08442646004

☎️ 08442646004 👆 is a valid (Premium Rate) United Kingdom Phone Number and it is issued by Gamma Telecom Holdings Ltd. It is part of the phone block 844264 with a prefix of 0844.

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+448442646004+44 844 264 60040844 264 6004+44-844-264-6004

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0844 264 6004 Tagged as:

mango money natwest lc credit credit desk lc credit desk co google caller nexfer social fca

TimeLine of events for phone number 08442646004

  • Frustrated with costly phone services
    Apr
    2016
  • Requesting refund for fraudulent transactions
    Mar
    2016
  • Issue with multiple payments refunded
    Mar
    2016
  • Unwanted charges from possible scam
    Feb
    2016
  • Fraudulent companies took my money
    Feb
    2016
  • Fraudulent charges, seek refund advice
    Feb
    2016
  • Wants refunds for suspicious websites
    Feb
    2016
  • Unable to contact for help
    Feb
    2016
  • Refund received after calling number
    Feb
    2016
  • Demanding refund for online scam
    Feb
    2016
  • Unauthorized direct debits, seeking resolution
    Feb
    2016
  • Upset over unexpected loan fee
    Feb
    2016
  • Unauthorized payments from unknown source
    Feb
    2016
  • Number not working; contact fraud department
    Feb
    2016
  • Number no longer in service
    Jan
    2016
  • Double charge issue, seeking help
    Jan
    2016
  • Swift refund from Nexfer Social
    Jan
    2016
  • Swift refund from Nexfer Social
    Jan
    2016
  • Swift refund from dishonest company
    Jan
    2016
  • Reclaiming stolen funds tactic example
    Jan
    2016
  • Difficult to read, visit website
    Jan
    2016
  • Helpful refund experience shared
    Jan
    2016
  • Unauthorized payments, seek help to stop
    Jan
    2016
  • Unwanted calls, texts, potential fraud
    Jan
    2016
  • Angry and frustrated user comment
    Jan
    2016
  • Charged, cancelled subscription, requesting refund
    Jan
    2016
  • Refund requested for unauthorized charge
    Jan
    2016
  • LC Credit took money; it's scam
    Jan
    2016
  • Unauthorized charge; consider reporting
    Jan
    2016
  • Troubling refund process, difficult contact
    Jan
    2016
  • Unauthorized charge from unknown number
    Jan
    2016
  • Unrecognized charges from unknown company
    Jan
    2016
  • Unauthorized money taken, resolved refund
    Jan
    2016
  • Bank unhelpful, payments stolen, frustrated
    Jan
    2016
  • Unauthorized charge for $19.50. Inquiring identity
    Jan
    2016
  • Requesting refund, threatening further action
    Jan
    2016
  • Unauthorized account closed successfully, payment issue
    Jan
    2016
  • Difficulty locating Track Budget contact
    Jan
    2016
  • Bank won't refund unauthorized payments
    Jan
    2016
  • Dispute over unexpected payment request
    Jan
    2016
  • Unexplained charges from payday loans
    Jan
    2016
  • Unauthorized charge from my account
    Jan
    2016
  • Phone numbers listed for reference
    Jan
    2016
  • Copy Adam's message for success
    Jan
    2016
  • Escalated refund request with recording
    Jan
    2016
  • Requesting refund and contact information
    Jan
    2016
  • Unauthorized payments taken by LC Credit
    Jan
    2016
  • Reported scam, requesting refund procedure
    Jan
    2016
  • Fraudulent charges, investigation ongoing, furious
    Jan
    2016
  • Reported fraud to bank successfully
    Jan
    2016
  • User successfully resolved billing issue
    Jan
    2016
  • Frustrated about unauthorized bank charges
    Jan
    2016
  • Unauthorized charges, contacting bank and FCA
    Jan
    2016
  • Unauthorized withdrawal from bank account
    Jan
    2016
  • Unauthorized transactions, bank refunded quickly
    Jan
    2016
  • Credit check company charges fees
    Jan
    2016
  • Cancelled subscription, refund confirmed soon
    Jan
    2016
  • Unwanted subscription, angry complaint about company
    Jan
    2016
  • Contacted company, requested unsubscribe, upset
    Jan
    2016
  • Need help resolving unauthorized transaction
    Jan
    2016
  • Refund request and ombudsman involvement
    Jan
    2016
  • Unauthorized charges; prompt refund received
    Jan
    2016
  • Contacted support and bank; changing card
    Jan
    2016
  • Unexplained payments from unknown source
    Jan
    2016
  • Fraud investigation and bank action
    Jan
    2016
  • Unauthorized charge before Christmas
    Jan
    2016
  • Unrecognized charge from lc credit desk
    Jan
    2016
  • User upset about unauthorized charges
    Jan
    2016
  • Unrecognized charge from LC Credit
    Jan
    2016
  • Refund achieved by persistent emailing
    Dec
    2015
  • Loan issues with unresponsive companies
    Dec
    2015
  • Unauthorized charges by unknown company
    Dec
    2015
  • Unexplained bank charge caused frustration
    Dec
    2015
  • Suspected fraudulent company, unclear services
    Dec
    2015
  • Contacted customer support about unauthorized charge
    Dec
    2015
