07860041410
TimeLine☎️ 07860041410 👆 is a valid (Mobile) United Kingdom Phone Number and it is issued by O2. It is part of the phone block 78600 with a prefix of 07860. The area code 07860 originates from United Kingdom.
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+447860041410+44 7860 04141007860 041410+44-7860-041410
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07860 041410 Tagged as:
TimeLine of events for phone number 07860041410
- Persistent scam texts; doubtful legitimacyMay
2026Potential car finance mis-sell compensationMay
2026Reported scam text from 7726May
2026PCP finance scam, irritating textsMay
2026Repeated calls stopped after textingMay
2026Mis sold car finance text scamMay
2026PCP scam, blocking number insteadMay
2026Scam warning: block, report immediatelyMay
2026Car finance scam; pestilential verminMay
2026Scam text posing as PCP claimApr
2026Persistent scam texts demanding paymentApr
2026Scammed by car finance, blockedApr
2026Constant spam; wants fraudsters punishedApr
2026Persistent suspicious texts, unblocked numberApr
2026Unwanted suspicious car finance callsApr
2026Car finance scam; avoid paid scammersApr
2026Warning: car finance scam, avoidApr
2026Persistent texting, car finance scamApr
2026Persistent spam texts from 07860041410Apr
2026Spam phishing, PCP reclaim scamApr
2026Persistent daily spam messages receivedApr
2026Persistent texts despite blocking attemptsApr
2026Persistent car finance reclaim scam textsApr
2026Spam warning; avoid suspicious linkApr
2026Warning: possible phishing text messageApr
2026Persistent spam despite opt-out attemptsApr
2026Spam calls reported and blockedApr
2026Scam text warning; do not respondApr
2026PCP scam linked to SMSApr
2026Car finance scam, blocked, reportedApr
2026Scammer warning; unable to blockApr
2026Reports scams, blocks nuisance textsApr
2026Spam texts from PCP Claims persistApr
2026Scam texts; no resolution receivedApr
2026Possible scam; no car financeApr
2026PCP scam; texts aim stop scamsApr
2026Persistent scam calls despite reportingApr
2026Annoying PCP claim spam textsApr
2026Scam texts persist despite blockingApr
2026Car finance scam text reportedApr
2026Complete scam, repeated issueApr
2026Potential car finance scam alertApr
2026Scam texts, avoid and reportApr
2026Scam alert: false car finance claimApr
2026Warning scam: do not callApr
2026Extremely angry, violent user commentApr
2026Warning about scam, block messageApr
2026Spam texts; avoid responding, reportApr
2026Mis-sold finance; texts don't stopApr
2026PCP claim text, STOP numberApr
2026Car scam claims despite disabilityApr
2026Warning: scam texts, ignore, blockApr
2026Scam text; no driving licenceApr
2026No car finance, rides bicycleApr
2026Car finance scam, no carApr
2026Phishing text reported, offenses ongoingApr
2026Suspicious text, possible scam warningApr
2026Scam text about car financeApr
2026Repeated spam car finance textsApr
2026Suspected scam; avoid texting "stop"Apr
2026Verify excess car finance paymentsApr
2026Scam messages with varied numbersApr
2026Car finance scam, blocked, reportedApr
2026Scam text warns phishing attemptApr
2026Spam texts about car financeApr
2026PCP car finance scam alertApr
2026Spam alert: Avoid Dodgy ClaimApr
2026Car finance scam, suspicious linkApr
2026Report scam, block spam numberApr
2026Angry user calls scammers violentApr
2026Repeated scam texts from “CLAIM PCP”Apr
2026Scam text; blocked as fraudApr
2026Suspected scam about car financeApr
2026Reported scam SMS; forwarded for blockingApr
2026Unsolicited car finance scam messagesApr
2026Scammers use legitimate council numberApr
2026Car finance scam; avoid textingApr
2026Persistent nuisance car loan textsApr
2026Persistent scam texts despite reportsApr
2026Car finance scam alertApr
2026Spam text messages from scammersApr
2026Spam message from Fernova loansFeb
2024Global flight sales promotion announced!Aug
2023User promotes discounted weedkiller saleJul
2023Received unsolicited text about holidayMar
2023Ignoring texts from unknown numberJan
2022Suspicious about winning iPad Pro, blockedMar
2021Confusing communication from Norwich CCMar
2021Not recommended to share informationJan
2021Skepticism about authenticity of contentJan
2021Beware of scam text messagesDec
2020Unauthorized texts selling fake productsMar
2020Warning about scam airline notificationsOct
2019Number Of Searches: 30 Number Of Comments: 91 First Seen: 25 October 2019 General Reputation: negativeThis number has recently been searched from Allt Mor(Argyll and Bute), Bridgefield(Aberdeenshire), Broome(Norfolk), Four Roads(Carmarthenshire) and Markeaton Brook(Derbyshire).
