08442646004
☎️ 08442646004 👆 is a valid (Premium Rate) United Kingdom Phone Number and it is issued by Gamma Telecom Holdings Ltd. It is part of the phone block 844264 with a prefix of 0844.
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0844 264 6004 Tagged as:
TimeLine of events for phone number 08442646004
- Frustrated with costly phone servicesApr
2016Requesting refund for fraudulent transactionsMar
2016Issue with multiple payments refundedMar
2016Unwanted charges from possible scamFeb
2016Fraudulent companies took my moneyFeb
2016Fraudulent charges, seek refund adviceFeb
2016Wants refunds for suspicious websitesFeb
2016Unable to contact for helpFeb
2016Refund received after calling numberFeb
2016Demanding refund for online scamFeb
2016Unauthorized direct debits, seeking resolutionFeb
2016Upset over unexpected loan feeFeb
2016Unauthorized payments from unknown sourceFeb
2016Number not working; contact fraud departmentFeb
2016Number no longer in serviceJan
2016Double charge issue, seeking helpJan
2016Swift refund from Nexfer SocialJan
2016Swift refund from Nexfer SocialJan
2016Swift refund from dishonest companyJan
2016Reclaiming stolen funds tactic exampleJan
2016Difficult to read, visit websiteJan
2016Helpful refund experience sharedJan
2016Unauthorized payments, seek help to stopJan
2016Unwanted calls, texts, potential fraudJan
2016Angry and frustrated user commentJan
2016Charged, cancelled subscription, requesting refundJan
2016Refund requested for unauthorized chargeJan
2016LC Credit took money; it's scamJan
2016Unauthorized charge; consider reportingJan
2016Troubling refund process, difficult contactJan
2016Unauthorized charge from unknown numberJan
2016Unrecognized charges from unknown companyJan
2016Unauthorized money taken, resolved refundJan
2016Bank unhelpful, payments stolen, frustratedJan
2016Unauthorized charge for $19.50. Inquiring identityJan
2016Requesting refund, threatening further actionJan
2016Unauthorized account closed successfully, payment issueJan
2016Difficulty locating Track Budget contactJan
2016Bank won't refund unauthorized paymentsJan
2016Dispute over unexpected payment requestJan
2016Unexplained charges from payday loansJan
2016Unauthorized charge from my accountJan
2016Phone numbers listed for referenceJan
2016Copy Adam's message for successJan
2016Escalated refund request with recordingJan
2016Requesting refund and contact informationJan
2016Unauthorized payments taken by LC CreditJan
2016Reported scam, requesting refund procedureJan
2016Fraudulent charges, investigation ongoing, furiousJan
2016Reported fraud to bank successfullyJan
2016User successfully resolved billing issueJan
2016Frustrated about unauthorized bank chargesJan
2016Unauthorized charges, contacting bank and FCAJan
2016Unauthorized withdrawal from bank accountJan
2016Unauthorized transactions, bank refunded quicklyJan
2016Credit check company charges feesJan
2016Cancelled subscription, refund confirmed soonJan
2016Unwanted subscription, angry complaint about companyJan
2016Contacted company, requested unsubscribe, upsetJan
2016Need help resolving unauthorized transactionJan
2016Refund request and ombudsman involvementJan
2016Unauthorized charges; prompt refund receivedJan
2016Contacted support and bank; changing cardJan
2016Unexplained payments from unknown sourceJan
2016Fraud investigation and bank actionJan
2016Unauthorized charge before ChristmasJan
2016Unrecognized charge from lc credit deskJan
2016User upset about unauthorized chargesJan
2016Unrecognized charge from LC CreditJan
2016Refund achieved by persistent emailingDec
2015Loan issues with unresponsive companiesDec
2015Unauthorized charges by unknown companyDec
2015Unexplained bank charge caused frustrationDec
2015Suspected fraudulent company, unclear servicesDec
2015Contacted customer support about unauthorized chargeDec
2015Hound for speedy refund resolutionDec
2015Reported unauthorized charges from companyDec
2015Bank refunded after FCA threatDec
2015Unauthorized charges on credit cardDec
2015Unauthorized charge from this numberDec
2015Payday loan companies exploit vulnerable borrowersDec
2015Unauthorized payments taken without permissionDec
2015Credit check companies cause issuesDec
2015Unauthorized charge, seeking resolutionDec
2015Unhappy about unauthorized payments, canceled cardsDec
2015Fraudulent charges suspected on transactionsDec
2015Unauthorized payments from unknown loan companiesDec
2015Unauthorized payment of £19.50Dec
2015Unauthorized charges taken from accountDec
2015Company suspected of fraudulent activityDec
2015Unauthorized bank payment issue reportedDec
2015Fraudulent charge, personal details compromisedDec
2015Unauthorized charges from MangoMoney fraudulentlyDec
2015Fraudulent transactions affecting multiple usersDec
2015Number associated with bank theftDec
2015Unauthorized payments from my accountDec
2015Unauthorized payment; user is confusedDec
2015Frustration with loan company practicesDec
2015Fraudulent charges; many victims involvedDec
2015Unauthorized payment of £19.50Dec
2015Scam involving unauthorized bank accessDec
2015Company stealing money, needs stoppedDec
2015Unauthorized charge from LC CreditDec
2015Repeated unauthorized charges, bank unhelpfulDec
2015Unauthorized charge needs investigationDec
2015Fraud investigation requested for chargesDec
2015Demanding immediate refund for chargesDec
2015Unauthorized charge, cancel card immediatelyDec
2015Unauthorized charges from Credit DeskDec
2015Unauthorized charge, seeking assistanceDec
2015Unauthorized charge on my accountDec
2015Unauthorized withdrawal from my accountDec
2015Unauthorized charges from unknown sourceDec
2015Bank scam involving Yes CardDec
2015Unknown caller, no identification availableDec
2015Unauthorized bank withdrawals reportedDec
2015Unauthorized bank withdrawal concern expressedDec
2015Number Of Searches: 384 Number Of Comments: 113 First Seen: 23 November 2015 General Reputation: negativeThis number has recently been searched from Aston on Clun(Shropshire), Edwardsville(Rhondda Cynon Taff), Eglwys Fach(Ceredigion), Hungerford(Berkshire) and Windygates(Fife).