  • Hound for speedy refund resolution
    Dec
    2015
  • Reported unauthorized charges from company
    Dec
    2015
  • Bank refunded after FCA threat
    Dec
    2015
  • Unauthorized charges on credit card
    Dec
    2015
  • Unauthorized charge from this number
    Dec
    2015
  • Payday loan companies exploit vulnerable borrowers
    Dec
    2015
  • Unauthorized payments taken without permission
    Dec
    2015
  • Credit check companies cause issues
    Dec
    2015
  • Unauthorized charge, seeking resolution
    Dec
    2015
  • Unhappy about unauthorized payments, canceled cards
    Dec
    2015
  • Fraudulent charges suspected on transactions
    Dec
    2015
  • Unauthorized payments from unknown loan companies
    Dec
    2015
  • Unauthorized payment of £19.50
    Dec
    2015
  • Unauthorized charges taken from account
    Dec
    2015
  • Company suspected of fraudulent activity
    Dec
    2015
  • Unauthorized bank payment issue reported
    Dec
    2015
  • Fraudulent charge, personal details compromised
    Dec
    2015
  • Unauthorized charges from MangoMoney fraudulently
    Dec
    2015
  • Fraudulent transactions affecting multiple users
    Dec
    2015
  • Number associated with bank theft
    Dec
    2015
  • Unauthorized payments from my account
    Dec
    2015
  • Unauthorized payment; user is confused
    Dec
    2015
  • Frustration with loan company practices
    Dec
    2015
  • Fraudulent charges; many victims involved
    Dec
    2015
  • Unauthorized payment of £19.50
    Dec
    2015
  • Scam involving unauthorized bank access
    Dec
    2015
  • Company stealing money, needs stopped
    Dec
    2015
  • Unauthorized charge from LC Credit
    Dec
    2015
  • Repeated unauthorized charges, bank unhelpful
    Dec
    2015
  • Unauthorized charge needs investigation
    Dec
    2015
  • Fraud investigation requested for charges
    Dec
    2015
  • Demanding immediate refund for charges
    Dec
    2015
  • Unauthorized charge, cancel card immediately
    Dec
    2015
  • Unauthorized charges from Credit Desk
    Dec
    2015
  • Unauthorized charge, seeking assistance
    Dec
    2015
  • Unauthorized charge on my account
    Dec
    2015
  • Unauthorized withdrawal from my account
    Dec
    2015
  • Unauthorized charges from unknown source
    Dec
    2015
  • Bank scam involving Yes Card
    Dec
    2015
  • Unknown caller, no identification available
    Dec
    2015
  • Unauthorized bank withdrawals reported
    Dec
    2015
  • Unauthorized bank withdrawal concern expressed
    Dec
    2015
Number Of Searches: 385 Number Of Comments: 115 First Seen: 23 November 2015 General Reputation: negative

This number has recently been searched from Common End(Cumbria) and Patchacott(Devon).

08442646004 has 115 comments of which 16 x negative and 99 x neutral

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08442646004 Summary (Read all comments)

Phone number ☎️ 08442646004 👆 is reported as a debtor beware of multiple unauthorised monthly direct debits, typically around £19.50, taken by companies operating under various names such as Credit Desk, Track Budget, Mango Money, and LC Credit. Many users report no recollection of subscribing yet face repeated deductions, often alongside small test payments. These firms are linked to credit checks following loan applications and are accused of exploiting opt-in consent buried in terms when seeking loans. Banks often struggle to refund, advising cancellation of cards and accounts. Persistence contacting these firms via email or phone, referencing the Financial Ombudsman and threatening legal action, has helped some secure refunds. Victims are urged to report to fraud departments, block future payments, and share experiences to raise awareness and pressure authorities to act.

Reports on phone number 08442646004

11 years
I've been ripped off by nearly a dozen of these firms, each charging £19.99. Proper annoyed about it!
11 years
I'm really annoyed, I've had loads of £19.50 payments taken from my account without permission. I want it to stop and the money given back. I've already reported this as fraud and I'm even writing to the ombudsman about it. If your company refuses to refund me, I expect all my info and personal details to be deleted by you and any other firm involved. - caller: 08442646004
11 years
I got charged twice for £19.50 and then another £19.99 by Mango Money. I managed to get a refund for one of the payments, but contacting LDC and MM Track Budget has been a nightmare. The caller was Loads by the way.
Mango MoneyLDC
11 years
For the past four months, I've noticed withdrawals of £19.50 and £19.45 every month, along with quite a few charges of 10p here and there. These have been from Credit Desk and Track Budget, yet I never signed up for anything with them. I've contacted both via email and they have confirmed they'll be refunding me for this month's unauthorised debits. Their emails are [email protected] and [email protected]. I reckon it’s one company operating under two names. Hopefully this info is useful to others.
