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03456004862

☎️ 03456004862 👆 is a valid (Universal Access Number) United Kingdom Phone Number and it is issued by BT. It is part of the phone block 345600 with a prefix of 0345.

The number might show up on your Caller ID as:

+443456004862+44 345 600 48620345 600 4862+44-345-600-4862

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0345 600 4862 Tagged as:

lloyds lloyds bank halifax mbna lloyds banking group google lloyds ’ brian lloyds bank ' s fraud prevention lloyds ' fraud department

TimeLine of events for phone number 03456004862

  • Number confirmed genuine, safe call
    Nov
    2025
  • Possibly fake Lloyds Bank number
    Sep
    2025
  • Confirmed genuine Lloyds number
    Aug
    2025
  • Genuine Lloyds bank fraud number
    Aug
    2025
  • Received suspicious call - took precautions
    Sep
    2022
  • Not enough information to summarize
    Sep
    2021
  • Warns of credit card scam
    Aug
    2021
  • Lloyds Bank Fraud Team Authentic
    Jun
    2021
  • Scam impersonating Lloyds Bank reported
    Mar
    2021
  • Warning of fraudulent payment phone call
    Mar
    2021
  • Lloyds number used in scam
    Jan
    2021
  • Legitimate number for card unblocking
    Jan
    2021
  • Not a scam, reporting fraud
    Dec
    2020
  • Lloyds Bank Fraud team is secure
    Nov
    2020
  • Safety confirmed within mobile app
    Apr
    2020
  • Safe when used in app
    Apr
    2020
  • Lloyds call reported as scam
    Mar
    2020
  • Received text from "Lloyds" bank
    Mar
    2020
  • Lloyds fraud prevention services safezone
    Feb
    2020
  • Initial panic over valid number
    Feb
    2020
  • Initial panic, number was legitimate
    Feb
    2020
  • Lloyds Fraud Dept genuine number
    Feb
    2020
  • Scam number, verify with Lloyds
    Jan
    2020
  • Scam alert confirmed by bank
    Jan
    2020
  • Verified as Lloyds fraud prevention
    Jan
    2020
  • Confirmed legitimacy through phone call
    Jan
    2020
  • Warning about fraudulent bank impersonation
    Dec
    2019
  • Received suspicious text message, likely scam
    Dec
    2019
  • Suspicious messages, potential scam alert
    Dec
    2019
  • Suspected scam, verify number carefully
    Nov
    2019
  • Possible scam message from Lloyds
    Sep
    2019
  • Suspicious scam call, verified with bank
    Sep
    2019
  • Apology for incorrect call identification
    Aug
    2019
  • Voicemail from non-Lloyds number scam
    Aug
    2019
  • Received scam text, not from Lloyds
    Aug
    2019
  • It's a scam, avoid this number
    Jul
    2019
  • Verified number with Lloyds Bank
    Nov
    2018
  • Verified legitimate Lloyds Bank phone number
    Nov
    2018
  • Fraud prevention number for payments
    Nov
    2018
  • Confirmed scam through Lloyds contact
    Nov
    2018
  • Verified legitimacy with Lloyds; not scam
    Nov
    2018
  • Lloyds Bank text message inquiry
    Oct
    2018
  • Received suspicious scam text message
    Sep
    2018
  • Claimed to be Lloyds fraud line
    Sep
    2018
  • Verified fraud department contact number
    Jul
    2018
  • warning about fake scam number
    Jul
    2018
  • Suspicious behavior, potential impersonation threat
    Jun
    2018
  • Warning: Potential scam from Lloyds
    May
    2018
  • Lloyds Bank debit card fraud number
    Feb
    2017
  • Scam call impersonating Lloyds Bank
    Dec
    2016
  • Confirmed fraud, card used overseas
    Dec
    2016
  • Received phishing calls from Lloyds
    Sep
    2016
  • Beware scam call from 0845
    Aug
    2016
Number Of Searches: 535 Number Of Comments: 52 First Seen: 12 August 2016 General Reputation: negative

This number has recently been searched from Goole(North Yorkshire), Mount Skippett(Oxfordshire), Portpatrick(Dumfries and Galloway) and Ryecroft Gate(Staffordshire).

