MENU

03456004862

☎️ 03456004862 👆 is a valid (Universal Access Number) United Kingdom Phone Number and it is issued by BT. It is part of the phone block 345600 with a prefix of 0345.

The number might show up on your Caller ID as:

+443456004862+44 345 600 48620345 600 4862+44-345-600-4862

If you want to return this call, click here to see the call charges.

0345 600 4862 Tagged as:

lloyds lloyds bank halifax mbna lloyds banking group google lloyds ’ brian lloyds bank ' s fraud prevention lloyds ' fraud department

TimeLine of events for phone number 03456004862

  • Number confirmed genuine, safe call
    Nov
    2025
  • Possibly fake Lloyds Bank number
    Sep
    2025
  • Confirmed genuine Lloyds number
    Aug
    2025
  • Genuine Lloyds bank fraud number
    Aug
    2025
  • Received suspicious call - took precautions
    Sep
    2022
  • Not enough information to summarize
    Sep
    2021
  • Warns of credit card scam
    Aug
    2021
  • Lloyds Bank Fraud Team Authentic
    Jun
    2021
  • Scam impersonating Lloyds Bank reported
    Mar
    2021
  • Warning of fraudulent payment phone call
    Mar
    2021
  • Lloyds number used in scam
    Jan
    2021
  • Legitimate number for card unblocking
    Jan
    2021
  • Not a scam, reporting fraud
    Dec
    2020
  • Lloyds Bank Fraud team is secure
    Nov
    2020
  • Safety confirmed within mobile app
    Apr
    2020
  • Safe when used in app
    Apr
    2020
  • Lloyds call reported as scam
    Mar
    2020
  • Received text from "Lloyds" bank
    Mar
    2020
  • Lloyds fraud prevention services safezone
    Feb
    2020
  • Initial panic over valid number
    Feb
    2020
  • Initial panic, number was legitimate
    Feb
    2020
  • Lloyds Fraud Dept genuine number
    Feb
    2020
  • Scam number, verify with Lloyds
    Jan
    2020
  • Scam alert confirmed by bank
    Jan
    2020
  • Verified as Lloyds fraud prevention
    Jan
    2020
  • Confirmed legitimacy through phone call
    Jan
    2020
  • Warning about fraudulent bank impersonation
    Dec
    2019
  • Received suspicious text message, likely scam
    Dec
    2019
  • Suspicious messages, potential scam alert
    Dec
    2019
  • Suspected scam, verify number carefully
    Nov
    2019
  • Possible scam message from Lloyds
    Sep
    2019
  • Suspicious scam call, verified with bank
    Sep
    2019
  • Apology for incorrect call identification
    Aug
    2019
  • Voicemail from non-Lloyds number scam
    Aug
    2019
  • Received scam text, not from Lloyds
    Aug
    2019
  • It's a scam, avoid this number
    Jul
    2019
  • Verified number with Lloyds Bank
    Nov
    2018
  • Verified legitimate Lloyds Bank phone number
    Nov
    2018
  • Fraud prevention number for payments
    Nov
    2018
  • Confirmed scam through Lloyds contact
    Nov
    2018
  • Verified legitimacy with Lloyds; not scam
    Nov
    2018
  • Lloyds Bank text message inquiry
    Oct
    2018
  • Received suspicious scam text message
    Sep
    2018
  • Claimed to be Lloyds fraud line
    Sep
    2018
  • Verified fraud department contact number
    Jul
    2018
  • warning about fake scam number
    Jul
    2018
  • Suspicious behavior, potential impersonation threat
    Jun
    2018
  • Warning: Potential scam from Lloyds
    May
    2018
  • Lloyds Bank debit card fraud number
    Feb
    2017
  • Scam call impersonating Lloyds Bank
    Dec
    2016
  • Confirmed fraud, card used overseas
    Dec
    2016
  • Received phishing calls from Lloyds
    Sep
    2016
  • Beware scam call from 0845
    Aug
    2016
Number Of Searches: 535 Number Of Comments: 50 First Seen: 12 August 2016 General Reputation: negative

This number has recently been searched from Millstreet(County Down), Shurlock Row(Berkshire) and Whitewell(Cornwall).

03456004862 has 50 comments of which 19 x positive and 10 x neutral and 21 x negative

SHARE YOUR EXPERIENCE - LEAVE A COMMENT

03456004862 Summary (Read all comments)

Phone number ☎️ 03456004862 👆 is reported as a number genuinely used by Lloyds Banking Group’s fraud prevention teams, including Lloyds, MBNA, Halifax and Bank of Scotland. Many verified callers have confirmed its legitimacy after security checks and card unblocking processes. However, caution is advised as scammers often imitate this number or similar ones, sometimes using spoofed 0845 or 0800 variants to conduct phishing attempts. The bank recommends always verifying suspicious messages or calls by contacting Lloyds through established numbers found on official websites or card backs. If unsure, users should avoid sharing sensitive details and confirm any fraud alerts directly with their known Lloyds contact. Overall, this number is safe when sourced via Lloyds apps or official channels but remain vigilant against potential scams.