Credit DeskBudget
11 years
Turns out the firms are named credit desk, mango money, discount gold and income xtra[###]. They seem to grab your info if you ever send in loan applications. Total scammers, they managed to swipe nearly £200 from my bank in total. Proper dodgy!
Credit DeskMango MoneyDiscount GoldIncome Xtra
11 years
My lad got caught up in something similar. There were 4 payments altogether, but luckily only two actually went through for £19.45 and £19.50. Before those, there were 4 tiny "test" debits of 10p each. The charges appeared from companies called MM*mangomoney.co.uk; MM*TRACK-BUDGET.CO, and LDC*CREDIT-DESK.CO.UK. I reached out to the bank and they told me they get loads of calls daily from people with the same issue. Apparently, these firms grab credit card info when people visit payday loan websites. I've reported the matter to the Financial Ombudsman who are now investigating Quickquid, which is dealing with my son’s case. Strange thing is Quickquid’s based in the US, so doesn't have to follow UK laws. I even phoned one of these firms - seems they might all be linked - and was told the reason they got my son's bank details was because he didn’t untick some boxes on the payday loan site he visited. Using one of the numbers from the bank, I called and asked for a refund. They said they could only refund one payment and I needed to email head office for a full refund, which I’ve done but haven’t heard back yet. The phone number given by the bank was 034 565 0941, linked to either mangomoney or Track-budget (or maybe both). Another number to try is 08447 289350. The bank said it’s technically not fraud and won’t just refund the money, but I can push for them to return any charges taken without permission. I recommend contacting the Financial Ombudsman too - they’re already probing Quickquid and similar lenders and will want any info you can share. To email the companies who took money, try [email protected], [email protected], or [email protected]. The Financial Ombudsman’s helpline numbers are 0800 023 467 or 030 123 9123. Hope this helps! - Margaret Baron
COUKQuickquidUSA
11 years
I’m trying to find out who this is so I can get my cash back from mango money.co.uk, tack-budget.co, and ldc credit-best.co.uk.
11 years
Ive been trying to reach someone using the contact info given but nothing seems to work. Cant get through to anyone and its driving me mad! Money keeps vanishing from my account and I have no idea why. Please, can someone help? The number that called me was 08442646004.
11 years
I ran into the exact issue, so I gave them a ring and got my money back. Used this number to sort it out: 0345 565 0941.
11 years
Hey everyone, I just realised I got caught out by these lot as well, lucky I decided to check them online. What a load of rubbish! I've already sent them an email asking for my money back. If they don’t refund me, I’m definitely going to take it further and report them for fraud and theft.
11 years
I put a block on an 0800 number but now these companies, MM Track Budget co and LCD Credit fest, keep withdrawing money from my bank account, even though I never agreed to any of it. I’m just a student and this is really stressing me out! How can I make it stop? The number they keep calling from is 0844264046.
MM Track Budget CoLCD Credit FestCaller
11 years
Hey there, just checked my bank statement and noticed £19.50 gone without me knowing. I haven’t applied for any loans or anything! Absolute scumbags taking money like that. What a bunch of arseholes!
11 years
Someone took money twice from my account without me even knowing who they were. I don’t have any payday loans or anything like that. I contacted my bank, Natwest, and they told me it’s something they’re seeing a lot at the moment. They blocked my card straight away and have managed to put one payment back already. They said the other one’s still showing as pending, so it can’t be reversed just yet but will be refunded once it’s fully processed.
Natwest
11 years
Tried calling this number and the one for track budget but both say they're no longer registered. I ended up contacting my bank's fraud department and asked them to block it. That's what I had to do in the end!
11 years
Money got pulled out of my account two times by something called b***y track budget and credit desk. Does anyone know how I can sort this out? Really need some help here!
11 years
I tried calling, but the number seems to be out of service now.
11 years
Helped my other half get a quick refund from these scammers and gave them a bit of a nudge they deserved. If you want, Google Nexfer Social, head to their forums, and find 'The Thread' post - it’s all laid out nicely there. Tried posting here but it’s too long and kept glitching. If you’ve been robbed by these lot and want your cash back, just follow what’s written - I got my money back in under 3 days after spotting the problem.
GoogleNexfer Social
11 years
My partner got scammed and I had to step in quickly to sort things out, demanding a refund and giving them a right telling off. If you wanna check, just google Nexfer Social, head over to their forum section and look for 'The Thread' - MM#TRACK-BUDGET[###] / LC#CREDIT-D.
GoogleNexfer Social
11 years
I just helped my partner sort these scammers out with a quick refund and a bit of a telling off. Can’t share links here cos the site messes up the formatting on the email/letter template they use. If you want to check it out, try googling Nexfer Social, then head over to their forums and look for the post called ‘The Thread’.