08442646004 has 113 comments of which 16 x negative and 97 x neutral
08442646004 Summary (Read all comments)
Phone number ☎️ 08442646004 👆 is reported as a debtor beware of multiple unauthorised monthly direct debits, typically around £19.50, taken by companies operating under various names such as Credit Desk, Track Budget, Mango Money, and LC Credit. Many users report no recollection of subscribing yet face repeated deductions, often alongside small test payments. These firms are linked to credit checks following loan applications and are accused of exploiting opt-in consent buried in terms when seeking loans. Banks often struggle to refund, advising cancellation of cards and accounts. Persistence contacting these firms via email or phone, referencing the Financial Ombudsman and threatening legal action, has helped some secure refunds. Victims are urged to report to fraud departments, block future payments, and share experiences to raise awareness and pressure authorities to act.
Reports on phone number 08442646004
11 yearsI've been ripped off by nearly a dozen of these firms, each charging £19.99. Proper annoyed about it!11 yearsI'm really annoyed, I've had loads of £19.50 payments taken from my account without permission. I want it to stop and the money given back. I've already reported this as fraud and I'm even writing to the ombudsman about it. If your company refuses to refund me, I expect all my info and personal details to be deleted by you and any other firm involved. - caller: 0844264600411 yearsI got charged twice for £19.50 and then another £19.99 by Mango Money. I managed to get a refund for one of the payments, but contacting LDC and MM Track Budget has been a nightmare. The caller was Loads by the way.Mango MoneyLDC11 yearsI've noticed deductions of £19.50 and £19.45 from my account each month over the past four months, along with several pesky little charges of 0.10p. It appears these are coming from Credit Desk and Track Budget, despite the fact that I've never signed up for anything with them. I've reached out via email to both, and they've acknowledged this month's refund for the rather blatant theft! Their emails are [email protected] and [email protected]. It seems to me that they're actually one and the same entity masquerading as two. I hope this information proves useful!Credit DeskBudget11 yearsTurns out the firms are named credit desk, mango money, discount gold and income xtra[###]. They seem to grab your info if you ever send in loan applications. Total scammers, they managed to swipe nearly £200 from my bank in total. Proper dodgy!Credit DeskMango MoneyDiscount GoldIncome Xtra11 yearsMy lad got caught up in something similar. There were 4 payments altogether, but luckily only two actually went through for £19.45 and £19.50. Before those, there were 4 tiny "test" debits of 10p each. The charges appeared from companies called MM*mangomoney.co.uk; MM*TRACK-BUDGET.CO, and LDC*CREDIT-DESK.CO.UK. I reached out to the bank and they told me they get loads of calls daily from people with the same issue. Apparently, these firms grab credit card info when people visit payday loan websites. I've reported the matter to the Financial Ombudsman who are now investigating Quickquid, which is dealing with my son’s case. Strange thing is Quickquid’s based in the US, so doesn't have to follow UK laws. I even phoned one of these firms - seems they might all be linked - and was told the reason they got my son's bank details was because he didn’t untick some boxes on the payday loan site he visited. Using one of the numbers from the bank, I called and asked for a refund. They said they could only refund one payment and I needed to email head office for a full refund, which I’ve done but haven’t heard back yet. The phone number given by the bank was 034 565 0941, linked to either mangomoney or Track-budget (or maybe both). Another number to try is 08447 289350. The bank said it’s technically not fraud and won’t just refund the money, but I can push for them to return any charges taken without permission. I recommend contacting the Financial Ombudsman too - they’re already probing Quickquid and similar lenders and will want any info you can share. To email the companies who took money, try [email protected], [email protected], or [email protected]. The Financial Ombudsman’s helpline numbers are 0800 023 467 or 030 123 9123. Hope this helps! - Margaret BaronCOUKQuickquidUSA11 yearsI’m trying to find out who this is so I can get my cash back from mango money.co.uk, tack-budget.co, and ldc credit-best.co.uk.11 yearsIve been trying to reach someone using the contact info given but nothing seems to work. Cant get through to anyone and its driving me mad! Money keeps vanishing from my account and I have no idea why. Please, can someone help? The number that called me was 08442646004.11 yearsI ran into the exact issue, so I gave them a ring and got my money back. Used this number to sort it out: 0345 565 0941.11 yearsHey everyone, I just realised I got caught out by these lot as well, lucky I decided to check them online. What a load of rubbish! I've already sent them an email asking for my money back. If they don’t refund me, I’m definitely going to take it further and report them for fraud and theft.11 yearsI put a block on an 0800 number but now these companies, MM Track Budget co and LCD Credit fest, keep withdrawing money from my bank account, even though I never agreed to any of it. I’m just a student and this is really stressing me out! How can I make it stop? The number they keep calling from