Reports on phone number 03456004862

7 months
I double-checked with Lloyds and MBNA, and this number is legit, so it's fine to give them a ring.
LloydsMBNA
9 months
I got a number off Lloyds Bank and was told to ring this new one '08005003920'. When I looked up that number it came back as 'Negative', so I'm a bit unsure. Just a heads up to be careful!
Lloyds Bank
10 months
Just rang MBNA and they told me this number really belongs to Lloyds Banking Group, which covers Halifax, MBNA, and Lloyds itself. So yeah, it's alright to give them a ring back.
MBNALloyds Banking GroupHalifaxLloyds
11 months
Yep, this number is legit and belongs to Lloyds Banking Group, including their fraud team who cover Halifax, MBNA and others. I’ve had calls from them myself and can vouch it’s genuine.
Lloyds Banking GroupHalifaxMBNA
4 years
This person claimed that my bank account showed 15 outgoing payments to the same company, each one supposedly withdrawn from my account. I looked into it - not through my phone where I got the call - using my Nationwide card reader and everything was fine, no money had left. Just to be safe I moved most of my cash into a savings account with a different bank. I also blocked the caller on my phone. If you think there’s an issue, banks advise you to ring 159 so you can verify things with them straight away.
5 years
Got loads of scam calls from this number. Ended up changing my card because of it. Wouldn’t recommend using this at all.
5 years
Honestly, this is legit people - it really is the Lloyds Bank Fraud Dept. I rang them myself because they’d frozen my account after I’d made loads of transactions in a short space of time. They don’t ask for anything dodgy. They’ll just go through a couple of password questions like “what’s the 3rd and 6th letter or number,” but they won’t ask for stuff like the three digits on the back of your card. After the chat, my account was unlocked and working again. So yeah, it’s for real.
Lloyds Bank
5 years
Bogus, individuals posed as Lloyds Bank, claiming that payments were deducted in Liverpool.
Lloyds BankLiverpool
5 years
Got a call claiming my card was used somewhere else. They asked how much money was in my account and if I had any savings. If they were genuine, they’d already know that stuff. Total scam.
5 years
Pretty sneaky trick using a real Lloyds phone number. I got a voicemail saying I needed to ring them to confirm some account activity. Instead, I called Lloyds directly through their app and they told me no department would have contacted me like that.
Lloyds
6 years
Rest assured, this is a legitimate process. I contact Halifax on a weekly basis to have my card unblocked due to frequent security checks that cause it to be blocked.
Halifax
6 years
Allow me to clarify, everyone. This is by no means a scam, and I am confident in this assertion! My unfortunate experience involved falling prey to a fraudulent scheme where an individual was illegitimately withdrawing funds from my Lloyds bank account. I took immediate action and reported the incident to the designated number provided to me for reporting scams and frauds. Rest assured, this is the authentic number one should contact to reach the fraud department in the United Kingdom.
LloydsUnited Kingdom
6 years
Got a call from Lloyds Bank fraud dept. Sounded legit to me.
Lloyds Bank ' s Fraud Prevention
6 years
Can say for sure it’s safe when using the mobile app.
6 years
I’ve used the mobile app and can safely say it’s fine to use.
6 years
The message claiming to be from Lloyds is, in fact, a scam.
Lloyds
6 years
Got a text saying it was from "lloyds", seemed a bit off to me.
Lloyds
6 years
All good! It’s Lloyds fraud prevention team calling.
Lloyds
6 years
When I got this number during an online purchase, I freaked out cause a quick google tagged it as a scam. I called anyway, feeling pretty nervous. Then I rang Lloyds who said it wasn’t theirs, which made me more worried. But after they checked the call records, they said it IS their fraud department number, just not listed properly yet. So yeah, it’s legit Lloyds fraud line - no need to stress!
Lloyds
6 years
I got this number while trying to sort out something online and freaked out cuz when I looked it up it showed up as a scam. I’d already rung it by then which made me more worried. I even called Lloyds bank and they said the number wasn’t theirs. But after they checked properly, they told me it was actually their fraud department’s line, just not updated in their system yet. So yeah, it’s legit - it really is a Lloyds fraud helpline, so no need to freak out anymore!
GoogleLloyds
6 years
Just checked with Lloyds Fraud Team and they said 03456004862 is definitely one of their legit numbers.
Lloyds ' Fraud Department
7 years
Beware of this scam - do not contact the provided number. Lloyds has verified this information, so make sure to use the contact details found on their official website or on the back of your card. It's quite cunning, as the message appeared in the same message thread as a legitimate one about setting up new payments from Lloyds. However, I became suspicious when I noticed it had a different 0345 number. Please be cautious and stay safe.