Nexfer SocialGoogleThe Thread
11 years
If anyone wants to get back the money stolen by these scammers, here’s what I did (my money was refunded within 3 days after I spotted it). Step one: Ring up your bank and ask to speak with the Fraud Team, explaining that a firm has taken money from your account without permission. Your bank might not be very helpful but make sure they block any further transactions from the company in question (mine was MM*TRACK-BUDGET.CO / LC*CREDIT-D). They should then give you the company’s contact details. Step two: I sent an email to each company: To MM*TRACK-BUDGET.CO ([email protected]) and LC*CREDIT-D ([email protected]): Subject: YOUR NAME - Bank Reference - #########GB (taken from your bank statement) I noticed you’ve withdrawn £39.10 from my Royal Bank of Scotland account without my consent. The amounts are broken down as follows: 18th Dec - £19.45 4th Jan - £0.10 11th Jan - £19.45 25th Jan - £0.10 I’ve reported this as fraud with RBS and will contact the police if this isn’t sorted out quickly. It’s clear to me this is a common scam affecting lots of people. I’m preparing complaints to all relevant regulators if you refuse to refund me. I demand you close any account linked to me immediately. Provide me with details on the refund process. Delete all personal info you hold about me. You must respond within 10 working days. I’ve also sent this email to both companies because they’re committing the exact same scam. Step three: After a few days, I got replies and the refunds: Track Budget’s Customer Service replied on Jan 27: They claimed the account was opened because ‘I’d entered my details while searching for finance online.’ They said automated emails were sent, including a 7-day free trial and warnings about payments (might be in your spam folder). They processed a full refund of £38.90 back to my debit card, which should clear within a week. They also confirmed my details have been deleted from their systems. Credit Desk’s Customer Service replied earlier the same day: They explained their subscription is opted into when you apply for loans or finance online. They said no signature is needed since it’s an online service. They cancelled my account and processed a refund that should appear in 72 hours. No more payments will be taken. I hope this helps anyone caught out by these dodgy outfits. Always check statements regularly and don’t hesitate to report unauthorised charges right away.
Fraud DepartmentCOBUDGET. COYOUR NAMETRACKRoyal Bank of ScotlandRBS
11 years
The way my letter got messed up here with the formatting, it’s best to check it out on my website instead. Just google ‘nexfer social’ and head over to the forums under ‘The Thread’ - it’s way clearer and simpler to read there. These jokers are pretty straightforward to handle, I managed to get my cash back without any trouble. - caller: 08442646004
Google
11 years
Was trying to find the LCD credit desk and ended up with the number 0844 264 6004, which actually connects to 01702419091 and isn’t a premium line. Managed to get my payment cancelled and refunded in the end. Just be polite and clearly explain your situation - I honestly doubt they’d have given me my money back otherwise. Fingers crossed for you!
LCD Credit Desk
11 years
This number rang me and I noticed that on the very same day, £19.30 and £19.50 were both charged from my account by something called Lc credit and mmtrackbudget. Does anyone know who these are? I’m trying to figure out how to put a stop to these payments.
11 years
Ive been getting loads of calls and messages non stop, around 20-30 a day at one point. I told them to stop but didnt help much. My bank says they cant help until I figure out who’s behind it all. Now the calls have slowed down but weirdly I’ve noticed small amounts missing from my account - like 10p here and there, 3 times £19.50 and once £19.99. I never agreed to any of this or signed up for Emma or whatever links they keep sending me. All I wanted was a loan, so this feels like some kind of fraud right?
Emma
11 years
Bloody hell, I'm proper livid!
11 years
Just noticed they've taken £19.40 from my account too. Their site is www.credit-desk.co.uk. I managed to stop the subscription they said I had and I've sent them a message asking for my money back. Anyone else get loads taken out on the same day? So far, it's only this once from me. Cheers.
11 years
Hey, why has MM Budget taken £19.40 from me again? I'm not even on Twitch or anything like that. I want my money refunded, this is ridiculous.
11 years
The number is for the credit desk - I’ve cancelled and now just waiting to hear back about my refund. For Track Budget, you can reach them on 01656 337450 or email at [email protected] (not .com or .co.uk). They’ve been cancelled too, with a refund expected within a week. I’ve also tried contacting ID Guard at 0330 024 9926, but the line’s nearly always busy. Sent them a message through their site www.id-guard.co.uk and still waiting on a response. I’ve told all these companies how they target vulnerable people who are already struggling financially - which is common for payday loan users. I never saw any proper info about these people or services. Also let them know that they’re breaking FCA rules by making it hard to contact them, not giving proper details, and not informing you about the financial products you’ve signed up for. It’s just not right.
ID Guard
11 years
I noticed £19.50 had been taken from my account by LC Credit. I got in touch with my bank’s fraud team and they managed to get the money back to me. Interestingly, LC Credit also refunded the amount, so I ended up £19.50 better off. Now, LC Credit has been trying to get my bank details to withdraw £19.59 again, but I told them to take me to court if they want. They haven’t bothered me for the last three days. Honestly, their whole thing feels like a scam and it’s awful how they’re treating people like this.
LC Credit
11 years
Just noticed a charge from Track-budget.co for £19.45 on my account today, but I never signed up or took any loans with them. What’s the deal with WhatsApp messages from them? I’m planning to visit the bank and then probably get in touch with Track-budget.co to sort this out. Feels like I might have to report this at the police station because this company is still taking money from folks illegally. It’s really frustrating!