03456004862 has 52 comments of which 19 x positive and 11 x neutral and 22 x negative

SHARE YOUR EXPERIENCE - LEAVE A COMMENT

03456004862 Summary (Read all comments)

Phone number ☎️ 03456004862 👆 is reported as a number genuinely used by Lloyds Banking Group’s fraud prevention teams, including Lloyds, MBNA, Halifax and Bank of Scotland. Many verified callers have confirmed its legitimacy after security checks and card unblocking processes. However, caution is advised as scammers often imitate this number or similar ones, sometimes using spoofed 0845 or 0800 variants to conduct phishing attempts. The bank recommends always verifying suspicious messages or calls by contacting Lloyds through established numbers found on official websites or card backs. If unsure, users should avoid sharing sensitive details and confirm any fraud alerts directly with their known Lloyds contact. Overall, this number is safe when sourced via Lloyds apps or official channels but remain vigilant against potential scams.

Reports on phone number 03456004862

9 months
I double-checked with Lloyds and MBNA, and this number is legit, so it's fine to give them a ring.
LloydsMBNA
11 months
I got a number off Lloyds Bank and was told to ring this new one '08005003920'. When I looked up that number it came back as 'Negative', so I'm a bit unsure. Just a heads up to be careful!
Lloyds Bank
1 year
Just rang MBNA and they told me this number really belongs to Lloyds Banking Group, which covers Halifax, MBNA, and Lloyds itself. So yeah, it's alright to give them a ring back.
MBNALloyds Banking GroupHalifaxLloyds
1 year
Yep, this number is legit and belongs to Lloyds Banking Group, including their fraud team who cover Halifax, MBNA and others. I’ve had calls from them myself and can vouch it’s genuine.
Lloyds Banking GroupHalifaxMBNA
4 years
This person claimed that my bank account showed 15 outgoing payments to the same company, each one supposedly withdrawn from my account. I looked into it - not through my phone where I got the call - using my Nationwide card reader and everything was fine, no money had left. Just to be safe I moved most of my cash into a savings account with a different bank. I also blocked the caller on my phone. If you think there’s an issue, banks advise you to ring 159 so you can verify things with them straight away.
5 years
Got loads of scam calls from this number. Ended up changing my card because of it. Wouldn’t recommend using this at all.
5 years
Honestly, this is legit people - it really is the Lloyds Bank Fraud Dept. I rang them myself because they’d frozen my account after I’d made loads of transactions in a short space of time. They don’t ask for anything dodgy. They’ll just go through a couple of password questions like “what’s the 3rd and 6th letter or number,” but they won’t ask for stuff like the three digits on the back of your card. After the chat, my account was unlocked and working again. So yeah, it’s for real.
Lloyds Bank
5 years
Got a call from someone claiming to be from Lloyds Bank, saying there were some payments made in Liverpool. Turned out to be a scam. Not falling for that one!
Lloyds BankLiverpool
5 years
Got a call claiming my card was used somewhere else. They asked how much money was in my account and if I had any savings. If they were genuine, they’d already know that stuff. Total scam.
6 years
Pretty sneaky trick using a real Lloyds phone number. I got a voicemail saying I needed to ring them to confirm some account activity. Instead, I called Lloyds directly through their app and they told me no department would have contacted me like that.
Lloyds
6 years
I’m pretty sure this isn’t any kind of scam. I ring this number nearly every week because my Halifax card keeps getting blocked due to security reasons, and I have to get it unblocked.
Halifax
6 years
Just to clear things up, I really don’t think this is a scam! I got scammed before and some dodgy person was stealing money from my Lloyds Bank account. When I called to report what happened, they gave me this exact number to report fraud and scams. So yeah, this is definitely the UK fraud department’s number!
LloydsUnited Kingdom
6 years
Got a call from Lloyds Bank fraud dept. Sounded legit to me.
Lloyds Bank ' s Fraud Prevention