Lloyds
7 years
0345 6004862 - For sure a scam, Lloyds Bank confirmed it to me. It sounds really convincing and legit, so watch out and don’t get caught!
Lloyds Bank
7 years
03456004862 is actually Lloyds' fraud team. The number popped up on the Lloyds app message when my card got blocked because they saw something dodgy. I had to do some security questions with them, they read out the transactions I made to double check, and now my card’s been unblocked.
Lloyds ’Lloyds
7 years
Yes, it's legitimate. I contacted the primary Lloyds helpline to verify.
Lloyds
7 years
They were acting like they were from Lloyds bank. Total scam.
Lloyds Bank
7 years
Got a text asking me to confirm a payment I supposedly made, but I don’t even have a Lloyds bank card, so it’s gotta be a scam. Then another message came through saying they’ll send a security code soon and gave me the number 03453000000 to call when I get it, which I’ve heard is linked to fraud! I’m going to ring Lloyds back on a different number to find out what’s really happening.
Lloyds
7 years
I have been constantly receiving messages notifying me about unauthorized transactions being conducted using my debit card. However, I had already requested my bank to cancel the card. The messages are urging me to contact the number 03456004862. It is evident that this is a scam.
7 years
After informing "Nigel" about my suspicions regarding his intentions and his attempt to scam me, I was advised to contact this specific number. I had also mentioned to him that I would personally get in touch with Lloyds Bank regarding the matter. Interestingly, this number appeared to be from a legitimate source associated with Lloyds Bank. Please exercise extreme caution in dealing with this situation.
NigelLloyds Bank
7 years
Got an answerphone message that said it was a personal call and used my name, claiming to be from Lloyds fraud team. They wanted me to ring them back. The number looked close to a real Lloyds one, but I reckon it’s a scam. Checked my bank details and everything seems normal with no unusual activity. Don’t fall for it!
Lloyds
7 years
Sorry for my comment on 21/08/19, especially to those who said the number was legit. I spoke to Lloyds fraud team today and they confirmed it's actually a genuine Lloyds bank number used by their fraud department. Seems like different parts of Lloyds might not be aware of the phone numbers others use - I was first told by Lloyds bank this was a 'scam' number, but today they said it’s real. Still, if you get a text from 'Lloyds bank' from a number you don’t know, I'd advise calling a Lloyds number you trust first.
LloydsLloyds Bank
7 years
Got a voicemail from this number too, rang Lloyds and they said it definitely isn’t their number. Looks like a scam to me.
Lloyds
7 years
Today I got a message from this number warning about some 'unusual activity on your card, contact us'. Definitely a scam - so looks like the comments saying it’s a legit Lloyds number are actually from the scammers themselves :-( I checked directly with Lloyds using their official helpline (0345 300 0000) and they confirmed it’s #not# a Lloyds number but a fraud attempt. If you get a call or text from 03456004862, just ignore it or ring Lloyds on a safe number you trust instead.
Lloyds
7 years
Beware! This is a fraudulent scheme attempting to pilfer your funds. Remember to only contact the telephone number located on the rear side of your card.
8 years
i got the same message. i checked lloyds banks usual number and they said it’s definitely one of their lines. lloyds really needs to make sure this number is properly listed and easy to find. the way the text is worded also makes it a bit suspicious.
Lloyds Bank
8 years
the 0345 number really is from lloyds bank. i got a text from them that actually had my name on it (not just some generic "dear customer") asking me to call about a fraud case and gave a reference number. soon after that my card stopped working. they noticed a dodgy purchase on my debit card. i logged into my account online and saw the weird payment they mentioned. i told them it wasn’t me who did that payment, so they cancelled my card to stop more fraud and sent me a new one.
Lloyds Bank
8 years
If you encounter the number 0345 600 4862, please note that it is a reliable number related to preventing fraud in online payments made through Lloyds cards. I experienced this when attempting an online payment and wanted to ensure its authenticity. Initially, I contacted Lloyds directly to confirm the legitimacy before dialing the number. They just wanted to verify that I am the rightful cardholder and wished to proceed with the payment. This is a routine procedure they conduct occasionally, especially for larger payments like mine. After answering some security questions, my payment went smoothly. I must clarify that there are some posts on this page mentioning an 0845... version of the number, which seems to be a fraudulent number.
Lloyds
8 years
I have encountered this situation more than once. I dialed the legitimate Lloyds number and was verified by them that it is indeed a fraudulent scheme.
Lloyds
8 years