Trackcobudget
11 years
Hey, I just noticed £19.50 has been withdrawn from my bank account but I have no idea for what or who by. The call came from 08442646004. Does anyone know this number?
Caller
11 years
Hello. Just yesterday, 19.50 was taken out of my account by some company, and now today it's happened again with 19.00 missing. This is really urgent! Can someone please assist me? - caller: 08442646004
11 years
Just yesterday I realised some money had been taken from my bank without my consent, and I have no clue who these people are. I decided to call the number listed just above 08442646004. The gentleman I spoke with was quite polite and said he’d cancel my subscription for me. I told him I never signed up for anything nor gave any details, and honestly, I don’t even know who they are. He promised it’s all been stopped and said I’ll get my money back, and I didn’t have to jump through any hoops or use any special methods. Fingers crossed others dealing with this mess get it sorted and get their cash back too, just like I’m about to.
11 years
Somehow they charged me £19.50 without telling me or asking. Does anyone know who this is?
11 years
Just had two payments pulled straight from my account without my say so. Tried getting help from the bank but they just shrugged it off like it’s my problem. Feels like I’ve been mugged and they’re just letting it slide. Proper rubbish customer service, like a punch to the stomach times two.
11 years
Oi, I want my cash back, or I'll be pushing this all the way, you lot!
11 years
DEAN 5 Jan 2016... Cheers for that number 01702 419 091, gave them a ring and they said I had an account with (LC*credit-desk.co.) which I told them to shut down... got it sorted. Never recall signing up though, they mentioned they charge 10p monthly just to keep the card active. They did close the account but have been taking 10p weekly instead of once a month. Anyone know if this will stop MAM*mangomoney.co.uk, MM*track-budget.co, WC*income-extra.net too? If anyone’s got contact details for those to cancel, that'd be brilliant. Thanks again for the number DEAN....01702 419 091 - caller: Trudy Dranfield
Dean
11 years
It took me ages to track down mm*track budget’s info, but finally found them at www.track-budget.co. Their email is [email protected] and the number is 01656 337450. Just sent them an email demanding a refund - fingers crossed I get it back!
11 years
I never gave them permission to charge me for anything.
11 years
So, my bank card got blocked today. When I rang my bank, they found loads of payments going to places like AA Installments, LC Credit, MM Track Budget, UK Search, Mango Money, XM Discount & EPL My Debt Club. Altogether, they’ve taken about £146.90 from me. Natwest won’t refund any of it, saying it’s because I’ve had payday loans before and that info was shared - apparently, Sunny’s the one they pointed fingers at. I know it’s dumb to have taken payday loans, but I work 12-hour night shifts on just a bit above minimum wage, so it feels like I’m getting punished for not having enough money. I also had a couple of missed calls from this number but ignored them because I didn’t know it. Only when I searched online and came across this forum did I put two and two together.
AA InstallmentsLC CreditMM Track BudgetUK SearchMango MoneyXM DiscountEPL My Debt ClubNatwestSunny
11 years
My bank account got charged £19.50 without me knowing.
11 years
Got a call from 0844 264 6004, which turned out to be from Credit-desk.Co.UK. Before that, I’d seen a ring from 01656 337450, linked to Track-budget.co. The numbers are connected somehow, with the first one showing up as the main number for both. Quite confusing!
Credit - desk. co. uk
11 years
I basically sent the exact message Adam used, just copied it. After just a single email, they said sorry, shut down my fake account and gave me a refund. Give it a go, seriously. Keep pushing, don’t lose hope. Not sure yet if I’ll get both payments back, so I’ll hang tight and see what happens. If only one comes through, I’ll definitely write to them again. Cheers Adam!
Adam
11 years
These jokers managed to take £19.50 from my bank without permission. I rang them on the number listed above and was told the fee wasn’t refundable, though they'd shut down the account. I didn’t argue and just mentioned I was recording the conversation as advised by the ombudsman, and that I'd send it to them if needed. Suddenly, they were fine with giving me a refund and sorted it straight away. Honestly, having the ombudsman backing you is a real game changer when dealing with these types of businesses. - caller: Lc credit desk
CallerLC Credit Desk
11 years
Does anyone know a way I can get my money back? These blokes have been dipping into my bank account every month for the last three months and I’m totally skint now! If anyone’s got a number or email to reach them and sort this out, please share!
11 years
Just looked at my bank statement and noticed two payments of £19 taken out by lc credit & mmtrack budget, neither of which I recognise. I’m going to get in touch with my bank’s fraud department straight away. The number that called was 08442646004.
LC CreditMMTrack Budget
11 years
I’ve also been caught out by these scammers. I never gave them any bank info though. The person I first spoke to insisted the payment was non-refundable, but after I kept pushing and getting a bit frustrated, he eventually gave me an email address to contact the head office for a refund: [email protected]. There's also another one mentioned somewhere - [email protected]. When I asked to speak with a manager or supervisor, he told me there wasn’t one, which seemed like a lie since every call centre has them. After insisting several times, he said they were all busy. I also asked for a direct number to the head office, but apparently, there isn’t one - which sounds pretty suspicious to me. It’s unbelievable how these people manage to rip off hard-working folks like this. I’m determined to keep fighting until I get my money back.