07860041410 has 91 comments of which 61 x negative and 30 x neutral
07860041410 Summary (Read all comments)
Phone number ☎️ 07860041410 👆 is reported as a persistent scam number sending spam texts about mis-sold car finance claims, often promising compensation for finance never taken out. Numerous users highlight it’s a phishing attempt with dodgy website links and automated “Text STOP” requests that don’t halt the messages. The sender ID masks the real number, making blocking tricky, and complaints to official channels like 7726 have little effect. Many have never had relevant car finance, confirming its fraudulent nature. Recipients warn it’s annoying, potentially dangerous, and advise against engaging, clicking links, or sending "STOP." The number is associated with misleading claims, repeated nuisance texts, and attempts to confirm active phone numbers for further scams. Overall, it’s considered a persistent, damaging scam deserving caution and reports.
Reports on phone number 07860041410
2 monthsCar finance scam Got a message saying I could be due loads of money, like thousands, from some mis-sold car finance deal. It said something like I might be owed up to £2,487.56 because of incorrect car finance. There’s a link to check it for free: https://hero3[.]pcphero[.]co[.]uk You can also text STOP to 07860041410 to opt out.2 monthsI got a message from this company earlier and I didn’t waste any time reporting it to 7726. I was pretty sure it was just another scam trying to rip people off.2 monthsThey've been ringing me quite a bit this last month, so I just replied with 'stop' to that number. If it actually does the trick, I'll update the WCM site and let folks know how it went.WCM2 monthsI keep getting texts from PCP finance every couple of days. It’s really annoying, feels like a total scam.PCP2 monthsGetting loads of texts from these PCP scams recently. I’m not about to reply with 'STOP' though, just gonna block the number instead.2 monthsGot a text saying I was sold dodgy car finance, included a website link and told me to text STOP if I wanted out.STOP2 monthsHeads up, this looks like a total scam! I would block the number straight away and report it; you can even report it to 7726 too. They’re claiming you might be due nearly £2,500 over some mis-sold car finance deal. They send texts like this with a link: https://ppcp1[.]pandapcp[.]co[.]uk/ and tell you to text STOP to 07860041410. Best just ignore and block.Best2 monthsGot caught up in one of those car finance cons. Absolute rubbish, these scammers are a nightmare.2 monthsGot a message out of the blue from someone calling themselves PCP Claim, saying my car finance might have been mis-sold. Honestly, if someone’s cold texting me like that, I just assume it’s a scam straight away. Plus, they showed a name instead of a number, trying to seem proper legit. Total red flag for me.PCP2 monthsWARNING! I keep getting texts telling me I might be entitled to nearly £2,500 because of some dodgy car finance deal. These messages pop up way too often: https://hero1[.]pcphero[.]co[.]uk I even tried replying STOP to 07860041410, but they just don’t stop. So annoying!2 monthsI keep getting nonstop spam texts! Honestly, these scammers deserve a good hard kick for bothering everyone like this!2 monthsGot ripped off by a car loan scam, same story here. Just blocked the number straight away.2 monthsI keep getting texts from this car loan company number, and it’s super dodgy since I can’t seem to block them 🤬2 monthsCar loan compensation? I've never gotten anything like that, so it's a bit dodgy. I've had a couple of these calls pop up over the past few days, really annoying. Can't even report them as spam or block the number since it seems to be withheld, which makes it worse. Not what I wanted at all.2 monthsBeware of car finance cons. You dont have to hand over cash to dodgy scammers promising to sort it - you can claim your money back without paying a penny! Don’t let these fraudsters trick you into paying for something you can do yourself free!2 monthsThey keep sending messages every couple of days. It’s a classic mis-sold car finance rip-off. Really hope the authorities finally take action against these people soon. ( hero3.pchero.co.uk )2 monthsThis number 07860041410 keeps sending annoying PCP messages even after all this time. How