6 years
Can say for sure it’s safe when using the mobile app.
6 years
I’ve used the mobile app and can safely say it’s fine to use.
6 years
They claimed to be from Lloyds but it’s definitely a scam.
Lloyds
7 years
Got a text saying it was from "lloyds", seemed a bit off to me.
Lloyds
7 years
All good! It’s Lloyds fraud prevention team calling.
Lloyds
7 years
When I got this number during an online purchase, I freaked out cause a quick google tagged it as a scam. I called anyway, feeling pretty nervous. Then I rang Lloyds who said it wasn’t theirs, which made me more worried. But after they checked the call records, they said it IS their fraud department number, just not listed properly yet. So yeah, it’s legit Lloyds fraud line - no need to stress!
Lloyds
7 years
I got this number while trying to sort out something online and freaked out cuz when I looked it up it showed up as a scam. I’d already rung it by then which made me more worried. I even called Lloyds bank and they said the number wasn’t theirs. But after they checked properly, they told me it was actually their fraud department’s line, just not updated in their system yet. So yeah, it’s legit - it really is a Lloyds fraud helpline, so no need to freak out anymore!
GoogleLloyds
7 years
Just checked with Lloyds Fraud Team and they said 03456004862 is definitely one of their legit numbers.
Lloyds ' Fraud Department
7 years
This number is a scam, please dont ring it. I checked with Lloyds and they told me always to use the phone number listed on their official site or the one on the back of your card. It was confusing because I got a text about "setting up new payments" from Lloyds but the 0345 number they sent was different and seemed dodgy. Be careful out there!
Lloyds
7 years
0345 6004862 - For sure a scam, Lloyds Bank confirmed it to me. It sounds really convincing and legit, so watch out and don’t get caught!
Lloyds Bank
7 years
03456004862 is actually Lloyds' fraud team. The number popped up on the Lloyds app message when my card got blocked because they saw something dodgy. I had to do some security questions with them, they read out the transactions I made to double check, and now my card’s been unblocked.
Lloyds ’Lloyds
7 years
I actually called Lloyds’ official number myself just to make sure it wasn’t a scam - it’s legit.
Lloyds
7 years
They were acting like they were from Lloyds bank. Total scam.
Lloyds Bank
7 years
Got a text asking me to confirm a payment I supposedly made, but I don’t even have a Lloyds bank card, so it’s gotta be a scam. Then another message came through saying they’ll send a security code soon and gave me the number 03453000000 to call when I get it, which I’ve heard is linked to fraud! I’m going to ring Lloyds back on a different number to find out what’s really happening.
Lloyds
7 years
Been getting loads of texts saying there’s transactions happening on my debit card, but I already told the bank to cancel it ages ago. They want me to ring 03456004862 or something. Sounds like a total scam to me.
7 years
After telling Nigel I didn’t trust him and thought he was trying to con me, I said I’d get in touch with Lloyds Bank personally. Then I got this number to call. It appeared legit because the message seemed to come from Lloyds Bank itself. Just a heads up, be super cautious!
NigelLloyds Bank
7 years
Got an answerphone message that said it was a personal call and used my name, claiming to be from Lloyds fraud team. They wanted me to ring them back. The number looked close to a real Lloyds one, but I reckon it’s a scam. Checked my bank details and everything seems normal with no unusual activity. Don’t fall for it!
Lloyds
7 years
Without a doubt, this is a dodgy number. I got a call from 0800 169 7762 on my phone but didn’t pick up, instead I listened to the voicemail. An automated woman said she was from Lloyds Bank warning about some suspicious activity on my account and advised me to call 0345 600 4862, saying their advisors were available round the clock. Feeling a bit iffy about the whole thing, I searched the number online and found this site, but honestly, the details were a bit all over the place. So I rang the number on the back of my bank card instead and actually spoke to someone at Lloyds. After verifying my details, they connected me to their Fraud Team. Luckily, nothing fraudulent showed on my account, but they still cancelled my card and sent a new one out. Usually, i never bother leaving feedback on sites like this, but after hearing about how Helen Skelton got scammed for £70k, I thought it was worth sharing my experience.
