I received a call from someone with an accent that was quite challenging to comprehend. Their speech seemed to be heavily influenced by Asian languages, making it really difficult to grasp what they were saying.

Had an automated voice claiming to represent Visa saying there’s a £130 charge for a train ticket with Midland Trains. I immediately looked at my credit card and found no record of such a transaction. It was the typical prompt to press a button if you don’t recognise the purchase. I suspect this is just a scam to rake in some cash through unsuspecting individuals.