come it hasn’t been blocked or shut down yet? Totally frustrating!2 monthsWatch out for this car loan scam. They’ll take everything you own before you even blink. Completely dodgy, avoid at all costs!2 monthsGot a call about some PCP refund, sounds like one of those phishing scams. Definatly a spam call trying to trick you.2 monthsThis number 07860041410 just won't quit! I've blocked it and reported it but the texts keep coming through. They keep saying I might be due nearly £2,500 about some dodgy car finance. It’s always the same link: https://hero3[.]pcphero[.]co[.]uk and a message to text STOP to 07860041410. Honestly, I just end up deleting every message, it’s proper annoying!2 monthsThey call me nonstop daily, it's so annoying!2 monthsEven after replying with STOP, these car finance reclaim scams just keep on coming. It's annoying how they don't seem to listen at all.2 monthsGot this weird text the other day saying I might be owed like £2,487.00 for some mis-sold car finance or something. It had a link: https://ppcp1[.]pandapcp[.]co[.]uk/. Felt really sketchy and my phone flagged it as spam straight away. Definitely wouldn’t click or reply - best just to block, report, and bin it.2 monthsThis number keeps sending me spam all day every day. I've even tried texting the opt-out number they give at the end of the messages, but it doesn't do any good - the spam just keeps coming!2 monthsGot a text saying I might be entitled to nearly £2,500 due to mis-sold car finance. It had a link and told me to text STOP to 07860041410 if I wanted out. I ignored the link and reported it as spam. Seems like a classic trick to confirm if your phone's active by promising cash, but really it’s probably a scam. Clicking the link would likely lead to a dodgy site asking for bank info “to process your refund.” Best advice - don’t click, don’t reply, just report and delete it straight away.STOP2 monthsOn Saturday the 18th, I received a message starting with 'our records indicate' which, from what I know, is typical click bait so it's best not to respond. I've never financed a car, yet it’s strange because I recently swapped my 25-year-old motor for a secondhand 2012 town runabout. Makes me wonder if it’s just a phishing scam or if they somehow have some of my info...2 monthsThis number has been ringing me quite a few times lately. I flagged it as spam/scam straight away. When I looked it up on Who called me, I saw loads of people had the same issue. So yeah, I’ve blocked and reported it now.2 monthsThis number is definitely a scam. Tried blocking it but couldn't. Best not to reply to their texts at all.2 monthsLike others, I keep sending those scam texts to be reported but they keep coming through. I’ve just added the number it told me to reply with "stop" on my phone and blocked it. Hopefully that’ll do the trick this time.2 monthsGot a text message mentioning ppcp1.pandapcp.co.uk that looked like some sort of PCP scam. Was pretty suspicious and definitely felt like a scammy link. Might be worth checking out if you get something similar.2 monthsGot a message about some car finance thing but I've never even had a car loan. Pretty sure it's just a scam. I've blocked the number and reported it already.3 monthsGot texts from this number claiming it's how you can "Stop" annoying messages about Mis-sold Car Finance, but they want you to pay to quit. Problem is, I’ve never done any Car Finance at all. Total scam if you ask me. These messages have been coming through for ages now. I just ignore them, there’s no way I’m paying to make them stop. Tried reporting it a few times to 7726 but nothing changes. Pretty frustrating!3 monthsI got a message sayin I might be due around £2,487.56 for some mis-sold car finance. Never even done any finance on my car, so my guess is it’s some sort of scam. They left a link to check it for free: https://rf3[.]reclaimfox[.]co[.]uk/ and a number to text STOP to if you want 07860041410. Just seems dodgy to me.3 monthsGot these spam texts from someone claiming to be PCP. They told me to send a message back to that number if I wanted the messages to stop. Total scam.3 monthsThese scam texts just keep coming no matter how many times I mark them as junk. Feels like they’re just out to rob folks. If someone’s figured out a way to block them for good, I’d really appreciate any tips.3 monthsJust like others have said here, I've been getting loads of messages every day about filing a PCP claim. I sent the texts over to the Spam text number 7726 but nothing really changes. I looked into it and found a site called PandaPCP.co.uk, so I tried complaining through their site. Hopefully something gets sorted soon. It's really frustrating! 