Lloyds BankGoogleFraud DepartmentHelen Skelton
7 years
Sorry for my comment on 21/08/19, especially to those who said the number was legit. I spoke to Lloyds fraud team today and they confirmed it's actually a genuine Lloyds bank number used by their fraud department. Seems like different parts of Lloyds might not be aware of the phone numbers others use - I was first told by Lloyds bank this was a 'scam' number, but today they said it’s real. Still, if you get a text from 'Lloyds bank' from a number you don’t know, I'd advise calling a Lloyds number you trust first.
LloydsLloyds Bank
7 years
Got a voicemail from this number too, rang Lloyds and they said it definitely isn’t their number. Looks like a scam to me.
Lloyds
7 years
Today I got a message from this number warning about some 'unusual activity on your card, contact us'. Definitely a scam - so looks like the comments saying it’s a legit Lloyds number are actually from the scammers themselves :-( I checked directly with Lloyds using their official helpline (0345 300 0000) and they confirmed it’s #not# a Lloyds number but a fraud attempt. If you get a call or text from 03456004862, just ignore it or ring Lloyds on a safe number you trust instead.
Lloyds
7 years
Don't fall for this, it's a total rip-off. They just want to get your cash. Always call the number printed on your card itself.
8 years
i got the same message. i checked lloyds banks usual number and they said it’s definitely one of their lines. lloyds really needs to make sure this number is properly listed and easy to find. the way the text is worded also makes it a bit suspicious.
Lloyds Bank
8 years
the 0345 number really is from lloyds bank. i got a text from them that actually had my name on it (not just some generic "dear customer") asking me to call about a fraud case and gave a reference number. soon after that my card stopped working. they noticed a dodgy purchase on my debit card. i logged into my account online and saw the weird payment they mentioned. i told them it wasn’t me who did that payment, so they cancelled my card to stop more fraud and sent me a new one.
Lloyds Bank
8 years
If you get a call or see 0345 600 4862 pop up, it’s actually Lloyds’ fraud prevention line for online card payments. I had this happen when I was about to pay for something online with my Lloyds card. Before ringing the number, I contacted Lloyds directly to make sure it was genuine. They asked me some security questions to verify I was the real cardholder and that I was authorising the transaction, which they sometimes do especially for bigger purchases. After that, the payment was accepted without any issues. Just a heads up, some folks mention an 0845... number on here, but that one looks like a scam.
Lloyds
8 years
Got calls like this more than once. I rang Lloyds using their legit number and they told me it’s definitely a scam.
Lloyds
8 years
phoned the usual lloyd’s contact and double checked with them directly that it’s legit. dont listen to those calling it a scam, they clearly never took the time to verify.
Lloyd ' s
8 years
got a text supposedly from lloyds bank asking if i made a payment to some company & told me to call a certain number. rang their fraud team straight away & they said yes, that is the legit number for their fraud department.
Lloyds Bank
8 years
Today I got a text from 0845 600 4862 with a reference number, telling me to ring about some fraud enquiry. It sounded a bit dodgy but I phoned anyway. A man with an Irish accent answered, only told me his name was 'Tom' and asked for my bank details. I've never heard of any investigation like this so I'm certain it was a con. I've reported it to Action Fraud. I'd say if you get something similar, double check with your bank directly before saying anything.
TomAction Fraud Police
8 years
someone said they were from lloyds fraud dept, sounded fishy to me, wouldnt trust em.
Lloyds ’
8 years
