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I’m trying to get a refund for some charges linked to a loan that I don’t even possess!

My partner and I have unfortunately fallen prey to these despicable individuals. Earlier today, I found myself in a dark place, nearly taking drastic measures due to the torment inflicted upon us by these vile specimens of humanity. Trust me, if a chap named Thomas Christopher Ian David gives you a bell, run a mile! After the trials and tribulations of settling into our new abode, all we wanted was a little bit of assistance, as we all do from time to time. So, we applied for a loan, and that’s when these horrendous people entered the scene. I could vent my frustration with some choice words, but I’ll refrain for the sake of decorum. They promised us a paltry £1000 loan, and we were understandably thrilled at first, even though they chucked in mentions of insurance-which, miraculously, was fully refundable. So, we thought, why not? We handed over the £100, convincing ourselves that everything would be just dandy. Oh, how wrong we were! After that initial payment, they then requested £225 for "tax," assuring us once again that it was refundable. Feeling somewhat hopeful, we scrabbled together the cash, only to be hit with yet another sum, totalling £1325. Brushing aside our doubts, we thought we were nearly there. But oh, the way they interacted with us-David, or whatever his real name might be, seemed like a character from a poorly written drama. When I raised my concerns, he told me to "calm down," as if my distress was unwarranted. What folly! The long and short of it is that we ended up transferring almost £1000 to these charlatans. They had the audacity to assure us everything was fine and that our money would appear bright and early at 10:15 am. Imagine my dismay when I awoke, filled with anticipation, only to discover nothing had materialised in my bank account. Instead, they demanded another £250, claiming it was needed due to a transaction made by my partner. That's when the dam truly broke. In despair, I gave up hope while my partner was inconsolable. My sister was summoned after I confided in her about my precarious state, and when she arrived, we were all in tears. She even confronted them over the phone, enduring a barrage of disgusting verbal abuse regarding private matters. I hadn’t the strength to engage any longer. We’ve exhausted every resource-borrowing from friends and family, selling personal belongings-all in pursuit of what we believed was a lifeline. The financial toll has been catastrophic; we gave away not just our savings but the money intended for our daughter's coming-of-age celebration. Now we’re stuck selling our car, hoping to begin anew from scratch. I apologise for the lengthy tale, but I feel compelled to warn others about the threat these crooks pose. I genuinely wish for no one else to endure such misery. Take care and stay safe.

Did you fork out the £100 and were you able to get that loan?

Have you managed to secure a loan, by any chance?

Today I received a call from this number, and as luck would have it, my four-year-old picked up the phone. Since she didn’t respond to their questions, they resorted to shouting my name and using foul language towards my little one. To top it off, they threatened to take legal action against me and even mentioned they’d be withdrawing money from my bank account. Disgraceful behaviour!

Could anyone shed some light on the identity of this caller?

I received a rather peculiar call from this number, claiming that I need to fork out £100 for some insurance linked to a loan. After a quick search, it turns out it's a total scam.

I've had this number ring me like 6 times today and I have no idea who it is, really irritating.

I received a phone call about a loan that had supposedly been approved through a company offering low interest rates. However, as soon as I accessed their website, I was greeted by an alarming Scam Warning. It certainly raised some red flags!