03456461094

☎️ 03456461094 👆 is a valid (Universal Access Number) United Kingdom Phone Number and it is issued by Gamma Telecom Holdings Ltd. It is part of the phone block 345646 with a prefix of 0345.

Your Caller ID might demonstrate this phone number as:

+443456461094+44 345 646 10940345 646 1094+44-345-646-1094

If you want to return this call, click here to see the call charges.

0345 646 1094 Tagged as:

natwest nat west ryan natwest bank jaja bank of ireland ireland natwest fraud. frost bank manchester

TimeLine of events for phone number 03456461094

  • Missed payment; called about debt
    Jun
    2026
  • Suspicious scam call and text
    Jun
    2026
  • Indifferent, prefers not answering calls
    May
    2026
  • Authentic call: missed credit payment
    Apr
    2026
  • Nat West voicemail scam alert
    Feb
    2026
  • Unknown number, likely scam calls
    Dec
    2025
  • Scam posing as credit card company
    Oct
    2025
  • Natwest scam texts, suspicious message
    Jul
    2025
  • Suspected fraud from unknown caller
    May
    2025
  • NatWest's authentication team is legitimate
    Apr
    2025
  • Genuine call from NatWest confirmed
    Apr
    2025
  • Suspected scam call from NatWest
    Mar
    2025
  • Scam regarding unauthorized NatWest account
    Mar
    2025
  • Legitimate fraud call from NatWest
    Jan
    2025
  • Unsolicited Natwest call and text
    Jan
    2025
  • This is a genuine service
    Oct
    2024
  • Genuine number for NatWest fraud
    Aug
    2024
  • NatWest Fraud Team involvement
    Aug
    2024
  • Genuine NatWest anti-fraud number confirmed
    Jul
    2024
  • Possible bank fraud investigation advised
    Jun
    2024
  • Possible scam, not bank customer
    Jun
    2024
  • Ignoring early Bank Holiday call
    May
    2024
  • Nat West anti-fraud number verified
    Apr
    2024
  • Praised Natwest for fraud prevention
    Nov
    2023
  • Assumed to be NatWest fraud
    Oct
    2023
  • Scammer's message, not Natwest
    Oct
    2023
  • Caller identifies as NatWest Fraud
    Oct
    2023
  • Suspected Nat West fraud scam
    Oct
    2023
  • Warning about potential NatWest scam
    Sep
    2023
  • Confirmed NatWest Bank fraud team
    Jun
    2023
  • Suspicious message from NatWest impersonator
    Mar
    2023
  • Natwest unrecognized number, safety first
    Dec
    2022
  • Verify bank calls; scammers may spoof
    Nov
    2022
  • Had to verify ID by phone
    Nov
    2022
  • Natwest bank fraud call warning
    Nov
    2022
  • Incoming call suspected anti-fraud warning
    Sep
    2022
  • Cautious about NatWest call verification
    Aug
    2022
  • Confirmed as legitimate NatWest caller
    Aug
    2022
  • Warning against potential fraudulent activity
    Jun
    2022
  • Receiving unwanted texts from number
    Jun
    2022
  • Fraudulent number, owner's identity unknown
    Jun
    2022
  • Fraudulent company posing as NatWest
    Jun
    2022
  • Reported mobile phone account security breach
    Apr
    2022
  • Received fraudulent scam message, verified payment
    Apr
    2022
  • Fraudulent call revealed, took action
    Mar
    2022
  • Caller claimed to be fraud
    Mar
    2022
  • Fraudulent message, do not respond
    Feb
    2022
  • Suspected fraudulent impersonation by NatWest
    Feb
    2022
  • Caller claiming to be NatWest
    Dec
    2021
  • Fraudulent NatWest calls, not client
    Dec
    2021
Number Of Searches: 254 Number Of Comments: 47 First Seen: 27 December 2021 General Reputation: negative

This number has recently been searched from Aylburton Common(Gloucestershire), Morborne(Cambridgeshire), Tarf Water(Dumfries and Galloway) and Thornaby-on-Tees(North Yorkshire).

03456461094 has 47 comments of which 12 x positive and 19 x negative and 16 x neutral

SHARE YOUR EXPERIENCE - LEAVE A COMMENT

03456461094 Summary (Read all comments)

Phone number ☎️ 03456461094 👆 is reported as a number linked to both genuine NatWest fraud team calls and frequent scams pretending to be NatWest or other banks. Some users confirm receiving legitimate notifications about suspicious transactions matching their actual bank activity, while others insist they've never had a NatWest account and identify it as fraud. Calls often involve automated messages, requests for pressing keys, or asking to call back a number that sounds suspiciously similar. Texts warning of dubious payments have also been mentioned. Many warn about scammers spoofing the number or leaving confusing messages, and highlight mixed experiences. New visitors should be aware the number may be genuine or a scam, and accounts about it widely vary.