11 years
I noticed some odd charges on my account too. I told the bank it was fraud and they blocked any more payments going through under those companies' names. I also got in touch with LC Credit Desk and Mango Money by email, and they refunded the money. It took about five days for the refund to appear.
LC Credit DeskMango Money
11 years
I’m pretty angry that money has been taken out of my account a few times without me knowing or agreeing to it. I’ve reported this as fraud to my bank and called the police because it looks like this is happening to others too. I’m also in the middle of writing to the ombudsman about it. You should cancel my account immediately and get in touch to let me know when I’ll get my refund. This email will be recorded as evidence in the case against you with all the relevant authorities. Previously, I had the same thing happen with LC Credit Desk who ended up cancelling my account and giving me a refund, so you should follow their example. Waiting for your response. - Caller: mm money & LC Credit Desk
11 years
Today I faced a similar issue. There were two separate charges of £19.50 showing up from LC Credit desk and MM Track-budget, both organisations I’ve never heard of. I called my bank, and they have blocked my card and started looking into it. No luck finding anything linked to those names either. I’ve dropped emails to all the contacts mentioned here, so thanks for that, fingers crossed it gets sorted. Weirdly, these attempts date back to the 1st of January. It’s really frustrating that this kind of thing is allowed to happen. I’m planning to reach out to the FCA now.
LC Credit deskMMFCA
11 years
I’m proper frustrated because £19.50 and £19.35 were taken from my NatWest account and I haven't been able to get my money back. I’ve tried with LC Credit Co UK and Mangomo but no luck.
NatWestLC Credit CoUKMangomo
11 years
Today I noticed something odd too. Two separate transactions of £19.50 appeared, one from LC Credit Desk and the other from MM Track-Budget, but neither of these companies are ones I recognise. I rang my bank, and they've blocked my card and started looking into it. They couldn’t trace any details either. I’ve sent emails to the addresses mentioned here, so thanks for that info, hoping it leads somewhere. Seems like these attempts have been happening since the start of January. I'm seriously annoyed that this kind of thing goes unchecked and I’m considering reaching out to the FCA now.
LC Credit DeskMM Track - BudgetFCA
11 years
halifax just wiped £19.50 from my account without me okaying it. cant sort anything till monday so i’m planning to reach out to the fraud dept. if anyone manages to get any good outcome from this mess we’ve all been dragged into, please share your tips. need to find a way to hit these scammers where it hurts!
Halifax
11 years
Over the Christmas period, I noticed a couple of £19.50 charges on my bank statement that I hadn’t spotted before. Along with those, there were loads of small 10p transactions too. Just yesterday, another £19.50 was taken without me realising. When I checked my online banking in detail, I saw all the charges and got in touch with my bank. They connected me to their fraud team who immediately cancelled my card and said I’d get a full refund by 10 am the next day. I’m with NatWest by the way. They told me the money was being taken by a payday loan company, but I have never taken out anything like that. The bank also warned me that if it happens again, they’ll involve the police because it’s fraud on my account linked to that company. Hope my experience is useful to anyone else dealing with this. The number that kept coming up was 08442646004.
NatWest
11 years
So basically, this firm does credit checks if you’ve been searching online for loans or something similar. After that, they start deducting monthly payments from your bank. Just call the number they give you to cancel the account and the charges will stop. Caller info was something like lc*credit-desk.couk.
11 years
I called their main office at 01702 419 091 earlier today and really gave them a piece of my mind, telling them to take me off their list even though I never signed up for anything in the first place. It's outrageous how companies can pull stunts like this, really makes me angry. They shouldn’t be able to get away with it!
11 years
I noticed £19.50 was withdrawn from my bank without my permission. While going through my junk mail, I found an email from Credit Desk. Managed to cancel my subscription and they’re sorting a refund for me. I dropped them an email through their contact page saying I never signed up or authorised the payment. They replied back confirming my account is shut and said the refund should show up in my account in about 3 days. Definitely recommend double-checking stuff like this.
Credit Desk
11 years
I called this number which I think is their main office first thing today. I got pretty angry with them and demanded they take me off their list even though I've never signed up for anything with them. Honestly, it's shocking how dodgy some companies can be, acting like that out of the blue. The number is 01702 419 091 if you want to check it out.
11 years
Seriously, this is driving me mad. Yesterday I noticed £19.50 taken from my account and it's not from me! I called the bank but they said there’s nothing they can do. Has anyone managed to reach out to these people before? Would really appreciate some advice. - caller: 08442646004
11 years
Four withdrawals of £19.50 showed up on my bank statement. I got in touch with [email protected] about it, and they said I should see the refund back in my account within three days.