is 0844264046.MM Track Budget CoLCD Credit FestCaller11 yearsHey there, just checked my bank statement and noticed £19.50 gone without me knowing. I haven’t applied for any loans or anything! Absolute scumbags taking money like that. What a bunch of arseholes!11 yearsSomeone took money twice from my account without me even knowing who they were. I don’t have any payday loans or anything like that. I contacted my bank, Natwest, and they told me it’s something they’re seeing a lot at the moment. They blocked my card straight away and have managed to put one payment back already. They said the other one’s still showing as pending, so it can’t be reversed just yet but will be refunded once it’s fully processed.Natwest11 yearsIt seems that this number is defunct, and the one for Track Budget is likewise coming up as unregistered. I would recommend reaching out to your bank’s fraud department to have them place a block on your account-I’ve had to take that step myself!11 yearsI’ve noticed that money has been withdrawn from my account on two separate occasions by b***y Track Budget and Credit Desk. Does anyone happen to have a contact number or know how I might resolve this issue? I’d really appreciate any help!11 yearsI tried calling, but the number seems to be out of service now.11 yearsHelped my other half get a quick refund from these scammers and gave them a bit of a nudge they deserved. If you want, Google Nexfer Social, head to their forums, and find 'The Thread' post - it’s all laid out nicely there. Tried posting here but it’s too long and kept glitching. If you’ve been robbed by these lot and want your cash back, just follow what’s written - I got my money back in under 3 days after spotting the problem.GoogleNexfer Social11 yearsMy partner got scammed and I had to step in quickly to sort things out, demanding a refund and giving them a right telling off. If you wanna check, just google Nexfer Social, head over to their forum section and look for 'The Thread' - MM#TRACK-BUDGET[###] / LC#CREDIT-D.GoogleNexfer Social11 yearsI’ve recently had a bit of a run-in with these dodgy characters on behalf of my partner. Thankfully, I managed to get a quick refund and give them a firm talking to. Unfortunately, I’m unable to share links here, and the formatting a right mess if I try to copy the letter I used. If you’re keen, just look up Nexfer Social on Google, head to the forums, and you’ll find the relevant post in ‘The Thread’.Nexfer SocialGoogleThe Thread11 yearsIf anyone wants to get back the money stolen by these scammers, here’s what I did (my money was refunded within 3 days after I spotted it). Step one: Ring up your bank and ask to speak with the Fraud Team, explaining that a firm has taken money from your account without permission. Your bank might not be very helpful but make sure they block any further transactions from the company in question (mine was MM*TRACK-BUDGET.CO / LC*CREDIT-D). They should then give you the company’s contact details. Step two: I sent an email to each company: To MM*TRACK-BUDGET.CO ([email protected]) and LC*CREDIT-D ([email protected]): Subject: YOUR NAME - Bank Reference - #########GB (taken from your bank statement) I noticed you’ve withdrawn £39.10 from my Royal Bank of Scotland account without my consent. The amounts are broken down as follows: 18th Dec - £19.45 4th Jan - £0.10 11th Jan - £19.45 25th Jan - £0.10 I’ve reported this as fraud with RBS and will contact the police if this isn’t sorted out quickly. It’s clear to me this is a common scam affecting lots of people. I’m preparing complaints to all relevant regulators if you refuse to refund me. I demand you close any account linked to me immediately. Provide me with details on the refund process. Delete all personal info you hold about me. You must respond within 10 working days. I’ve also sent this email to both companies because they’re committing the exact same scam. Step three: After a few days, I got replies and the refunds: Track Budget’s Customer Service replied on Jan 27: They claimed the account was opened because ‘I’d entered my details while searching for finance online.’ They said automated emails were sent, including a 7-day free trial and warnings about payments (might be in your spam folder). They processed a full refund of £38.90 back to my debit card, which should clear within a week. They also confirmed my details have been deleted from their systems. Credit Desk’s Customer Service replied earlier the same day: They explained their subscription is opted into when you apply for loans or finance online. They said no signature is needed since it’s an online service. They cancelled my account and processed a refund that should appear in 72 hours. No more payments will be taken. I hope this helps anyone caught out by these dodgy outfits. Always check statements regularly and don’t hesitate to report unauthorised charges right away.Fraud DepartmentCOBUDGET. COYOUR NAMETRACKRoyal Bank of ScotlandRBS11 yearsThe way my letter got messed up here with the formatting, it’s best to check it out on my website instead. Just google ‘nexfer social’ and head over to the forums under ‘The Thread’ - it’s way clearer and simpler to read there. These jokers are pretty straightforward to handle, I managed to get my cash back without any trouble. - caller: 08442646004Google11 yearsWas trying to find the LCD credit desk and ended up with the number 0844 264 6004, which actually connects to 01702419091 and isn’t a premium line. Managed to get my payment cancelled and refunded in the end. Just be polite and clearly