Reports on phone number 03456461094

2 months
I missed paying my jaja credit card this month, and that’s why they gave me a call.
3 months
Honestly, I just can’t be bothered picking up at all. Seems like the smartest move. 🕵🏿‍♂️🚾
4 months
Just got a call from someone claiming to be JaJa credit card services about a payment I hadn’t made. Sounded pretty real to me.
JaJa
6 months
Got a voicemail today saying my Nat West account was on hold because of a suspicious payment. They wanted me to call back to sort it out. Definitely one of those dodgy scams!
Nat West
8 months
Had a couple of calls from this number earlier today but didn’t pick up either time. I’ve never held a NatWest account or anything like that, so it’s hard to believe it’s legit. I usually avoid answering random calls like this since I reckon they’re mostly just checking if your line is live and if you’re likely to chat.
NatWest
10 months
Got a call from someone claiming to be from my credit card provider, trying to get me to give out security info and card numbers. Definitely a scam.
1 year
Got a recorded call this morning claiming to be Natwest about some fraud. Also received a couple of very similar text messages. They knew my full name, which is a bit worrying, but I don’t actually have an account with them. I’m going to need to look up the account number they mentioned though, as the signer on that account is linked to some others I know of.
Natwest
1 year
Its weird becouse I dont even have an account with Natwest, yet I keep getting calls saying it’s their anti fraud team. My phone even flagged it as possible scam. If it was something really serious I guess they’d keep trying to get hold of me. Dont know what to make of it really.
NATWEST
1 year
I got a call from NatWest’s real fraud dept, seemed pretty legit.
NatWest
1 year
This felt legit, probably from NatWest's fraud department. They rang me but I missed it, then not long after I got a message from NatWest about a payment I’d actually made the previous day. The text asked if I wanted to confirm it, with Y for yes and N for no. Since the info matched the carpenter who’d just done some work at my place, I replied Y. Right away, I saw a notification pop up at the top of my phone showing the money leaving my account.
NatWest
1 year
Got a call from someone claiming to be from NatWest's fraud team. They gave some random name that wasn’t even mine, and the weird part is, I don't have an account with NatWest anyway. Just ended the call straight away.
NatWest
1 year
This has gotta be a scam, claiming I made a recent payment on my account, but I don’t even have an account with NatWest! Suspicious as!
NatWest
2 years
Got a call from NatWest’s fraud dept about a big payment I’d just made. Seemed legit, checking on the transaction.
NatWest Fraud.
2 years
Got a random call claiming to be from Natwest. Like I told them before, I ignored it because the caller asked not to respond. Right after that, I got a text, supposedly from Natwest, saying they've "frozen the transaction". Thing is, the account name they mentioned was wrong! Both the call and text showed up nearly at the same time, around 8.30 to 8.32pm on 4 January 2025. Quite suspicious if you ask me.
Natwest BankNatwest
2 years
For real.
2 years
This number actually belongs to the NatWest fraud dept, so it’s legit.
NatWest
2 years
You've reached the fraud investigation unit of NatWest.
NatWest
2 years
Seems like this number really does belong to the NatWest anti-fraud squad. They rang me up about a dodgy transaction on my account. It was a pretty big one, though totally legit, but it’s good they checked anyway.
NatWest
2 years
I was urged to look into some suspicious transactions linked to my bank account. They provided me with the final four digits of my account number and started off by mentioning a landline before moving on to my mobile number.
2 years
Got a call from Bank of Ireland about a credit card, which is strange because I live here but have no accounts or cards with them. Definitely a scam!
Nat WestBank of IrelandIreland
2 years
I got a call this morning at 9 on a Bank Holiday and had no idea who it was, so I just let it ring out. Who rings so early on a day off anyway?
2 years
This was really Nat West’s actual anti-fraud line. Instead of ringing the number they gave me, I phoned the one printed on the back of my debit card. It turned out to be legit.
NatWest
3 years
This was actually the legit Natwest fraud prevention team contacting me.
Natwest
3 years
Hello, this is the team from NatWest fraud department.
NatWest
3 years
You've reached the Fraud Department of NatWest.
Fraud Department of NatWest
3 years
This isn't from Natwest, and it’s obvious that the earlier message was dispatched by one of the fraudsters behind this number. I'm urging the authorities to trace the IP address from which that message originated.
Natwest
3 years
Possible Banking Con - claiming to represent NatWest Fraud Investigation Unit.
NatWest Fraud Investigation Unit
3 years
I got a call from NatWest Bank’s fraud team and after being suspicious at first, I received a text from them confirming the call was legit. So I decided to call the number back, and it really was them.
NatWest Bank
3 years
