07401076998

FRAUDULENT CALLER This person is masquerading as a representative from MBNA credit card services, claiming that there’s some odd activity detected in your account and that he’s keen on arranging refunds into your account. However, the truth is, he’s orchestrating things so that charges will land on your account once you reply to a text he shoots your way. It’s shocking how some of these amounts are in the thousands! Stay vigilant, folks!

Right then, it appears that was a legitimate message from MBNA. Apparently, they've opted for these unusual numbers to steer clear of any phone number duplication shenanigans. MBNA is tied in with Lloyds, Halifax, and possibly a few others too. If you find yourself feeling slightly wary, your best bet is to disregard the text and ring the number found on the reverse of your card. Typically, the lost or stolen number is the fastest route to resolution as well.

I've had multiple messages pop up from this number since I reached out to Amazon. Quite curious, to say the least!

I processed a payment through Western Union, but then Halifax put a halt on it. Shortly after, I got a text from this number inquiring whether I had indeed made the payment and requested a simple 'yes' or 'no' as a response. I chose not to engage, instead opting to ring Halifax. They confirmed that the number in question was legitimate.

I attempted to buy something online and my card got rejected. Shortly after, I received a message from what seemed to be my legit Lloyds contact, informing me to expect another text regarding the card confirmation. I mistakenly responded to the message, but soon after, I became wary of the number it came from. I've since decided to cancel my credit card and will reach out to Lloyds first thing in the morning for clarification.

Received a rather dodgy text from MBNA, claiming some sort of urgent issue needing my attention. Just felt very fishy, should I be concerned? Anyone else come across similar messages?

SEEMS LEGIT. I received a call from 03330 459536 which I chose to ignore, then shortly after received a text stating: "Be on the lookout for a message from Halifax to verify some recent activity on your card ending in [actual last 4 digits of my card]." Following that, I got another message from this number (07401 076988) warning me about an attempt to use my card that Halifax had declined. I decided to ring Halifax using the contact number from my credit card because I was uncertain if the texts were part of a scam. They informed me that there had indeed been a fraudulent attempt to use my card details online. As a precaution, they cancelled the card and are sending me a replacement. As Halifax is under the Lloyds Banking Group umbrella (which also includes Lloyds, Bank of Scotland, and various others), I presume this number could be linked to those entities as well.

I recently made a flight reservation through OPODO, and right after completing my booking, I received a rather concerning text message. It stated: "Please note that your immediate response is required, or we shall have to decline any upcoming card transactions. Our bank has observed that your XXXX credit card ending in XXXX was used on 23-12-2022 for a transaction with QATAR AIRWAYS amounting to XXXXX. This payment was not successful. If this was indeed you, kindly reply YES; if not, respond with NO." Worryingly, I replied with YES, and then I received another message: "Thank you for confirming your identity. Should you wish to make a payment, please allow a 10-minute wait and then attempt the transaction again. There’s no necessity to contact us via phone." It turns out my payment hadn't been declined at all! This has raised serious concerns for me regarding the security of OPODO. I've reported the incident to both my bank and the local authorities.

They’re pretending to be from MBNA, aren't they?

This is definitely a con. Don't be taken in by it.

I have no clue who this is or how they managed to get hold of my number.

It seems they're claiming to represent MBNA.

Received a text that read something like this: "Just a heads up, it's essential you reply to this message, or we'll halt any forthcoming card transactions. Our records show your MBNA Credit card ending in **** was used on *date & time* at *purchase venue* for the sum of £*amount*. This payment hasn't yet been charged to your account. To confirm whether this transaction was authorised by you, kindly respond with Yes or No." All the details matched up, so I shot back a YES. After that, I rang up MBNA's fraud department, and they confirmed that while the mentioned transaction was indeed declined, my affirmative reply meant it would actually go through in about 24 hours.

Blimey, it was Halifax, right? But hang on a minute, those last four digits are actually my husband's credit card, and it’s definitely not under my name! What on earth?

I received a call that supposedly came from Lloyds regarding a credit card transaction that was declined. I strongly suspect it’s a scam. Please don't engage with them; it’s clearly dodgy since it’s from a mobile number!

Allegedly representing Lloyds.

Received a call purporting to be from Lloyds regarding my credit card payment. I chose not to engage with them and have since reported it to Lloyds directly.

I also received a message from Halifax indicating that I should expect an SMS regarding some activity on my card. Shortly after, a text from the number 07401 076998 arrived, warning me that I needed to reply promptly or risk future payments being declined. In the message, they mentioned my card's last four digits and a transaction dated 15 July at 05:22 for £24.07 at the Microsoft Store. Unsurprisingly, that payment was rejected. Ordinarily, I would have dismissed such a communication as a mere phishing scam, but I felt it prudent to contact Halifax directly to verify the situation. So, I dialled the customer service number found on the back of my card and requested to speak to someone in the Fraud department. To my surprise, the agent confirmed that the texts were indeed genuine; my card had been compromised. While still on the line with the Halifax representative, I took the initiative to check my online banking and discovered two transactions to Microsoft that I certainly hadn’t authorised. Thankfully, the unauthorised funds have been refunded, and they’ve cancelled my card, promising to send out a new one shortly.

I received a message purportedly from Lloyds, requesting that I verify a recent attempt to use my card, which had been declined. Ironically, I had indeed experienced a transaction that was turned down moments before I got this text. The message provided specifics about the transaction and even included the last four digits of my card. Interestingly, this came after I got a text from "BOS," which warned that I'd soon be getting a message from Lloyds. What raised my suspicions was that the sender's number was a personal mobile, and their final note ominously stated, “There’s no need for you to call us.” It all feels rather sketchy, so I plan to reach out to Lloyds for them to look into it. As it stands, I’m baffled about what kind of scam is at play here or how they might have known about-or even triggered-the declined transaction.

A supposed call from the Bank of Scotland just came through, supposedly verifying some credit card activity on my end. The problem? I haven't even used my card recently! Quite suspicious, if you ask me.

I received a text that claimed to be from Halifax Building Society, notifying me that a transaction on my credit card hadn’t gone through. It suggested I reply to sort it out. I chose to ignore it.