11 years
I faced something similar and ended up emailing them at ([email protected]) since I never shared any of my info with them, so I have no clue where they got it from. I also reached out to my bank, who are now assisting me in recovering the cash. I’m planning to swap my bank card too. Hopefully, this info is useful for anyone going through the same. - caller: loan/credit check company
11 years
I've noticed five charges on my bank account: two for £19.45, another two for £19.50, and one for just 10p. Not sure where these are coming from at all.
11 years
I was charged £19.45 as well... Has anyone managed to get any results dealing with these people? I'm about to ring my bank to stop the vendor from taking any more but might have to get the police and fraud team involved if this keeps up.
11 years
Just noticed £19.45 gone from my bank, can’t believe it happened right before Christmas! What’s going on?
11 years
I just checked my bank statement and saw a £19.95 charge from something called lc credit desk. No clue who they are, never come across that name before.
11 years
I'm really annoyed because these lot have taken £19.35 and £19.59 from me, plus a few small ones of about 10p each. I’ll be going to the bank first thing tomorrow. How are these companies even allowed to pull this off? I really can’t afford it, especially just after Christmas 😢
11 years
I just checked my bank statement and saw a charge of £19.95 from something called LC Credit Desk. I've never come across that name before.
11 years
Hey everyone, I managed to figure out who was behind those calls and at last got my money back! Just head over to this site and drop them an email. I kept sending the same message over and over for like 10 minutes, lol! Eventually, they replied saying they'd cancel everything and refund me. The money was in my account within 2 days. Honestly, I'd recommend trying this too - I also mentioned I might take legal steps if they didn’t cooperate. Check out Credit-desk[###]!
11 years
Some money got taken from my bank, like £5 and £19.50 by this company called LC credit check. I found my email on their site www.credit-check.co.uk by mistake, so I hit forgot password, got the reset email and managed to close my account. Since then, no more money’s been taken, but I really don’t know how they ended up with my info in the first place.
LC Credit Check
11 years
Just like lots of others, I saw £19.50 disappear from my account and had no clue who it was. Rang up my bank but they said they couldn't reverse it :( Really wasn’t something I needed right now, especially as a single mum trying to get by.
11 years
I reckon this credit-desk.co.uk company might be dodgy. They’re owned by Lyonsdown Corporation, apparently. A mate tried ringing their complaints number on the website to find out what exactly they’re charging £19.50 for, but even their own employees couldn’t explain it. On their homepage, it says they charge £19.99, but the terms and conditions mention £19.50 instead. They claim to help improve your credit score, but from what I gather, they don’t have any access to the information from Credit Reference Agencies at all! - caller: g
Lyonsdown Corporation
11 years
I’ve sent an email to [email protected] asking how they got hold of my card info, seeing as I’ve never come across this company before. I checked out their website and can honestly say I’ve never visited it until today. Proper frustrating!
co. uk
11 years
Got my money back in the end. Keep on at them and they’ll refund you for sure.
11 years
I contacted [email protected] because they charged me 3 times £19.50 in less than two weeks. The transactions showed up on my bank as lc*credit desk. My bank said they couldn’t stop the payments or give me a refund. I’ve emailed Mango Money three times already. Still waiting for my money back. Don’t lose hope, keep pestering them and say you’ll escalate it if needed - that really seems to worry them. Good luck to everyone dealing with this!
Mango Money
11 years
It showed up the same way on my bank statements Abi. I ended up emailing them back and forth for a good while this morning and told them I’d reported them to the FCA. Apparently, they shut down my account - which I didn’t even realise existed - and they gave me a refund. Honestly I wasn’t expecting such a fast response. The email address I got the reply from was [email protected].
BlimeyAbiFCA
11 years
I got a call from folks claiming to be 'lc credit desk'. When I tried sorting the charge with the bank, they just said it was my own fault for taking out the loan, so no refund. Also, just like before, I couldn't get anyone on the phone. Another company that might be involved is 'mm track budget' - their email is [email protected]. Looks fishy to me.
11 years
Has anyone else had £19.50 taken out by both Lc credit and MMtrack budget? It’s been taken from my bank and I’m wondering if anyone has managed to get a refund. Also, does anyone know a contact number I could call about this? Cheers.
11 years
This number somehow managed to take £19.50 from my bank without me knowing. Really not happy about that!
11 years
I tried to get a payday loan and got turned down. Like many others here, after being denied credit, I noticed two separate charges from what looked like two different firms, each with their own phone number, taking £19.30 and £19.89 from my bank without my okay. When I rang the premium number they gave, I ended up waiting on hold for nearly 30 minutes only to be cut off without speaking to anyone. These companies really should be taken to task - people only turn to loans like this when they’re really struggling, and stuff like this just makes things worse financially.
11 years
I noticed two charges for £19.50 each from LC credit desk and mmtrackbudget.co.uk. Both sites seem to be fake because I can't find any legit info about them. They got in touch via text message. My bank reckons maybe I replied to a text which gave them permission to withdraw money. Not sure how they managed to get hold of all my private bank details though. The only thing the bank could do was block any future payments from these callers: LC creditdesk.co.uk and mmtrackbudget.co.uk.