explain your situation - I honestly doubt they’d have given me my money back otherwise. Fingers crossed for you!LCD Credit Desk11 yearsThis number rang me and I noticed that on the very same day, £19.30 and £19.50 were both charged from my account by something called Lc credit and mmtrackbudget. Does anyone know who these are? I’m trying to figure out how to put a stop to these payments.11 yearsIve been getting loads of calls and messages non stop, around 20-30 a day at one point. I told them to stop but didnt help much. My bank says they cant help until I figure out who’s behind it all. Now the calls have slowed down but weirdly I’ve noticed small amounts missing from my account - like 10p here and there, 3 times £19.50 and once £19.99. I never agreed to any of this or signed up for Emma or whatever links they keep sending me. All I wanted was a loan, so this feels like some kind of fraud right?Emma11 yearsAbsolutely livid right now! These blokes really know how to push my buttons!11 yearsI've just noticed a deduction of £19.40 from my account as well. The site is www.credit-desk.co.uk. Luckily, I managed to cancel the so-called subscription, and I’ve sent them a message requesting my money back. Is it the case that several individuals have had multiple amounts deducted on the same day, as I've only experienced one charge so far? Cheers!11 yearsHello, I’m absolutely baffled as to why my account has been debited £19.40 yet again! It’s really frustrating, especially since it’s not showing up on Twitch. I’d like a full refund, please. What on earth is going on?11 yearsDiscovered that LC Credit had snatched £19.50 from my bank account. I reached out to my bank and had a word with their fraud team, and they managed to get the funds refunded to me. Simultaneously, the company decided to give back my money, which means I actually ended up £19.50 better off. Now, LC Credit has been pestering me for my banking details to reclaim their £19.50, but I told them to take me to court if they want it back. They’ve kept their distance for the last three days, but I genuinely believe it’s a scam and utterly disgraceful how they treat people.LC Credit11 yearsI've just noticed that Track-budget.co has taken £19.45 from my account, but I'm not registered with them, nor have I taken out any loans. What should I do about this? I plan to head to the bank, but should I also give them a ring or drop a message to Track-budget.co? Honestly, I’m contemplating going to the police station to report this issue. It’s outrageous that this company seems to be siphoning money off unsuspecting folks!Trackcobudget11 yearsHey, I just noticed £19.50 has been withdrawn from my bank account but I have no idea for what or who by. The call came from 08442646004. Does anyone know this number?Caller11 yearsHello. Just yesterday, 19.50 was taken out of my account by some company, and now today it's happened again with 19.00 missing. This is really urgent! Can someone please assist me? - caller: 0844264600411 yearsJust yesterday I realised some money had been taken from my bank without my consent, and I have no clue who these people are. I decided to call the number listed just above 08442646004. The gentleman I spoke with was quite polite and said he’d cancel my subscription for me. I told him I never signed up for anything nor gave any details, and honestly, I don’t even know who they are. He promised it’s all been stopped and said I’ll get my money back, and I didn’t have to jump through any hoops or use any special methods. Fingers crossed others dealing with this mess get it sorted and get their cash back too, just like I’m about to.11 yearsSomehow they charged me £19.50 without telling me or asking. Does anyone know who this is?11 yearsI’ve just had a couple of unauthorised transactions nicked from my bank account by those robbing buggers. The bank isn’t offering any assistance, leaving me feeling quite violated. It’s as if I’m the one who’s done something wrong, and the bank’s response? Well, they basically shrugged it off. Terrible customer service, it’s like getting a kick in the teeth twice over!11 yearsOi, I want my cash back, or I'll be pushing this all the way, you lot!11 yearsDEAN 5 Jan 2016... Cheers for that number 01702 419 091, gave them a ring and they said I had an account with (LC*credit-desk.co.) which I told them to shut down... got it sorted. Never recall signing up though, they mentioned they charge 10p monthly just to keep the card active. They did close the account but have been taking 10p weekly instead of once a month. Anyone know if this will stop MAM*mangomoney.co.uk, MM*track-budget.co, WC*income-extra.net too? If anyone’s got contact details for those to cancel, that'd be brilliant. Thanks again for the number DEAN....01702 419 091 - caller: Trudy DranfieldDean11 yearsIt took me ages to track down mm*track budget’s info, but finally found them at www.track-budget.co. Their email is [email protected] and the number is 01656 337450. Just sent them an email demanding a refund - fingers crossed I get it back!11 yearsI never gave them permission to charge me for anything.11 yearsSo, my bank card got blocked today. When I rang my bank, they found loads of payments going to places like AA Installments, LC Credit, MM Track Budget, UK Search, Mango Money, XM Discount & EPL My Debt Club. Altogether, they’ve taken about £146.90 from me. Natwest won’t refund any of it, saying it’s because I’ve had payday loans before and that info was shared - apparently, Sunny’s the one they pointed fingers at. I know it’s dumb to have