😡PandaPCP. co.uk3 monthsGot a text from 07860041410 about some car finance thing, but it was a scam. Be careful! Report it as 7726, then block and delete.3 months"Our records indicate you could be owed up to £2,487.00 in Mis-sold Car Finance." SCAMMER. The phone number is only quoted in the text of the message, which just showed as "CLAIM PCP". Reported to 77263 monthsI've been getting loads of texts just like everyone else saying something about their PCP not having finance on a car. I tried calling 7726 and also blocked the number, but they just keep coming through. Definitely a scam, don't fall for it!3 monthsGot a text saying "You might be entitled to £2,487.00 from Mis-sold Car Finance." Total SCAM. The message only includes a phone number to ring if you want the messages to stop, but that's just a trap... DO NOT RING IT! The actual sender's number was hidden and appeared as "CLAIM PCP". I've already reported it to 7726.3 monthsYep, got the same call again, total rip-off for sure.3 monthsGot a text saying I might be owed around £2,487 for some mis-sold car finance. It asked me to check for free with a link and said to text STOP if I wanted to. Seems totally dodgy to me since I’ve never even taken out car finance before! Definitely a scam in my opinion.STOP3 monthsGot a couple of texts from some dodgy number claiming I might be owed like £2487 for some car finance deal I supposedly messed up. Thing is, I’ve never touched car finance in my life. They spammed me twice in one day, clearly fishing for my info to either rip me off or pass my details on to other scammers. Best thing? Just block and report them, stay well clear!3 monthsThese assholes deserve some serious payback. Honestly, they're the worst scum out there. They should be made to face the harshest consequences right in front of us, no mercy at all.3 monthsGot a spam text from 07860041410 about some dodgy car finance mis-selling. It came through as a contact on three messages from THREE. Don’t reply to them because they want to charge you a fee - it’s free if you deal with it yourself. I can’t block the number since it has a sender ID, but I did report it as spam to my provider by texting 7726.THREE3 monthsGot a message about £2487.56 for car finance I definitely didn't agree to. Tried texting STOP but my phone just ignores it. These lot are bloody annoying as hell. I’d say best not to reply at all - likely some sort of scam. I saved the number under contacts then blocked it, and that’s finally stopped the messages.3 monthsWATCH OUT! DO NOT PICK UP! FRAUD ALERT! Apparently, you might have a refund due from mis-sold vehicle finance worth around £2,487.56. See if you're eligible without paying anything: https://rf3[.]reclaimfox[.]co[.]uk/ Reply STOP if you want to opt out to 078600414103 monthsI keep getting calls every couple of days about some car compensation claims, like saying you could be owed money for mishandled car deals. Problem is, I don't even drive or own a car because of my disability. It’s a proper nuisance!3 monthsI got a text from 07860041410 saying I might be due £2,487.00 because of mis-sold car finance. This isn’t the first time I’ve had messages like this this year, all with different sums and a link to click. Of course, if you click those links and put in your info, that could be risky. But the key thing here is that I’ve never had any car finance deal myself. My tip for anyone who gets these texts or calls - just ignore them completely. Block the number, delete the message, and if they get back in touch just keep doing the same. Don’t engage at all.3 monthsI got a message about a pcp claim, and when I tried to stop it, they said to text that same number. Very dodgy if you ask me.3 monthsThey say it was dodgy car finance, but nah, I don't own a car - I just get around on my bike.3 monthsLike others have said, I got a text about some PCP finance stuff, though I’ve never even had a PCP deal. Looks like a dodgy phishing message to me, and I’m on the