11 years
This has happened to me as well, second time now... On Christmas Eve, they emptied my bank account. I’m a single mum and right now I’m unemployed because my client moved away and I was working as a cleaner. Of course, these crooks don’t give a toss. These groups are credit check companies - if you applied for a loan, even if you got rejected, your bank info is often passed on to them as some kind of third party, it’s buried in the loan’s small print. NatWest could only suggest cancelling the direct debits, but they can’t promise it will work. You’ve got to ring the two numbers by the payments on your bank statement and deal with the companies directly. As for getting your money back, I was told to ask them for a refund, but nothing’s been fixed yet. I did ring those numbers but because it was a bank holiday, both were shut.
NatWest
11 years
This morning I noticed £19.50 missing from my bank account and it was from some company called L C Credit desk. I’m really frustrated because I can’t get that money back and ended up having to cancel my card. How on earth do places like this keep getting away with it? There’s gotta be something done to put a stop to these dodgy charges.
L C Credit Desk
11 years
They've charged me twice for £100 and twice for £19.00. Has anyone else got a different number for these lot? I contacted my bank straight away and got my cards blocked. Really no idea who the caller is.
11 years
I've also been ripped off. Trakkit charged me £19.50, Mango Money took two payments of 10p each, LC Credit drained me twice for £19.50, and the latest, some betting firm, nicked 10p too. Funny how all their numbers are really alike, makes me think it’s all the same gang. Definitely get your cards cancelled, people! If anyone knows where these muppets are based, drop me a line - fancy paying them a "friendly visit". - caller: 08442646004
Mango MoneyLC Credit
11 years
There’s been three withdrawals from my bank account, each around £60, and I’m really puzzled about what they are for. When I rang up my bank, they said it was from some loan companies, but I have no clue who these companies are or why they’d take money from me.
11 years
I just noticed £19.50 has been charged from my account and I honestly don’t know who these lot are. I’m only doing part time work so I really can’t afford this right now.
11 years
This happened to me too, they withdrew £19.50 on Monday and then took out another £19 today. I rang my bank last evening but had to hang up and promised to call back because this firm is sneaking money out of people's accounts without telling them. Make sure you get in touch with your bank to report this and put a stop to these crooks stealing from us! The number they call from is 0844 264 6004.
11 years
Sounds like plenty of folks have been totally tricked. I really hope someone’s reported this lot to the fraud police. I've had two separate charges taken from my account too. Feels like it’s the one business using two different names and phone numbers - too suspicious to be random.
11 years
I just noticed some money has been taken from my bank account and I didn’t authorise it. Can someone please help me figure out what’s going on?
11 years
This makes three times now someone's managed to withdraw cash from my account. MangoMoney looks like the problem since they charged me, and they were the just ones I managed to actually speak to on the phone. They claimed I had a subscription, which is total rubbish because I never signed up for anything like that. Now I’ve noticed other firms are using my banking info too. This needs sorting right away - the caller was a credit company.
MangoMoneyCaller
11 years
They somehow managed to swipe £19.50 from me, no clue who the hell they are or where they got my info from. Ridiculous.
11 years
Someone drained cash from my Nationwide card so I ended up cancelling it. Looking at others’ experiences, it’s odd how the amounts stolen are almost identical - like £19.50 or £19.45 all around. Honestly, banks need to wake up and pay attention to this!
11 years
These lot using this number nicked £19.50 and £19.45 right out of my bank. I’ve reported it and got my card blocked now. Absolute scumbags, if I track them down they won’t be getting away with it twice!
11 years
This number took £19.50 and £19.45 off my bank account without telling me, I have no idea why.
11 years
This number has taken £19.50 from my bank without me knowing at all. Absolutely no idea why or how they got hold of my details.
11 years
This number just took £19.50 out of my bank without me even knowing about it. Anybody else had this happen? Seriously, what’s going on here??
11 years
I've been ripped off twice in one day, £19.50 then £19.45 - these dodgy people are proper scammers. It's not just me either, loads of others have been conned too. They seriously ought to be locked up and forced to give back every single penny!
11 years
These scumbags need to be stopped and held accountable, cancel all their connections - cards, email, the lot!
I’m not certain but I got a quick quid loan for the first time, never had any trouble with my bank before and then, right around the same time quick quid billed me, I had money stolen by this company.
Coincidence or what?
Quick Quid
11 years
I really want to find out who these lot are, there’s nothing but fraudsters and thieves behind this. They’ve managed to get into my bank account and steal cash, and I’ve got no connection to whoever they are. My bank and the cops are looking into it now. That’s money I earned hard, and I expect it back quick. Believe me, if you think this will end here, you’re wrong - it’ll only cost you more in the long run. We won’t let this slide, you lowlifes. It’s shocking how people can hack your bank without you realising until it’s too late.
11 years
My bank account has been drained way too often by these lot, it’s honestly getting ridiculous. They really should be shut down quickly, because more and more folks are having cash nicked from their accounts by this company.

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