Legit - Lloyds Bank fraud team. I got a text from this number telling me to get in touch about some suspicious charges on my credit card. I was a bit wary, so I messaged Lloyds on Twitter via @AskLloydsBank to check if this was a genuine fraud dept number. They said yes, it was. Still feeling a bit dodgy, I rang the number on the back of my debit card instead of calling the provided one. Lloyds confirmed it was indeed their fraud team trying to reach me, that my card had been blocked, and told me to ring back on that number. When I phoned, I spoke with a Scottish lady who could access my bank info just from the code in the original text. She was worried about a payment to a firm in China. After I confirmed I’d made the payment and it wasn’t fraudulent, she cleared it and unblocked my card.
Lloyds Bank Fraud DepartmentLloyds BankTwitterAskLloydsBankLloydsScotland
8 years
This number pretending to be Lloyds is definitely a scam. Avoid it!
Lloyds
8 years
sounds like a dodgy call pretending to be from lloyds fraud department to me.
Lloyds
8 years
Someone was acting like they were from Lloyds Bank. Total scam.
Lloyds Bank
10 years
If you get called from this number, it’s usually someone trying to pull off debit card fraud, especially linked to Lloyds Banking Group. Just so you know, Halifax and Bank of Scotland fall under the Lloyds Banking Group PLC umbrella. Be careful!
Lloyds Banking GroupHalifaxBank of Scotland
10 years
Got a call earlier claiming to be from Lloyds Bank, but I didn’t share any details. Afterwards, I phoned Lloyds directly and they told me it wasn’t them. They said if it was the fraud department, they wouldn’t use a four digit number to ask you to report anything. The callers had Scottish accents, so definitely felt like a scam.
Lloyds Bank
10 years
Honestly, it felt legit. I was a bit iffy at first, so I called the number on the back of my debit card to check, and they said yes, it's their fraud team. After that, I dialled 0345 600 4862 and found out someone had used my card fraudulently all the way over in Australia.
Australia
10 years
I got three calls from the number 0800 032 7329, with the caller telling me to ring Lloyds business banking on 0345 600 4862 and give them a certain reference number. On one of the calls, I spoke to someone claiming to be from the Lloyds fraud team - sounded very convincing, had a Scottish accent, and asked for my bank details like account number and sort code. I didn’t share any info though. He then said I should call the fraud department using the number on the back of my card. When I used a different phone to ring Lloyds myself, they told me they never made those calls. Obviously, it was a scam.
Lloyds
10 years
Got a call claiming to be from Halifax Bank, saying there was suspicious activity on my card, from the number 08453560024. Didn’t answer but instead called the number on the back of my card. Halifax confirmed it’s a scam and advised me not to engage. Then the landline rang again this morning for the third time, showing that same 0845 number. Ended up talking to a bloke called "Brian". Told him straight it was a scam and I wasn’t giving out anything. Seemed pretty convincing, then he gave me another number starting 0345 to ring, but when I called, there was no signal. Waited a bit hoping it might clear up. Seriously, don’t call these numbers - they’re trying to scam you.
Halifax BankHalifaxBrian

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Call Charges

If you want to return a call to ☎️ 03456004862 👆, it will cost you £0.16 per minute on landline and between between £0.03 to £0.65 per minute on mobile. Additionally, there might be a connection charge of £0.23.

About 03 Numbers

A lot of organizations use 03 numbers as an alternative to the pricier 08 numbers. For example, many public sector bodies have transitioned from 0845 numbers to 0345. The price of calls is no more than calls to geographic numbers (01 or 02). The cost of calls are influenced by the time of the day, and most providers offer call packages that permit free calls during certain times of the day. The cost of calls from mobiles differ according to the selected calling plan. Typically, these calls are included in free call packages.

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