TPS list, so they’re definitely breaking the rules here. I’ve already flagged it up to the ICO and also sent a report to 7726.TPSICO3 monthsGot a message claiming I’d been tricked into car finance - which is mad because I don’t even have a driving licence or a car! Wouldnt touch it with a bargepole!3 monthsGot a text saying something like: “You might be entitled to £2,100.56 for Mis-sold Car Finance. See here for free: https://rf3[.]reclaimfox[.]co[.]uk/ Reply STOP to 07860041410” I didn’t bother clicking the link because I’ve never had a car loan, so how would they have any info on me? Plus, the link looks dodgy, probably a trick. Honestly, I think it’s one of those dodgy scams trying to get your bank details or something!3 monthsGot a text saying some car finance place owes me £2000 or something, but I've never even owned a car. Seems like one of those dodgy bank scams to me.3 monthsI keep getting loads of texts about car finance that I never signed up for, they message me a few times daily and just won’t quit.3 monthsGot a text about some car finance I've never agreed to or signed up for. Definitely a scam, so I've just blocked the number straight away.3 monthsGot a call about some 'pcp claim', totally sounded like a scam. I tried texting stop but they just ignored it. Avoid these lot!3 monthsGot a feeling I’m paying too much on my car finance. Decided to have a look and found this site https://rf3[.]reclaimfox[.]co[.]uk/ which might help you check if you’re overcharged too. Worth a quick visit I reckon!3 monthsI got a few messages like this one but from different numbers. It said: Looks like you might be entitled to about £2,487.00 for Mis-sold Car Finance. See if you qualify here for free: https://ppcp1[.]pandapcp[.]co[.]uk/ Reply STOP to 07860041410 to opt out3 monthsGot a message about car finance which looked like a scam. I blocked the number, reported it to 7726, then just deleted the text.3 monthsJust got a dodgy text about some supposedly unpaid car finance stuff. It said I might be owed up to £2,487 or something like that. They tried to get me to click a link: https://ppcp1.pandapcp.co.uk/ - felt fishy to me. Also, it said to reply STOP to 07860041410 if I wanted out. Definitely looked like a scam, so I didn’t bother with it. Watch out for these kind of messages!3 monthsGot a message saying I might be due up to £2,487 for Mis-sold Car Finance and to check it out for free at some dodgy looking link: https://ppcp1[.]pandaapcp[.]co[.]uk/. It also told me to text STOP to 07860041410. I looked into it and found the site isn't even properly registered, plus the number's linked to a scam; they’re trying to fish for personal info. Definitely advise reporting this as a scam to your provider, block the number, and wipe it from your phone. Whatever you do, don’t text that STOP number - it’s a trick to see if you’ll respond.3 monthsBeen getting loads of texts every day from this number saying something about mis-sold car finance. Can’t seem to block them cos the messages just say "Claim PCP" without any phone number usually. Today they finally included a number with a link, which is new. Would advise blocking this one and reporting it for spam.3 monthsReceived a weird text about a claim from PCP, had a dodgy link in it. Best to steer clear of these spammy messages.PCP3 monthsGot a dodgy text about car finance today, with some sketchy link that looked super fishy. Definitely a scam, so don’t click on anything like that!3 monthsGot a dodgy call offering some car finance deal that sounded all wrong. Honestly, best not to engage at all. Just report it through your phone company and bin the message immediately. You can text CALL to 7726 followed by your network name. They'll ask you to send the spam caller’s number back, then you can chuck a block on it. Easy way to stop the hassle.3 months### Absolute scammers! ### Get lost with your scams ### These creeps should be tracked and dealt with for good!3 monthsGot a text out the blue saying I owe £3000 to CarFinance or something like that :D Crazy coz I ain't got no car! Called it spam, flagged it and blocked the number straight away.CarFinance3 monthsI keep getting texts from 07860 041410 about car loans and financing stuff. Thing is, I've never taken out any kind of loan or finance. At the end of every message, it says "text STOP to 