taken payday loans, but I work 12-hour night shifts on just a bit above minimum wage, so it feels like I’m getting punished for not having enough money. I also had a couple of missed calls from this number but ignored them because I didn’t know it. Only when I searched online and came across this forum did I put two and two together.AA InstallmentsLC CreditMM Track BudgetUK SearchMango MoneyXM DiscountEPL My Debt ClubNatwestSunny11 yearsI noticed a deduction of £19.50 from my account.11 yearsGot a call from 0844 264 6004, which turned out to be from Credit-desk.Co.UK. Before that, I’d seen a ring from 01656 337450, linked to Track-budget.co. The numbers are connected somehow, with the first one showing up as the main number for both. Quite confusing!Credit - desk. co. uk11 yearsI basically sent the exact message Adam used, just copied it. After just a single email, they said sorry, shut down my fake account and gave me a refund. Give it a go, seriously. Keep pushing, don’t lose hope. Not sure yet if I’ll get both payments back, so I’ll hang tight and see what happens. If only one comes through, I’ll definitely write to them again. Cheers Adam!Adam11 yearsThese jokers managed to take £19.50 from my bank without permission. I rang them on the number listed above and was told the fee wasn’t refundable, though they'd shut down the account. I didn’t argue and just mentioned I was recording the conversation as advised by the ombudsman, and that I'd send it to them if needed. Suddenly, they were fine with giving me a refund and sorted it straight away. Honestly, having the ombudsman backing you is a real game changer when dealing with these types of businesses. - caller: Lc credit deskCallerLC Credit Desk11 yearsI'm absolutely fuming! Is there any chance I can reclaim the funds those muppets have pilfered from my account? They've been draining my wallet for the last three months, and I'm completely skint! If anyone knows a reliable phone number or an email address to sort this mess out, I’d be incredibly grateful for your help!11 yearsJust looked at my bank statement and noticed two payments of £19 taken out by lc credit & mmtrack budget, neither of which I recognise. I’m going to get in touch with my bank’s fraud department straight away. The number that called was 08442646004.LC CreditMMTrack Budget11 yearsI’ve also been caught out by these scammers. I never gave them any bank info though. The person I first spoke to insisted the payment was non-refundable, but after I kept pushing and getting a bit frustrated, he eventually gave me an email address to contact the head office for a refund: [email protected]. There's also another one mentioned somewhere - [email protected]. When I asked to speak with a manager or supervisor, he told me there wasn’t one, which seemed like a lie since every call centre has them. After insisting several times, he said they were all busy. I also asked for a direct number to the head office, but apparently, there isn’t one - which sounds pretty suspicious to me. It’s unbelievable how these people manage to rip off hard-working folks like this. I’m determined to keep fighting until I get my money back.11 yearsI noticed some odd charges on my account too. I told the bank it was fraud and they blocked any more payments going through under those companies' names. I also got in touch with LC Credit Desk and Mango Money by email, and they refunded the money. It took about five days for the refund to appear.LC Credit DeskMango Money11 yearsI’m pretty angry that money has been taken out of my account a few times without me knowing or agreeing to it. I’ve reported this as fraud to my bank and called the police because it looks like this is happening to others too. I’m also in the middle of writing to the ombudsman about it. You should cancel my account immediately and get in touch to let me know when I’ll get my refund. This email will be recorded as evidence in the case against you with all the relevant authorities. Previously, I had the same thing happen with LC Credit Desk who ended up cancelling my account and giving me a refund, so you should follow their example. Waiting for your response. - Caller: mm money & LC Credit Desk11 yearsToday I faced a similar issue. There were two separate charges of £19.50 showing up from LC Credit desk and MM Track-budget, both organisations I’ve never heard of. I called my bank, and they have blocked my card and started looking into it. No luck finding anything linked to those names either. I’ve dropped emails to all the contacts mentioned here, so thanks for that, fingers crossed it gets sorted. Weirdly, these attempts date back to the 1st of January. It’s really frustrating that this kind of thing is allowed to happen. I’m planning to reach out to the FCA now.LC Credit deskMMFCA11 yearsI just noticed that my NatWest account has been hit with a withdrawal of £19.50 alongside a charge of £19.35. It's quite frustrating as I’m unable to get any sort of refund for these transactions. It appears to be linked to LC Credit Co UK and Mangomo. Such a nuisance!NatWestLC Credit CoUKMangomo11 yearsToday I noticed something odd too. Two separate transactions of £19.50 appeared, one from LC Credit Desk and the other from MM Track-Budget, but neither of these companies are ones I recognise. I rang my bank, and they've blocked my card and started looking into it. They couldn’t trace any details either. I’ve sent emails to the addresses mentioned here, so thanks for that info, hoping it leads somewhere. Seems like these attempts have been happening since the