Got a voicemail with my name on it. They even rang my mobile and sent a text. Claimed to be from NatWest, but I’m certain it’s a scam since I don’t have an account with them.
NatWest
4 years
This number ain't from Natwest! Just ignore it and call their official line instead.
Natwest
4 years
It was definitely NatWest. I was attempting to get on with some online banking and gave them a ring to sort out my transaction. They needed to ring me back to verify my identity before I could continue.
NatWest
4 years
On 2nd Nov around 2:40 pm, I got a call from 03456461094. The person said they were from Natwest’s fraud team, warning me about a strange transaction showing up on my account.
NatWest
4 years
Got a call from this number and then got stuck on hold for ages. I quickly looked up the number before ending the call. They claimed to be from some anti-fraud team. Not sure if it’s legit or just a trick.
4 years
I got an automated message saying it was NatWest and asked me to ring 0345 646 1094. Since I’d just made a transfer, I wasn’t sure if the call was legit or a con. Instead of dialing that number back like it told me, I looked up NatWest’s number on their official site and phoned them. They told me my payment was on hold, but couldn’t confirm if that original number really belonged to NatWest, which is ridiculous. Why do they use random numbers for calls that even they can’t prove are theirs? My tip: never call back unknown numbers, even if they look familiar. Scammers can fake caller IDs really easily. Always ring using a number you’ve definitely got from a trusted source.
NatWest
4 years
Just had a call from someone saying they were from the NatWest fraud department, and I double checked it’s legit.
NatWest
4 years
I've been receiving unsolicited texts from this number, and it seems to be invalid. Quite frustrating, to say the least!
4 years
This seems to be a scam, but I wonder who's behind the number.
4 years
Totally a bunch of scammers, watch out!
4 years
Beware, this lot are proper scammers pretending to be NatWest. They try to trick you into transferring money to Frost Bank supposedly in Manchester. Don't fall for it!
NatWestFrost BankManchester
4 years
Got a call from someone claiming to be NatWest fraud squad, had the last 4 digits of my account and both my and my dad's phone numbers. Didn’t hesitate, blocked them straight away and reported it.
NatWest
4 years
Got a dodgy message about a payment I’d supposedly just made, saying it was fraud and wouldn’t go through, plus they said they’d give me a ring. About 3 minutes later, that number called me but I didn’t answer. Instead, I rang NatWest using the number from their app to check. Turns out the money had gone through fine and it’s showing on my account no worries.
NatWest
4 years
Got a call from someone claiming to be from Nat West fraud dept, guy said his name was Ryan and it sounded pretty official at first. I ended up ending the call, then did a reverse lookup on the number which showed it was a scam. He phoned me again but I told him I’d ring the fraud dept myself. Turned out there was nothing wrong with my closed account when I checked with them.
NatWestRyan
4 years
Someone rang claiming they were from NatWest’s fraud team and asked me to move money. I knew straight away it was a scam and just hung up.
NatWest
5 years
Yesterday, I got a text from this number claiming it was NatWest alerting me to a dubious withdrawal from my account. Trouble is, I’ve never had an account with NatWest! So clearly, it’s a scam. Do yourself a favour and steer clear of any links they might send your way!
NatWest
5 years
Someone called claiming they were from the NatWest fraud department, but it was just a scam.
NatWest
5 years
I got a few calls on both my mobile and landline from someone saying they were with NatWest’s fraud team, talking about a payment from my account with some digits they mentioned. Thing is, I don’t even have an account with NatWest. Pretty obvious it’s a scam.
NatWest
5 years
Got calls on both my landline and mobile from someone saying they were from NatWest fraud team about a transaction on my account ending in xxx. Thing is, I don't even have an account with NatWest. Each time, first it was a robotic voice then a British lady took over. Really suspicious.
NatWest

Submit Your Own Report (0345 646 1094)

Your own contribution matters! Post your experience with this phone number. Support others by leaving a comment about scams, telemarketers, or legitimate contacts.



Call Charges

If you want to return a call to ☎️ 03456461094 👆, it will cost you £0.16 per minute on landline and between between £0.03 to £0.65 per minute on mobile. Additionally, there might be a connection charge of £0.23.

About 03 Numbers

A lot of organizations use 03 numbers instead of the more costly 08 numbers. As an example, a number of public sector bodies have moved from 0845 numbers to 0345. The cost of calls is no more than calls to geographic numbers (01 or 02). The charges for calls depend on the time of the day, and most providers offer call packages that permit calls free of charge during certain times of the day. Mobile call costs differ depending on the selected calling plan. Generally, these calls are included in free call packages.

Other Numbers

0345646105403456461056034564610780345646108303456461098034564611020345646110403456461106