phoned the usual lloyd’s contact and double checked with them directly that it’s legit. dont listen to those calling it a scam, they clearly never took the time to verify.
Lloyd ' s
8 years
got a text supposedly from lloyds bank asking if i made a payment to some company & told me to call a certain number. rang their fraud team straight away & they said yes, that is the legit number for their fraud department.
Lloyds Bank
8 years
I recently received a message from the number 0845 600 4862, which included a reference number and instructed me to call them regarding an ongoing fraud investigation. Although I had doubts, I decided to make the call. However, I spoke to a man speaking with an Irish accent who only provided his first name, 'Tom'. He asked for my banking details. Since I had no knowledge of any ongoing investigation, I strongly believe that this could be a scam. As a result, I reported the number to the Action Fraud Police. If you're uncertain about any similar messages or calls, I recommend checking with your own bank branch.
TomAction Fraud Police
8 years
someone said they were from lloyds fraud dept, sounded fishy to me, wouldnt trust em.
Lloyds ’
8 years
This number pretending to be Lloyds is definitely a scam. Avoid it!
Lloyds
8 years
sounds like a dodgy call pretending to be from lloyds fraud department to me.
Lloyds
8 years
Someone was acting like they were from Lloyds Bank. Total scam.
Lloyds Bank
9 years
Here is the contact information for reporting debit card fraud within Lloyds Banking Group, which includes Halifax and Bank of Scotland.
Lloyds Banking GroupHalifaxBank of Scotland
10 years
Received a phone call today purportedly from Lloyds Bank, but no information was provided. Contacted Lloyds Bank directly to verify the call and they denied making any such communication. They also confirmed that the fraud team does not use a four-digit number to report incidents. The individuals on the phone had Scottish accents, leading me to believe it was a scam.
Lloyds Bank
10 years
I became concerned about the authenticity of this situation. To be sure, I decided to contact the number provided on the back of my debit card first. The representative from the fraud department confirmed that they were legitimate. Afterwards, I proceeded to dial 0345 600 4862 and discovered that unauthorized transactions had indeed taken place in Australia using my card.
Australia
10 years
I received three phone calls from the number 0800 032 7329. The person on the other end of the line asked me to contact Lloyds business banking at 0345 600 4862 and provided me with a reference number. During one of the calls, I had a conversation with an individual claiming to be from Lloyds fraud department. They had a Scottish accent, sounded very professional, and requested sensitive security information such as my bank account number and sort code. Sensing something suspicious, I did not provide them with any information. The person politely advised me to call the number on the back of my card to speak with Lloyds' actual fraud department. When I made that call using a separate phone, Lloyds informed me that they had not attempted to reach me and confirmed that it was indeed a phishing attempt.
Lloyds
10 years
Received a call from someone claiming to be from Halifax Bank, stating that there was fraudulent activity on my card. I immediately became suspicious and chose not to respond, but instead called the telephone number provided on the back of my card to verify. Halifax confirmed that it was indeed a scam and advised me not to engage. Surprisingly, my home phone rang again this morning for the third time, displaying the same 0845 number. I ended up speaking to a person named "Brian" who insisted on obtaining my details. I firmly informed him that I knew it was a scam and would not provide any information. At first, "Brian" seemed convincing; however, he eventually gave me a different number (0345) to call, which turned out to have a non-functional phone line. I waited for a few minutes before attempting again. Please be warned not to contact these numbers, as they are part of a scam.
Halifax BankHalifaxBrian

Submit Your Own Report (0345 600 4862)

Unite against deceptive calls! Submit your story with this phone number. Post a report to help others prevent deceptive calls or verify authentic contacts.



Call Charges

If you want to return a call to ☎️ 03456004862 👆, it will cost you £0.16 per minute on landline and between between £0.03 to £0.65 per minute on mobile. Additionally, there might be a connection charge of £0.23.

About 03 Numbers

A lot of organizations use 03 numbers as an alternative to the pricier 08 numbers. For example, many public sector bodies have transitioned from 0845 numbers to 0345. The price of calls is no more than calls to geographic numbers (01 or 02). The cost of calls are influenced by the time of the day, and most providers offer call packages that permit free calls during certain times of the day. The cost of calls from mobiles differ according to the selected calling plan. Typically, these calls are included in free call packages.

Other Numbers

0345600460003456004642034560047420345600480103456005005034560051650345600520303456005335