start of January. I'm seriously annoyed that this kind of thing goes unchecked and I’m considering reaching out to the FCA now.LC Credit DeskMM Track - BudgetFCA11 yearshalifax just wiped £19.50 from my account without me okaying it. cant sort anything till monday so i’m planning to reach out to the fraud dept. if anyone manages to get any good outcome from this mess we’ve all been dragged into, please share your tips. need to find a way to hit these scammers where it hurts!Halifax11 yearsOver the Christmas period, I noticed a couple of £19.50 charges on my bank statement that I hadn’t spotted before. Along with those, there were loads of small 10p transactions too. Just yesterday, another £19.50 was taken without me realising. When I checked my online banking in detail, I saw all the charges and got in touch with my bank. They connected me to their fraud team who immediately cancelled my card and said I’d get a full refund by 10 am the next day. I’m with NatWest by the way. They told me the money was being taken by a payday loan company, but I have never taken out anything like that. The bank also warned me that if it happens again, they’ll involve the police because it’s fraud on my account linked to that company. Hope my experience is useful to anyone else dealing with this. The number that kept coming up was 08442646004.NatWest11 yearsSo basically, this firm does credit checks if you’ve been searching online for loans or something similar. After that, they start deducting monthly payments from your bank. Just call the number they give you to cancel the account and the charges will stop. Caller info was something like lc*credit-desk.couk.11 yearsI called their main office at 01702 419 091 earlier today and really gave them a piece of my mind, telling them to take me off their list even though I never signed up for anything in the first place. It's outrageous how companies can pull stunts like this, really makes me angry. They shouldn’t be able to get away with it!11 yearsI noticed a deduction of £19.50 from my bank account the other day, which prompted me to sift through my junk emails. To my surprise, I found a message from Credit Desk. Fortunately, I managed to cancel my subscription, and they’ve assured me that they’ll be refunding the amount they debited. I reached out via their 'contact us' feature and explained that I had neither subscribed to their services nor consented to the withdrawal from my account. They've now confirmed that my account has been closed, and the refund should hit my account within 72 hours. It's definitely worth keeping an eye on!Credit Desk11 yearsI called this number which I think is their main office first thing today. I got pretty angry with them and demanded they take me off their list even though I've never signed up for anything with them. Honestly, it's shocking how dodgy some companies can be, acting like that out of the blue. The number is 01702 419 091 if you want to check it out.11 yearsSeriously, this is driving me mad. Yesterday I noticed £19.50 taken from my account and it's not from me! I called the bank but they said there’s nothing they can do. Has anyone managed to reach out to these people before? Would really appreciate some advice. - caller: 0844264600411 yearsFour withdrawals of £19.50 showed up on my bank statement. I got in touch with [email protected] about it, and they said I should see the refund back in my account within three days.11 yearsI faced something similar and ended up emailing them at ([email protected]) since I never shared any of my info with them, so I have no clue where they got it from. I also reached out to my bank, who are now assisting me in recovering the cash. I’m planning to swap my bank card too. Hopefully, this info is useful for anyone going through the same. - caller: loan/credit check company11 yearsI've noticed five charges on my bank account: two for £19.45, another two for £19.50, and one for just 10p. Not sure where these are coming from at all.11 yearsI’ve just had a bit of a nasty surprise with a charge of £19.45! Has anyone managed to deal with these chaps? I reckon I’ll need to ring my bank to halt any further transactions, but I’m also contemplating reaching out to the fraud team and possibly the police, just to be safe. Any advice or experiences would be appreciated!11 yearsJust noticed £19.45 gone from my bank, can’t believe it happened right before Christmas! What’s going on?11 yearsI just checked my bank statement and saw a £19.95 charge from something called lc credit desk. No clue who they are, never come across that name before.11 yearsI am absolutely livid! I just noticed that I've been charged by both of these companies - £19.59 and £19.35 - alongside three other smaller transactions where they’ve grabbed just 10p each. I’ll be heading to the bank first thing tomorrow, but honestly, how on earth are these companies allowed to get away with this? It's frustrating, especially with the festive season being so recent! My finances are already tight as it is. 