I’ve been fleeced - they’ve snatched away two lots of £100 and two payments of £19 from me! Does anyone happen to have an alternative contact number for these dodgy characters? I’ve already called my bank and cancelled my cards, but I’m at my wits' end - the caller didn’t have a single clue!

I’ve had a similar experience, unfortunately. Trakkit skimmed off £19.50, while Mango Money has charged me twice for a mere 10p. Then LC Credit decided to also take £19.50 on two occasions. Most recently, I spotted another outfit, something to do with betting, which also pulled a 10p stunt. It’s quite uncanny how these numbers bear a striking resemblance; I wouldn’t be shocked if it’s all the work of the same bunch! Folks, I’d recommend cancelling your cards for safety. If anyone has managed to unearth an address for these jokers, do share! I’m tempted to pay them a rather ‘cordial’ visit. - Caller: 08442646004

I've noticed that three payments have been deducted from my account, totalling around £60, and I'm completely baffled. I reached out to my bank for clarification, and they informed me that these transactions are linked to loan companies. The trouble is, I have no knowledge of these firms at all!

I've just noticed a deduction of £19.50 from my bank account, and I'm completely baffled as to who these folks are. Given that I'm only working part time, I really can’t afford any unexpected expenses like this. It's quite concerning!

I've found myself in a similar predicament. Just this Monday, they snagged £19.50 from my account, and today, another £19.00 vanished into thin air. I reached out to my bank last night for assistance, but they advised me to ring back later since it seems this outfit is engaging in some rather dodgy practices, siphoning funds from unsuspecting accounts without consent. I urge everyone to get in touch with their bank to report these scoundrels and prevent them from pocketing our hard-earned cash! The number to watch out for is 0844 264 6004.

I just noticed some money has been taken from my bank account and I didn’t authorise it. Can someone please help me figure out what’s going on?

I can't believe this is the third instance of someone draining funds from my bank account. It appears that MangoMoney is the source of the issue, as they processed a payment and were the only ones I could actually reach by phone. They claim I've signed up for a subscription, but that's absolute nonsense-I certainly have not! Now it seems other firms are getting their hands on my details as well. This really needs addressing immediately-Caller ID indicated it was a credit company!

Outrageous! They’ve taken £19.50 from me. Who on earth are these people, and how did they manage to get hold of my information?

I've had some cash taken from my Nationwide account, so I went ahead and cancelled my card. After checking out others' experiences, it's quite odd to see that the sums being reported are all eerily similar - £19.50 and £19.45 popping up frequently. It certainly feels like the banks need to start paying attention to this issue!

I can’t believe the nerve of these lowlifes! They’ve pilfered £19.50 and £19.45 straight from my bank account. I've already reported it and had my card shut down. Absolute scoundrels! If I ever manage to track them down, they’ll certainly think twice before pulling another stunt like this!

I've noticed deductions of £19.50 and £19.45 from my bank account, and they were made by this phone number without my consent. It's rather concerning, to say the least!

Recently, a sum of £19.50 was deducted from my bank account by this number, and I was utterly unaware of it.

I can't believe what a dodgy bunch these blokes are! They managed to swipe £19.50 and £19.45 from me on the very same day. It's not just me who's been affected; loads of others have fallen victim to their thievery as well. Honestly, they ought to be locked up and forced to return every single penny they've swindled! It's absolutely outrageous!

Let’s track down these dodgy individuals and ensure they face the consequences - sever all ties with them, I say! Cards, email accounts - the lot! I’m not entirely certain who’s behind this, but I recently took out a quick loan with Quick Quid for the first time and had no issues with my bank previously. Yet, right after they nabbed their fee, I found myself in a dodgy situation with this company. Coincidence? I think not!

I’m eager to uncover the identity of this company, as they appear to be nothing more than a bunch of fraudsters and thieves. They've somehow managed to breach my bank account and siphon off my hard-earned money, despite me having no prior dealings with them. Rest assured, I won't let this slide; both my bank and the police are now involved in sorting out this mess. I expect a prompt refund, as I won’t hesitate to escalate matters further if necessary. It's absolutely disgraceful how these lowlifes can infiltrate your financial security without you realising until it’s far too late.

I've noticed a concerning trend with this company - they’ve been siphoning an alarming amount of cash from my account lately. It’s becoming a bit of a farce, to be honest. Immediate action is required, as it seems countless others are falling victim to this unscrupulous practice. This has got to be sorted out before it spirals even further out of control!

I recently discovered that this phone number belongs to LC Credit Desk. They’ve managed to withdraw £19.50 from my account without any prior notice! I would advise exercising caution if you come across this number, as I have absolutely no idea who they are or how they accessed my bank details.

I've encountered a remarkably similar issue with this firm. They charged me £19.50 followed by £19.45. I reached out to my bank and had my card cancelled, but to my astonishment, they informed me that the company could still request payments as frequently as they wished. I found myself in a position where the only viable option seemed to be closing my entire account, as merely cancelling my card didn’t seem to put a stop to it. It’s rather peculiar how the charges are consistently the same and yet my bank appears powerless to act.