07860 041410". Quite annoying really.3 monthsI've been getting texts all day from "CLAIM PCP." They say I might be due up to £2,487 for some mis-sold car finance deal. The message includes a link: https://ppcp1[.]pandapcp[.]co[.]uk/ and they tell me to text STOP to 07860041410 if I want to stop the messages. It's pretty annoying how often they send it.CLAIM PCP3 monthsEvery day I get messages from these scammers, but here's the weird thing - the number they tell you to text "stop" to actually belongs to Tower Hamlets Council, not the scammers at all! It's so confusing.Tower Hamlets Council3 monthsGot an sms sayin I might be due about £2,487 for some dodgy car finance deal I never signed up for. The message said to check it out free at some link: https://ppcp1[.]pandapcp[.]co[.]uk/. Also, it told me to text STOP to 07860041410 to opt out. I wasn’t takin any chances so I sent the message over to 7726 to help stop the spam and get it looked into.3 monthsGot a text saying I might be due around £2,487 because of some Mis-sold Car Finance stuff. They want me to click a link: https://ppcp1[.]pandapcp[.]co[.]uk/ to check for free. Can reply STOP to 07860041410 if you want to opt out. Yeah, if their ‘records’ were actually real… would be a different story!3 monthsThis annoying number just won’t quit bothering me with constant texts about car loans. I’ve reported it already and tried blocking them, but they still keep coming through. It’s really irritating.3 monthsLooks like a dodgy car loan scam. I’d steer clear of messaging that number. If you do, they’ll just keep pestering you, and it tells them your number is valid, which might make the junk calls even worse.3 monthsThis number keeps messaging me saying I've got money left over from some car finance thing - but I haven't had a car finance deal since the early 90s. I've reported them loads of times to 7726 for spam texts, but they just wont stop texting me. Really annoying!3 monthsJust a heads up, this number was trying to trick me with some car finance scam. Definitely dodgy!3 monthsGot loads of texts from some dodgy number trying to flog me PCP car finance loans I never asked for. Looks like a classic scam to me, full of spammers and scammers. If you get similar messages just block them or report as spam.2 yearsGot a call claiming to be from Fernova Loans, kept sending messages so I replied with 'no' to make it stop 🛑Fernova Loans3 yearsFantastic deals on international flights available now!3 yearsGot a call from GoodgrowUK trying to sell me weedkiller at some sort of discount. Bit suspicious if you ask me!GoodgrowUK3 yearsThis number just sent me a message about some holiday deal.5 yearsI keep getting messages from 07860041410 about Norwich Council stuff, even though I’m based in Scotland. It’s like Norwich City Council or something. I’ve just been deleting them without replying, as I figured texting back might only make things worse, probably leading to more scam texts because they’ll know my number’s live. Quite annoying, really!Norwich City CouncilScotland5 yearsGot a call saying I’d won an iPad Pro, like that’s true! Needless to say, I blocked the number straight away.5 yearsGot a call from Norwich city council about the 2021 census, even though I don’t live anywhere close to Norwich. Didn’t bother with it, just hung up straight away.Norwich City CouncilNorwich6 yearsI got a message telling me to open a link like it was from cc Norwich or something, but it was from this number. Definitely a scam, for sure 100%. I just replied stop and ignored it.CC Norwich6 yearsI’m pretty sure this isn’t real, it feels totally fake to me.6 yearsGot a text supposedly from ‘Red Brick’ telling me to text back ‘stop’ if I want the messages to cease. Honestly, don’t respond to it. I reckon if you do, they’ll just mark your number as live and hit you up with a scam down the line. Best to ignore it altogether.6 yearsGot loads of dodgy texts about satellite dishes and aerial installations, all sounding like some scam. Be careful, these messages just want your cash.7 yearsGot messages and calls about super cheap flights to different countries. Pretty sure it’s a con though, the texts had loads of spelling mistakes. Went ahead and blocked the number straight away.Submit Your Own Report (07860 041410)
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