😡11 yearsI just checked my bank statement and saw a charge of £19.95 from something called LC Credit Desk. I've never come across that name before.11 yearsHey everyone, I managed to figure out who was behind those calls and at last got my money back! Just head over to this site and drop them an email. I kept sending the same message over and over for like 10 minutes, lol! Eventually, they replied saying they'd cancel everything and refund me. The money was in my account within 2 days. Honestly, I'd recommend trying this too - I also mentioned I might take legal steps if they didn’t cooperate. Check out Credit-desk[###]!11 yearsSome money got taken from my bank, like £5 and £19.50 by this company called LC credit check. I found my email on their site www.credit-check.co.uk by mistake, so I hit forgot password, got the reset email and managed to close my account. Since then, no more money’s been taken, but I really don’t know how they ended up with my info in the first place.LC Credit Check11 yearsJust like lots of others, I saw £19.50 disappear from my account and had no clue who it was. Rang up my bank but they said they couldn't reverse it :( Really wasn’t something I needed right now, especially as a single mum trying to get by.11 yearsI reckon this credit-desk.co.uk company might be dodgy. They’re owned by Lyonsdown Corporation, apparently. A mate tried ringing their complaints number on the website to find out what exactly they’re charging £19.50 for, but even their own employees couldn’t explain it. On their homepage, it says they charge £19.99, but the terms and conditions mention £19.50 instead. They claim to help improve your credit score, but from what I gather, they don’t have any access to the information from Credit Reference Agencies at all! - caller: gLyonsdown Corporation11 yearsI’ve sent an email to [email protected] asking how they got hold of my card info, seeing as I’ve never come across this company before. I checked out their website and can honestly say I’ve never visited it until today. Proper frustrating!co. uk11 yearsGot my money back in the end. Keep on at them and they’ll refund you for sure.11 yearsI contacted [email protected] because they charged me 3 times £19.50 in less than two weeks. The transactions showed up on my bank as lc*credit desk. My bank said they couldn’t stop the payments or give me a refund. I’ve emailed Mango Money three times already. Still waiting for my money back. Don’t lose hope, keep pestering them and say you’ll escalate it if needed - that really seems to worry them. Good luck to everyone dealing with this!Mango Money11 yearsIt showed up the same way on my bank statements Abi. I ended up emailing them back and forth for a good while this morning and told them I’d reported them to the FCA. Apparently, they shut down my account - which I didn’t even realise existed - and they gave me a refund. Honestly I wasn’t expecting such a fast response. The email address I got the reply from was [email protected].BlimeyAbiFCA11 yearsIt appears that I’ve been dealing with 'lc credit desk,' and honestly, it’s been a right nightmare! The bank has flatly refused to reimburse me, claiming it's my own fault for taking out a loan in the first place. I'm having a devil of a time trying to get in touch with anyone for assistance too. I suspect they may also operate under the name 'mm track budget,' as I found their email at [email protected]. What a muddle!11 yearsHas anyone else had £19.50 taken out by both Lc credit and MMtrack budget? It’s been taken from my bank and I’m wondering if anyone has managed to get a refund. Also, does anyone know a contact number I could call about this? Cheers.11 yearsThis number somehow managed to take £19.50 from my bank without me knowing. Really not happy about that!11 yearsI sought a payday loan, but unfortunately, my application was declined. Like many others who have shared their experiences here, I too found myself denied credit. To add insult to injury, I noticed that I had been charged £19.30 and £19.89 by what appeared to be two separate entities, each using different contact numbers, and all this without my consent. When I attempted to reach out to them via an expensive phone line, I ended up on hold for nearly thirty minutes, only to have the call abruptly cut off before I could speak to anyone. It's utterly scandalous that these firms are operating as they are; those who apply for such loans are often in a tight spot, and these practices only serve to exacerbate the financial struggles that many folks are already enduring.11 yearsI noticed two charges for £19.50 each from LC credit desk and mmtrackbudget.co.uk. Both sites seem to be fake because I can't find any legit info about them. They got in touch via text message. My bank reckons maybe I replied to a text which gave them permission to withdraw money. Not sure how they managed to get hold of all my private bank details though. The only thing the bank could do was block any future payments from these callers: LC creditdesk.co.uk and mmtrackbudget.co.uk.11 yearsThis morning I noticed £19.50 missing from my bank account and it was from some company called L C Credit desk. I’m really frustrated because I can’t get that money back and ended up having to cancel my card. How on earth do places like this keep getting away with it? There’s gotta be something done to put a stop to these dodgy charges.L C Credit Desk11 yearsThey've charged me twice for £100 and twice for £19.00. Has anyone else got a different number for these lot? I contacted my bank straight away and got my cards blocked. Really no idea who the caller is.11 yearsI've also been ripped off. Trakkit charged me £19.50, Mango Money took two payments of 10p each, LC Credit drained me twice for £19.50, and the latest, some betting firm, nicked 10p too. Funny how all their numbers are really alike, makes me think it’s all the same gang. Definitely get your cards cancelled, people! If anyone knows where these muppets are based, drop me a line - fancy paying them a "friendly visit". - caller: 08442646004Mango MoneyLC Credit11 yearsThere’s been three withdrawals from my bank account, each around £60, and I’m really puzzled about what they are for. When I rang up my bank, they said it was from some loan companies, but I have no clue who these companies are or why they’d take money from me.11 yearsI just noticed £19.50 has been charged from my account and I honestly don’t know who these lot are. I’m only doing part time work so I really can’t afford this right now.11 yearsThis happened to me too, they withdrew £19.50 on Monday and then took out another £19 today. I rang my bank last evening but had to hang up and promised to call back because this firm is sneaking money out of people's accounts without telling them. Make sure you get in touch with your bank to report this and put a stop to these crooks stealing from us! The number they call from is 0844 264 6004.11 yearsIt seems that numerous individuals have fallen victim to this scam. I sincerely hope that this organisation has been flagged to the authorities. I’ve experienced a similar issue myself, with two separate sums taken from my account. It surely must be the same fraudulent entity operating under different aliases and numbers. Quite the coincidence, don’t you think?11 yearsI just noticed some money has been taken from my bank account and I didn’t authorise it. Can someone please help me figure out what’s going on?11 yearsThis makes three times now someone's managed to withdraw cash from my account. MangoMoney looks like the problem since they charged me, and they were the just ones I managed to actually speak to on the phone. They claimed I had a subscription, which is total rubbish because I never signed up for anything like that. Now I’ve noticed other firms are using my banking info too. This needs sorting right away - the caller was a credit company.MangoMoneyCaller11 yearsOutrageous! They’ve taken £19.50 from me. Who on earth are these people, and how did they manage to get hold of my information?11 yearsI've had some cash taken from my Nationwide account, so I went ahead and cancelled my card. After checking out others' experiences, it's quite odd to see that the sums being reported are all eerily similar - £19.50 and £19.45 popping up frequently. It certainly feels like the banks need to start paying attention to this issue!11 yearsI can’t believe the nerve of these lowlifes! They’ve pilfered £19.50 and £19.45 straight from my bank account. I've already reported it and had my card shut down. Absolute scoundrels! If I ever manage to track them down, they’ll certainly think twice before pulling another stunt like this!11 yearsI've noticed deductions of £19.50 and £19.45 from my bank account, and they were made by this phone number without my consent. It's rather concerning, to say the least!11 yearsThis number has taken £19.50 from my bank without me knowing at all. Absolutely no idea why or how they got hold of my details.11 yearsThis number just took £19.50 out of my bank without me even knowing about it. Anybody else had this happen? Seriously, what’s going on here??11 yearsI can't believe what a dodgy bunch these blokes are! They managed to swipe £19.50 and £19.45 from me on the very same day. It's not just me who's been affected; loads of others have fallen victim to their thievery as well. Honestly, they ought to be locked up and forced to return every single penny they've swindled! It's absolutely outrageous!11 yearsLet’s track down these dodgy individuals and ensure they face the consequences - sever all ties with them, I say! Cards, email accounts - the lot! I’m not entirely certain who’s behind this, but I recently took out a quick loan with Quick Quid for the first time and had no issues with my bank previously. Yet, right after they nabbed their fee, I found myself in a dodgy situation with this company. Coincidence? I think not!Quick Quid11 yearsI’m eager to uncover the identity of this company, as they appear to be nothing more than a bunch of fraudsters and thieves. They've somehow managed to breach my bank account and siphon off my hard-earned money, despite me having no prior dealings with them. Rest assured, I won't let this slide; both my bank and the police are now involved in sorting out this mess. I expect a prompt refund, as I won’t hesitate to escalate matters further if necessary. It's absolutely disgraceful how these lowlifes can infiltrate your financial security without you realising until it’s far too late.11 yearsI've noticed a concerning trend with this company - they’ve been siphoning an alarming amount of cash from my account lately. It’s becoming a bit of a farce, to be honest. Immediate action is required, as it seems countless others are falling victim to this unscrupulous practice. This has got to be sorted out before it spirals even further out of control!11 yearsBeware of this number! They withdrew £19.50 from my account without me knowing - no idea who they are or why they took the money. Definitely suspicious!LC Credit Desk11 yearsI've encountered a remarkably similar issue with this firm. They charged me £19.50 followed by £19.45. I reached out to my bank and had my card cancelled, but to my astonishment, they informed me that the company could still request payments as frequently as they wished. I found myself in a position where the only viable option seemed to be closing my entire account, as merely cancelling my card didn’t seem to put a stop to it. It’s rather peculiar how the charges are consistently the same and yet my bank appears powerless to act.Submit Your Own Report (0844 264 6004)
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